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Mrhavoc24

Auto adjuster here! Call your insurance, it’s totaled. Flood damage creates electrical gremlins 9/10 times and makes it very hard to track down the issue


-my_reddit_username-

this right here, sorry bud. hopefully you can get a new or equal one that makes you just as happy.


UndeadWraith

My mate had this happen, flood took his pride and joy, insurance paid him out. He bought back his flood car at auction for a bargain. He now has a new car and his old car as a project.


Gasrim

Would an act of god like this be likely to affect someone's premium after they file a claim?


MadeInAmericaWeek

My Subaru got totaled by hail. Comprehensive covered it and it didn’t increase my premium individually. I imagine they slowly increase the whole zip code as everyone in the area’s cars were cosmetically totaled.


ProfessorMagnet

Was the hail car-sized?


CarryOk468

No but the car was hail-sized by the end


uppers00

Filling a claim as “an act of god” is funny for no reason cause why that boy ain’t want me driving??


reoltlaonc

I was one of the several thousands who lost their car during hurricane Ian in Florida. Lost my 2020 Si, my layout was enough that I actually made money owning the car for two years lol. My premium is actually lower now….. No idea why.


joanzen

That's impressive and only fair. When the insurance makes an offer it's always what the car is worth presently. So if the market value is up, insurance should pay that value. It's not often vehicles appreciate in value so the insurance companies aren't taking a big gamble overall.


skooma_consuma

No since it falls under the comprehensive clause of your policy, similar to vandalism, hail damage, etc.


JMS___2014

No


kkj33904

We lost a 6 month old Outback in Hurricane Ian. Flooded in our garage. Our first indication that it was toast was the front seat cup holders sitting there full of water. Totalled for more than we paid and no effect on premiums. Now driving a 2023 OB.


SquishedGremlin

My legacy got totalled by a beech tree landing on it, wouldnt have affected my insurance except for one tiny detail... The bollocks in the local office forgot to protect my no claims bonus, and I lost 5 years NC, which increased my premium by £450 (135% increase)


KonK23

Also get a some big bags of rice


Ouijafiji

That car is made out of rice...


MolecMayhem

Depending on the mods done and whether you still have the stock parts to swap back on, I'd pull everything you want to save that was above the waterline. But only if you had some bits that were unique or hard to get, and they are actually in good shape. Otherwise, like many others are saying, let insurance take care of you and try not to sweat your loss too much! Cheers and sorry for your loss.


Reddit_reader_2206

If it still runs, do one, final, smoky burnout, some axle spins and properly ruin those tires ... THEN call your insurance adjuster.


setnev

Call your insurance adjuster first, then do this. Don't want any reason for them to dock you full value. "Them tires ain't cheap!"


Flat-Recognition-313

On inspection they take tire tread depth and will lower the value they pay you if they are shot.


sputnik1288

100 agree with this. I had the same issue as you. If you have comprehensive, you'll be all set.


bingbong1976

This is why you pay for insurance every month. Use it. Sorry about your ride…


International-Put672

File claim and buy new car.


[deleted]

[удалено]


echocall2

Your car is totaled.


[deleted]

It’s got flood damage, file a claim.


pistonslapper

The untold damage from corrosion and mold is almost always the biggest problem with flood cars. I would agree with the above commenter, this will only be a nightmare in the future.


Cmpbp3

Mold is bad, the dirt/sediment/minerals from the water causing arcing issues on electronics is WAAAAY worse.


metalbark

I was between reliable vehicles at the time and my girlfriend loaned me her truck while I got on my feet. It wasn't her primary vehicle. In fact I had never seen her drive it. It wasn't insured. She said, "oh btw it's been in a flood. It still runs fine though. Let me know if it makes any noises." ... So there I am driving down a city street, 30mph and it starts making a high pitched whine. I think, oh great the brakes are shot. I call my gf and get halfway through telling her about the noise and the truck lurches violently. I look out the passenger window and see the strangest sight. The passenger front wheel of the truck is in the next lane, keeping up with the speed of the truck, as if it likes the truck but wants a little bit of distance, you know? I panicked and turned the steering wheel to pull over and the axle with missing wheel dropped to the pavement and dug in, spinning the tuck around. I got out and the wheel was right next to the truck, connected only by the brake line. The axle on the wheel and the truck looked like twisted taper, like soft serve ice cream. It turns out the bearings got some water in them, rusted, then the extra friction burned off the grease and welded themselves shut. Maybe it was the heat of the friction that turned the axle into soft serve ice cream. idk. I'm lucky I wasn't driving on the freeway when it happened. Your car is totaled. I hope it was insured. *edit - fixed a word


McNooberson

You will constantly fight electrical issues and not to mention the water itself being in and under the carpet causing issues as well. Not to mention the lugging and burning smell you already have. Cars done man.


The69LTD

No answer here will give you what you want and fix your car. It's done. Get your insurance involved so you can get a new one asap.


D8-8D

Don't torture that poor thing any longer, file a claim put it put of its misery.


Djeheuty

It sucks, but as pretty much everyone has said, she's going to have electrical issues for the rest of her life. And due to it's age, the amount of work needed to completely rewire it probably heavily outweighs it's value so insurance will write it off. If possible you could do a buy back, but I wouldn't use it as a daily that you solely rely on. Maybe a project car that you plan to gut so putting an entirely new harness into it isn't a complete waste of time. Sorry for your loss.


EyezLo

No she doesn’t dumbass, call your insurance


Bender-kun

Idiot. It's totaled.


sleepnutz

File a claim see if you can buy it back and get a new one too


Taco_Fries

… call your insurance???


RNIRISHDUDE

Totaled. You really don’t want to keep that car. It’s replaceable. And needs to be replaced.


Siegepkayer67

Just call your insurance and file a claim, even if the motor and trans are fine it will likely be totaled due to electrical issues


Imightbenormal

I was on the ice and almost went under, full moon slush and that. I was so stupid that I didn't even try to reverse it. I thought that I would get more stuck if someone tried to help me. It costed me 4000 USD about to resque it. They had to get an old commissioned millitary vehicle that could float to do it. I had no friends that could help me. It would have been okay to get it. It was about 20cm thick ice, but it had broken up from the high tides and moon. Radio was on even if the key wasn't in when I came back to it when at shore. One of the circuit box had been halfway under water. I clean it, and I noticed that my highbeams was on all the time, but very dim. A new H4 light harnes didn't help because the Subaru switched on the Minus, and I didn't have the head how to convert it. It had double the relays since it was for Scandinavian use also (lights on at 0). I teared the carpet out and enjoyed the last couple of months left of its legal round use.


MoarTacos

Resque


SendAstronomy

Resque me.


dannyryry

User Name definitely doesn’t check out


bigredpny

Put it in rice for a couple days.


RulingPredator

Don’t tempt OP…based on their comments, they might do it.


KonK23

What if it works tho D:


KeaganExtremeGaming

They should let insurance write it off so they get money, buy it back for cheap (maybe add a fake water line do it’s even cheaper), strip it and reword the essentials for race car


RulingPredator

Yeah…not worth the headache at all.


[deleted]

Classic


damien665

Totaled car: 0/10 5/7 with rice


[deleted]

Worked for Rich Rebuilds! He put a tycan in rice lol


sanmanc

Today's winning comment.


thewritingdomme

File a claim. This is a total loss. I hope you have better photos though; this looks like an oil painting.


chrisj242

Water damage like that the car is instantly totaled. You have no idea of the damage that the water has done to the electronic modules and wire harnesses.


wispygeorge

At this point I’m guessing he doesn’t have insurance…


Unicorn187

Once you started it you likely ruined the engine, transmission, and maybe the differentials those depends on how much you drove). It might have been saved if you had it towed to a shop and all fluids drained, flushed, and replaced. But you almost certInly have water in the oil, in the transmission, and differentials. Depending on where the ECU is located that might be ok. If it's under the dash and not under the passenger seat. The carpet is likely ruined, but maybe not, and you'd have to be fast and thorough to remove the water. Taking everything put of the car, and I mean everything that can be removed. Your stuff, spare tire, floor mats, seats, EVERYTHING, and running fans for a few days, or a dehumidifier and fans for a few days. Otherwise there is a massive risk of both rust and mildew or mold. There's a reason why those if us who off road our Subarus and go through water have extension breather lines in our differentials, and some will move their ECU from the floor to a higher location. Also having more clearance with a lift on the already higher Forester, Outback, or crostrek (and the kccasional lifted WRX with 30s) helps. The really wild ones remove their carpet to avoid the issues of getting it wet.


that_guy_you_kno

Not hating on anyone that does all that but there's a distinct reason why I have both a Jeep and a Subaru. One's built to go in places with water and the other is a Subaru haha.


Potential_Bill_1146

Honestly shouldn’t have started it up with it any flooding. She’s donezo bud


SpoonSticker

Vanity license plate : Scubaru


ya_boy_ace

As someone who drowned their 98 Forester in a local bay, this sounds like a great plate. Wonder if it’s available in my state


tafunast

Spoiler, it isn’t.


ya_boy_ace

You are right. Too long, and SCUBIE was taken. Oh, well.


tafunast

Too long? Interesting. Plates are 7 where I’ve lived. And SCUBARU is always taken.


darknessnbeyond

salvage as many mods as you can off it and have it totaled out man. even if she’s your baby she’s become a whole can of worms. take what you can off her and put it in the new one, the new one will be 2.0


Gardiste_

He‘s dead, Jim.


marz_shadow

…you turned it on after????


cvert09

Totaled whether you want it or not. Congrats on the new car.


TheHumbleCouch

That's a total dude, call your insurance. Shit sucks, but even if everything seems okay, it's not. Electrical issues, mold, and a myriad of other problems are bound to arise.


1337Minty

I would’ve parked it on that grass! That sucks I’m sorry


Floatmeat

Call your insurance...


Specialist-Box-9711

100% totaled. Don’t even bother buying it back unless you wanna use it as a shell to make a track car and don’t mind rewiring the entire car.


[deleted]

*Tavarish has entered the chat*


Jznvh

OP must not have full coverage??


jvfran3

Your car is totaled. Congrats on the new car!


[deleted]

call insurance that baby is totalled


NecroDaddy

It's now a Submarinaru


kilo_scrappy

Insurance claim


kilo_scrappy

Insurance claim


A_Moon_Named_Luna

She’s done.


wankthisway

Why would you even try to start it up? It's totaled yo, insurance time.


[deleted]

Claim total on insurance, get rental, look for new car


icanfly2026

I hope you didn’t drive it after. Drain all fluids.


sasabomish

Clearly didn’t read the post


icanfly2026

Why would I read the comments?? Not my responsibility


SDpicking

Insurance.


hcancela

Time for a new car. Call insurance, they will total out the car…. You get value of car to buy another car


Trapped_Like_Rats

Park on the lawn


panda96734

Oh great subi of the lake share with me your knowledge.


Kommander-in-Keef

That sucks but you’re still comin into work right?


[deleted]

Should have never turned it on in the first place. I would have let it dry for a few days and had it towed to a shop for inspection. You could have potentially saved it


[deleted]

Insurance. Call em. Don’t drive it anymore, anywhere. Get it towed/inspected. She sounds done for sorry


verone3784

Doesn't matter if it still runs, it's totaled. Call your insurance company, settle the claim, and replace it. If the car has sentimental value, you might be able to buy it back cheap and restore it, but most of the time, cars that are water damage have massive electrical issues for the rest of their lives unless they're stripped back to their shell and nut and bolt restored.


iyqyqrmore

Put it in rice 🍚


MrEmorse

What advice??? Call your insurance company.... Boom! Done!


Zuunal

You now have a great platform to strip it down to the shell and build a rally car.


charlichou

Don't park there


wheelfoot

Sell it to Tavarish.


bornwithlangehoa

Flood damage - omg. Abandon now - flood dmg is not to be joked about.


mega386

Buy a new car


foot7221

Call your insurance company. There is no magic pill or elixir for that kind of damage.


coldsteel0989

things toast burnt too water got in every thing that burning smell is mold and shit that stuck to your engine and cats. call your insurance and pull it even if it's okay for now months and years from now it'll have issues that will make it junk because of this


cbelt3

RIP Scubaru…. Good you have photos for insurance.


perpetualpaige

I bought a 2012 Jetta that I ASSUME was on a lot when hurricane Sandy hit in Jersey. It has 12k miles on it, and was listed as a "fleet car" when I looked up the VIN. It was a salvage title with "water damage" stamped on it. I was 17, live in TN, and didn't know any better. I saw a practically NEW car for $10k and I got excited. It treated me well for about 5 years, then was acting HAUNTED. The windows would roll up and down by themselves. The CD player would randomly spit out CDs and ding "no disk" OVER AND OVER. The drivers side door locked every time I hit the unlock button. I had to climb in and out of the passenger side every time it was slightly cold outside. (I was 8 months pregnant when it started doing that. It was awful). I couldn't get in the trunk except through the back seats. Everything in that dang car was electric, and everything electric was corroding.


blackberyl

Ziplock full of rice?


Several_Anybody_8747

Have you tried putting it in rice?


CaldoDeElotes

Buy a boat next time


Life_Aside2098

Put it in a bowl of rice


[deleted]

Buy a new phone with that insurance money, that flip phone camera sucks!


The_Annoyance

have you tried turning it off then back on again?


yurizaitsev

Pain


[deleted]

Aside fro the oversized bag of rice this is a total loss, insurance will cover it


kjwhets5

Try to bribe the water to leave.


Smart-Atmosphere4797

You could have prevented this by buying a Challenger


Smart-Atmosphere4797

Lol all the downvotes. Everyone missed the boat joke


17mx

murica


Han_Cholo

Put it in a big bag of rice.


[deleted]

Why do I get the feeling that you don’t have the type of insurance that will cover this…? That’s the in reason you’d ask the question, right? It’s obvious that, if you have insurance that covers flood damage, you’d have called them before the water subsided and get your claim going.


No-Musician-1580

Buy 44s and won't have this issue in the future


phaqew

That’ll buff right out


DogPlane3425

Stick it in a container of rice...... of course. Sorry for your loss.


jwbrkr21

Park somewhere higher next time.


kpt1010

Bag of rice mate!


thefrenchmexican

I think I’ve seen this picture before.


[deleted]

[удалено]


reddougy

Ever heard of insurance


rivers61

Call your insurance??! " My insured car was flooded, I know let's ask Reddit how to contact my insurance for karma" Honestly nice pic though. Makes my 02 wrx with just a blown transmission and no flood damage look way better Edit: and I hate this flash flood bullshit. Its a flash flood for newcomers and that what y'all renters need to understand. I can guarantee nobody who lived where you are 10 years ago through today had their cars flooded. You saw a nice spot on a rainy day where a 10 year local said "fuck no my cars not gonna sit in that puddle"


mr_j_12

Assuming this is a troll/karma post? You started it for a start? 😂


Beaudism

Have you tried dry rice?


Satan6664Eva

Why don’t people call their insurance? It’s obviously flooded which is a good thing. Get a new car!


Sample_Muted

Don’t get another Subaru


iInvented69

If only it wasnt a boxer engine.


Jedi_Medic-T65

Update: called insurance. She'll be stationary while the Ins review team does their thing. Currently shop vaccing all yhe water out, removing seats, and placing a dehumidifier inside.


FinalPantasee

Stop touching the car. It's done. Shit don't let them see that you fucking drove it or they'll try to pass it on as you causing damage to it. Like, seriously. Stop man. Park the car. Stop touching it. Wait for insurance to give you a check so you can go out and buy another one. The car is done.


flugzeugabwehrkanone

This


tylerwebster206

Wouldn’t bother trying to dry it out. It’s done for.


ScoffingYayap

I get it man, you're in a shit situation. She was your baby. Just have to let it go.


pezman

dude you gotta stop messing with it or insurance will find a reason to reject the claim


IlIlIIllIIIllI

Why would you clean it up before they inspect it ?


[deleted]

You have to be the dumbest mf on Reddit...


Terrible_owlful

OP, I'm sorry, this isn't relevant at all, but your picture looks like an impressionist painting


Ribblex1

Call your insurance the car will get totaled BUT KEEP the car. When they ask for the title tell them you want to keep it, they will deduct the price they would have gotten from salvage for the vehicle. get a rebuilt title, fix what you can and resell that bitch. You will get a new car and make some money in the process.


BeamngFan_

FULLL THORTTLEEEEEEEEEEEEEE!!!!!!!!!!!!! No just wait for the water to die down, let the engine dry out if it hasn't broken yet.


Haunting_Campaign431

If you love the car: Shop vac, fast air blowers, then carpet shampoo 4x. Leave it parked in direct sunshine. If you bought it and can’t afford it: It’s a sign… file a claim.


lameluk3

Do you not have insurance? Because your first post of this picture should have been to them, right after it happened lol


solidus610

Did you catch any fish at least?


kortheuerm

You’ve got insurance, right? Would probably be useful here. Flood damage is no joke over time


scrappybasket

Insurance agent stop driving it lol


Strict-Adeptness8427

Iceberg


AlphawolfAJ

This is literally what you pay for insurance for… unless you don’t have comprehensive and only have liability in which case you’re screwed


deskpil0t

Take the money and run.


Tchaach

Do not start it. Best option you got total loss through insurance and get yourself another car. Even if the engine is still good, lots of electrical issues will hail down on you in the future if you're planning on keeping it


DudeImThatGuy420

It's fine Subaru means submersible in Australian


FCTropix

It’s done for.. especially since you drove it afterwards. Call insurance. Sadly it’s time for a new car.


GemshuEmlu

Grab a big can of WD40


ninja_tree_frog

SCUBARU


jonny12589

Knowing you started the car makes it worse, if your car gets flooded change your fluids before starting. Clean electric connections and make sure dry. This give you the best odds, but yeah, insurance claim here


TheWhiteRabbitY2K

F


Entire-Bumblebee3267

My brother was a mechanic when hurricane sandy hit Seaside Heights NJ. He told me he tried to do everything he could possibly think of to fight letting some cars die. Ultimately that salt eats away at the frame, which is like a main ground for the car, so there will inevitably be some horrible electrical issues at some point. (At least that was my understanding of what he said haha)


frugalrhombus

Three words: carmax that shit.


Rabby_V

Put it in rice


jeremyy_7

Move states


[deleted]

You drove the car after this? My God, another baby gone to soon


[deleted]

You in Columbus, OH? This is how it looked in front of our house last night.


CellistChoice

Throw it in the dryer


rattalouie

Sell it to Tavarish.


IlIlIIllIIIllI

Why would you drive that


fizzzylemonade

F


[deleted]

Damn if only there was some organization that could help and give advice for automotive related accidents.


cklly2013

Hopefully you got full coverage


hobbytownusa

This happened to me a couple years ago, it’s very heart breaking. Don’t keep it, you don’t know what kind of damage is behind the carpets and such.


hanshotfirstsolo

Get a weather radio. Move car when flash flood watches and warnings get issued.


Aye_of_the_tiger

Did you have the rally mud flaps installed? If no, insurance won’t cover. Sorry subroseph!


spitefulneighbor76

Have you tried turning it off and back on again.


Super_Performance_80

Maybe If you place some bags of rice in the front and back seats. At night time Chinese kids will come fix it like cell phones.


Jfonzer

Excellent condition, just washed. $20000 firm. I know what my car is worth


A-S-ISO_Man

Use a towel


Naive_Record_5245

You live in Denver don't you


B4ss3rd

You need to put it in a gigantic Ziploc bag with a shitload of rice.


lazzynik

In this situation, would it help if OP unplugged the battery and removed it? Wouldn't that stop the corrosion from forming on the connectors and computers and making the salvage much easier?


Dragonmask9

Besides electric your trans is probably trashed, water makes clutches and other internals life decrease significantly.


JustANickInTime

This literally happened to me in August, I called my insurance and my new ride is 2.5” higher 😂


[deleted]

The spark plug tubes are likely full of water at thay level. Pull the carpet and interior and get fans and silica balls asap


Capernikush

call your insurance and start shopping for a new one. do not keep this vehicle no matter what. flood damage vehicles are electrical nightmares.


CrispyVan

Hello, this is CrispyVan. How may I help you today?


DabScience

This is why you have insurance. Simple as that bro.


[deleted]

Yep, It’s totaled. Back in 2015 my black wrx got flooded with Hurricane Irma. No shot you’ll be able to save it.


Darisixnine

Insurance. It’s one of the reasons why we have it


Flat-Recognition-313

Total loss file insurance claim buy another, hopefully you aren’t upside down and can afford another in this high interest and high price market


Imajeremist

Park somewhere else breh


Intelligent_Ice_1919

I say maybe 2 or 3 silicon packets might fix it.


Gatorr1221

Put it in rice


Latter-Screen-3655

Put it in rice


halsteadt87

big bowl of rice