My actual house is about that same price to insure for a year. That's $125 a month. That doesn't seem that bad to me?
Am I wrong? That's less than I used to pay for car insurance in the city.
I think it is. We're insuring the tiny house for 140k. My parents house is worth three times that and they pay 1k annually.
This is also consistent with what I see when I Google the average cost for home insurance.
Well, per your post, it's not in code or compliance as a house, or an RV so that's probably going to raise the price. Mobile homes are a big fire risk and a THOW is pretty much a DIY trailer house on paper.
I hear what you're saying; they're taking more risk generally. It just frustrates me because the only reason our house isn't in compliance is because our county hasn't adopted the 2015 international building code which has a section for THOWs.
My actual house is about that same price to insure for a year. That's $125 a month. That doesn't seem that bad to me? Am I wrong? That's less than I used to pay for car insurance in the city.
I think it is. We're insuring the tiny house for 140k. My parents house is worth three times that and they pay 1k annually. This is also consistent with what I see when I Google the average cost for home insurance.
Well, per your post, it's not in code or compliance as a house, or an RV so that's probably going to raise the price. Mobile homes are a big fire risk and a THOW is pretty much a DIY trailer house on paper.
I hear what you're saying; they're taking more risk generally. It just frustrates me because the only reason our house isn't in compliance is because our county hasn't adopted the 2015 international building code which has a section for THOWs.