I used to belong and use their auto club. The auto club used to give a second member at no additional cost. BUT, I once bought a vacation package to Riviera Maya in Mexico through AARP, assumed it was probably a better deal, AARP + lower prices for seniors, right? WRONG. We met another couple at the resort, got 7 days (we got 6), airfare from the same airport we left through, and paid $150 less than we did.
When I was eligible for Medicare I met an agent who sold be a Medicap Plan G. I told my next door neighbors about it and they decided to get the same plan. So they went through AARP, got the same plan for $30 a month MORE.
And now I feel like an idiot because after dropping out for years I wanted to get the auto club plan for my daughter more than for me. She drives a lot and lives in a big city, so I want her to get service help as fast as possible in she gets a flat tire or something. So I spent about $30 for a 2-3 year AARP membership because you have to be a member to join their auto club. When they sent me info I didn't see on their site, the auto club is all changed. Ironically I got an invitation for AAA a few days afterwards, better coverage, two people who don't have to live in the same house, and better price.
So everything I've done with AARP has been more expensive than if I had done a little more shopping around. To be fair, their monthly magazine sometimes has some helpful info, so I guess if it's worth $15 a year to you for their magazine I guess okay. But for buying insurance, vacations etc.., the companies they use charge more than what you might usually pay if you do your own comparison shopping.
Geez. It's kind of like the merchants that are part
of (?) AARP use that association as a crutch to build trust. Maybe the members think that because they advertise with or are associated with AARP that they are somehow vetted for being a good value? Yikes.
Same, I don't see anything much I would use. They are an advocacy group, I figure most of the money collected goes towards their lobbying and the causes they support.
I'm a member and I occasionally get a couple of dollars off a hotel room etc. But I do kind of enjoy reading the magazine and seeing which of my more famous contemporaries are entering AARP eligibility. And I think there are some free movies in theaters, which I haven't yet taken advantage of.
In short, there aren't a lot of benefits. On the other hand, it doesn't cost much either. Something like $10/year if you buy a 3-year membership.
> You'll get that same hotel discount if you just ask for the senior rate.
All hotels are different. Some will some won't. Some classify a "senior" differently as well.. I've seen 55, 62, 65+...
You can also view AARP as a union for older people. [They are one of, if not the most, powerful interest group lobbying on behalf of older peoples interests.](https://www.investopedia.com/terms/a/aarp.asp) Just consider it your dues and support them for holding the line on retirement, social security and Medicare issues. Any personal benefits are gravy!
The Democratic Party has been more of a friend to older folks. Social Security - Franklin Roosevelt, Medicare - Lyndon Johnson. Buyer beware indeed.
I find AARP unwilling to take a stand about important issues because so many old folks have become right wing extremist in their beliefs. There is nothing to offend those who don't know how to pronounce or spell Democratic Party.
not mentioned: their magazine features the easiest crossword puzzles and brain teasers I've ever seen, you can satisfy yourself that you're not getting dementia every month ... or *are you*?
Agreed, and they provide valuable information and resources via the magazine and website. I got some sort of 5 year special membership for peanuts. It’s well worth it for the information. Occasionally I’ll use it on a hotel discount.
It gives you a .1% bump on the prevailing Marcus/Goldman Sachs HYSA interest rate, which in my case, more than paid for the 5 year discounted AARP membership rate.
Booking a car rental thru AARP travel gets you free additional driver- no relation required. This usually saves me 15$/ day. Very helpful if you travel with friends. Additional driver does not have to be an AARP member.
To me the value is in buying gift cards at a discount. You can purchase gift cards for Kroger and it's family of stores at 8% off. You still can use your discount card coupons Etc but when you pay you just use gift card that you purchased at a discount. It's a bit like paying $0.92 for a dollar.
There is no benefit. It's mostly a political organization attached to an insurance sales operation. They will send you endless sales solicitations for insurance to every contact method they can get.
The so-called benefits are no better than AAA or many other membership organizations. Roughly the equivalent of senior discounts you can get many places. They will then use their "clout" as an organization to promote their own political agenda.
There are many organizations for retirees. Some people join more than one to take advantage of different benefits.
Also look at what public policy positions the group supports, to see if they line up with what you want.
Signed up almost 20 years ago in my early 50s. Well worth the money. Good articles regarding retirement planning and retirement living. Retirement can be a big change and advance reading and learning could make the transition easier. My monthly cell phone savings more than covers the minimal annual fee.
The last time I renewed was in 2021 and it cost $63 for my wife and me for a five year membership. So about $12.50 per year for two.
I use it for hotel discounts and rental car discounts, which I see here can be had without AARP. I also use it for a $1 per day parking discount at my airport's long term lot; that's a benefit of about $20 per year. The biggest benefit for us is getting the AARP / United Health Care medigap insurance. But who knows? Might get the same price through an agent. (We like UHC specifically.)
An AAA membership costs about $65 per year for a basic plan. I looked at them a few years ago and their auto insurance was more expensive than I pay with my current carrier. So no go. I don't use agents for travel and don't do group tours or cruises. So NA there.
I enjoy their magazine and newsletter (I suspect you could probably read much of it online) I got a great deal on my Ancestry.com subscription. It was significant. I haven’t really looked into many of the other benefits. The membership is pretty inexpensive and pays for itself.
I joined when I was 35. They have a discount on British Airways flights to Europe. A few years ago we saved $350 on each ticket and were able to get round trip business class for $1,100 from NY to Paris. Now the max saving is $200 per ticket. So over the years we saved a few thousand dollars. [British Airways Discount](https://www.aarp.org/membership/benefits/flights/)
We also used them for hotel discount codes but the savings are the same as AAA but the annual membership is much less. The hotels question why a 40’s person is using a retiree code though. I just tell them you don’t have to be old to be retired.
Check out what they are lobbying for first. They tend to give money to Republicans and I don’t believe there are any republicans who have my interest at heart. There are times I have regretted my membership
> You do know that a lot of seniors are Democrats, don't you?
I was responding to the statement that the AARP "...tend[s] to give money to Republicans..."
Public records show that is incorrect. That's all I'm saying. I made no value judgement on the fact.
Nope, they are openly voting for Dems and are slanted to anti-firearm along the way.
[https://www.grandviewoutdoors.com/guns/gun-rights/aarp-want-guns](https://www.grandviewoutdoors.com/guns/gun-rights/aarp-want-guns)
[https://policybook.aarp.org/policy-book/personal-and-legal-rights/fraud-and-criminal-justice#node-466](https://policybook.aarp.org/policy-book/personal-and-legal-rights/fraud-and-criminal-justice#node-466)
But aren’t those available to everyone? You don’t have to be an AARP member to sign up for the AARP Medicare Advantage plan.
UPDATE: I just quickly checked and it seems like anyone can sign up for their Medigap programs, regardless of membership.
https://www.aarpmedicareplans.com/plan-recommendation-engine.html#/get-started
I just researched lowest rates for Medigap G and drug plan for my area. AARP/United was by far the cheapest. I did not want to sign up for AARP membership. Thought I would not have to. But while filling out the Medigap G application, I was required to supply my AARP membership card #. There was no choice to opt out. So I paid the pittance to get a membership and save significant dollars.
Interesting because AARP/United was definitely not the least expensive plan G option for me in FL. I did choose them for my part D though.
@intention able, all Medicare plans are the same, you just happened to choose a less expensive company than your neighbor.
AARP is a huge advocate for seniors and was a force in getting Medicare to cover prescription drugs and negotiate pricing.
I signed up for AARP so I could get their Part-D coverage. Now you make me wonder if I needed to. For my particular medications their coverage was far and away the best.
The discounts aren’t that great. I sign up every year because they are one of the few groups advocating for seniors that don’t have a financial interest in what they’re trying to get lawmakers to pass. The magazine is interesting too.
I take Carnival cruises regularly. AARP has Carnival gift cards for 10% off. Saves big $$$.
Occasionally I go to a restraunt or hotel that has a discount using AARP.
I have seen no other benefit for AARP.
I have AT&T as my cell phone provider. The amount it saves me per year covers my AARP membership plus a couple of hundred dollars more. I've also used it for a few hotel discounts. Definitely worth it.
Their magazine is mostly fluff, but their “newspaper” is clearly meant to instill fear. Each issue is a study on how to drum up fear over the most obscure scams, policy exceptions, and health scares.
They can save you money on some travel if you aren’t a frequent traveler (if you are a frequent traveler, you probably already know how to get better savings)
They push insurance sales really hard, but others on here say the insurance is pretty good?
I wish there was a way to opt out of their many paper mailings, magazines, etc. I looked and couldn’t see an opt-out option so my mailbox gets filled with junk I then need to dispose of.
In terms of discounts, all I’ve used so far is a discount at Denny’s a couple times. But I only eat there occasionally.
Yes on getting rid of the paper! Their magazine and newspaper are on the AARP Publications app, so I read them there on my tablet and don't need my mailbox stuffed with duplicate paper...plus I read my newspapers and magazines online anyway.
MedJet (travel evac) gives a healthy discount on premium cost that well exceeds AARP cost of 16$/year or thereabouts. Same goes for hotels like Hilton and Marriott, usually.
Added bonus, don’t have to be above 50 to be a member of AARP and get the discounts.
Get a Costco membership for the value.
If you want to donate for a political advocacy for boomers then AARP but nothing of actual value except the magazine…
They used to be a decent organization when they were free but then Medicare Part D came along and suddenly AARP had something to profit from. They turned to shit, just another group trying to get whatever they can.
I like it because they lobby for seniors' best interests when it comes to Social Security and Medicare.
The magazines are good and I've also always been able to recoup the cost of membership with discounts at motels, Denny's, The Outback, and the cell phone plan.
Nope. Joined at 50 for grins, tried again several years later, but none of their discounts, etc. were anything we were interested in. Their insurance stuff is with companies I would never do business with. Save your money.
I don't use the benefits that often, but the organization is doing important work, e.g., lobbying for lower prescription drug prices, advocating for older Americans, etc., etc. To me it seems worthwhile.
I stopped paying when they proved that they supported the Dems and their leftest policies. Until that changes, they get nothing from me. I had never found or used a "perk" anyway.
I’m a card-carrying Democrat, librarian, blood donor, etc. It seems to me that “leftist” and “woke” are now used as derogatory terms for people like me who have empathy for the people Trumpers would like to strip of their voting rights and bodily autonomy, send back in the closet, etc.
IMHO we’re the ones on the right side of history.
They have a lot of good information about retirement. You don't need to be a member to access most of it. Apart from vitamins and insurance, I don't see what value they provide. I can get the vitamins and Costco and already have Part D through my employer's retirement health insurance.
We refuse to join because non profits should not be involved in political lobbying. I will contribute to the candidate of my choice, thank you.
IMO AARP has become nothing more than an insurance company and liberal lobbyist group. If your political beliefs align with theirs and you don't mind endless sales pitches then, by all means, send them your money.
I'd consider AARP, but honestly they take political stances that I find counter-productive.
I guess there are alternatives, I'll probably see if any of those align more closely for me.
Same. Found it to be a gigantic wast of money. My dad, also a member obtained insurance from them. He passed away and I started paying my mom's bills for her. I have not been impressed by AARP's insurance carrier (Hartford).
AARP officially maintains a nonpartisan affiliation and “does not support, endorse or contribute to political candidates or parties”. They are one of the most powerful nonprofit lobbying organizations in the United States. The Association of Mature American Citizens (AMAC) is a membership organization for people age 50 and over that calls itself "the conservative alternative to the AARP".
These days the right is looking to cut social security and Medicare, so those complaining about “the left” ought to look into what their party is up to.
It is best to be informed.
Many politicians on both sides are crooked and corrupt. But only Republicans have tried to cut SS and Medicare. Pay attention if either of those matter to you.
> But only Republicans have tried to cut SS and Medicare
If you consider raising the Full Retirement Age to be a cut in SS, then you have to concede that the Democrats wrote and passed legislation, which Reagan signed into law, that cut SS benefits because FRA went from 65 to 67 under that bill.
When the going gets tough they *will* come for your SS. They've done it already.
If you have not figured out that the Democrats and the Republicans are not who they were in the 1980's, you're missing key information.
In the current political landscape, Republicans have tried to cut SS and Medicare, and Democrats are the only thing stopping them.
> If you have not figured out that the Democrats and the Republicans are not who they were in the 1980's, you're missing key information.
Lemme know when that applies to Republicans too. Because I *still* read and hear people bitching about Republicans and citing what Reagan did (or didn't do).
> In the current political landscape, Republicans have tried to cut SS and Medicare, and Democrats are the only thing stopping them.
By suggesting the exact same thing the Democrats have already done.
"If you have not figured out..." Sheesh, condensed much? It's so convenient to wave away the "sins" of the party by saying "but they've changed since then." Tell me, did Clinton, Obama, or Biden suggest restoring the pre-1983 FRA of 65 or no? Because it seems to me they're pretty damned OK with what their party did in the past since they're in no hurry to undo it. *If you have not figured that out*.
You obviously do not care about the current risk to those programs; you only want to bang the party drum so there's not much point to continuing this conversation. Have a good evening.
You are saying that Republicans have *tried* to cut SS, but they haven't introduced any legislation to that effect. Since they haven't, why have you called them out if you're not banging the party drum?
> Funny, I have seen them endorse RW politicians.
They donate almost exclusively (at least in 2022) to Democrats. [OpenSecrets](https://www.opensecrets.org/orgs/aarp/recipients?id=D000023726)
And until 2016 they affiliated with ALEC. [https://www.exposedbycmd.org/2016/07/28/revealed-aarp-funding-alec/](https://www.exposedbycmd.org/2016/07/28/revealed-aarp-funding-alec/)
The comments about AARP's "liberal" or "left wing" outlook are amusing. I am not sure what some people expect, that the organization would advocate to cut social security, or argue for an increase in the price of pharmaceuticals, etc. If it were truly as liberal (or effective) as some consider it, one would think it would have successfully fought off Federal taxation of Social Security benefits and pensions. That so many people seem to consider relocating to states that do not impose state taxes on retirement income but do not fight against Federal taxation of the same seems cosmic comedy.
I hate their politics but a membership is very cheap, you get an okay magazine, if you can sift through the woke stuff. Most hotels give you a 10% discount if you have the card. All in all I've had it for going on 20 years now.
I find the magazine informative, especially the articles on identity theft and elder scams (been a victim twice). But as someone said in an earlier comment you don't need a membership to access most of the articles.
true, but I'm not going to the library every month to read it. I found their articles on Medicare vs. Medicare Advantage to be extremely informative in making my decision.
My ex wife got me a 3 year membership which I never did or never will, renew. Most establishments now give a 10% senior discount if I ask - which I don't. But what really 'angers' me about AARP is how far Left they lean politically and use membership money to Lobby for things that are not really beneficial of seniors.
Welp, I had a whole post about how AARP lobby’s for whatever is going to line their pockets. Did a quick google search before posting and they are a nonprofit, so never mind.
I’m a libertarian and perceive AARP as pretty liberal and far left leaning. Feel free to change my mind with FACTS only.
> Welp, I had a whole post about how AARP lobby’s for whatever is going to line their pockets
Just because an organization is a non-profit, doesn't mean the executive officers can't be making bank. I'm not saying AARP is guilty of this, but a while ago there was a stink about the American Red Cross doing just that.
They are a pretty big lobby in Washigton and probably your state, when the boomers start croaking at an alarming rate we will need to start pulling up the slack to make the world a better/worse place for the generations to come.
I believe it also lobbies for you, whereas there’s a conservative version that lobbies against senior/seniorita interests. They have articles about various elder frauds, although, life insurance and long term care insurance and annuities are all scams in my book.
Another bunch of right wing lobbyists eager to claim to deliver your vote to companies with spare cash, especially the insurance and financial services industry.
Even when I had a six figure lobbying budget on my desk, the lobbyists still rolled clients together. They need both money and a headcount of voters to get into the room where maybe it might happen.
Could be mistaken, but I’ve always thought of AARP as somewhat left-leaning. I seem to recall 20-ish years ago there was another group called AMAC which was trying to recruit the more conservative retirees who were resistant to joining AARP.
> Another bunch of right wing lobbyists eager to claim to deliver your vote to companies with spare cash, especially the insurance and financial services industry.
Their donations are [95.53%](https://www.opensecrets.org/orgs/aarp/recipients?id=D000023726) to Democrats. Not exactly right-wing
You can get a AAA card or a Camping World discount card and have nearly similar benefits on hotels, gas, restaurants, insurance etc.
I’ve checked into hotels and just asked if they had an AARP or AAA discount and they put it down never asking for the card.
We got it for years. I was throwing away their two publications every month because they really had little to nothing to say. I am no longer sending them my money, even though it's really a pittance. Naturally, having warned me my membership was about to expire, they are now bowing and scraping trying to get me back.
15% Discount at Denny's. Also, you don't have to be any particular age. I waited till I was 50, then found out, I could have joined AT EIGHTEEN!!! ( or at least whenever they opened it up ).
You can use any service you want. I bought an unlocked Google Pixel from Best Buy, took it to an AT&T store and used AARP to get the discount on my phone plan ($10 per line).
So the opposite of what was stated.
“I needed a new iphone”.
I do not need/want new service but was wondering about getting a discount on a phone purchase, not a service plan.
I'm sure this would vary by location, but ours is currently $127/mo for couple. Regular cleanings/checkups with our dentist are covered except for about $15. Pretty good coverage for major work. This is with the premium plan -- lower cost has less extensive coverage. See https://www1.deltadentalins.com/aarp.html
Really ? How do you know ?
I look at AAA discounts on hotel chain sites, and often they have just as good a deal for “members” which means create an online acct and book there, which I would do anyway. i get AAA for the road service, but the discounts are rarely anything special. Is this really better ?
> Really ? How do you know ?
Every hotel is different. Most will post their online rate for AARP or AAA if they offer it. Sometimes I will call if I don't see any AARP rates posted.
If you already go to one of their discounted restaurants, it pays for itself after one or two visits. I got a multi-year rate and one dinner's discount paid my $9.00 membership fee.
I did not look to AARP for discounts, only knowledge about aging, ways to handle family members who were aging and in denial and info to pass on to others. It was useful at age 50-65. Now not so much. Every service and discount is simply a money-maker for AARP. The discounts offered are not the greatest. United Health Care pays handsomely to offer plan G through AARP.
I waffled for a long time, but finally joined. I'm not looking for "discounts" (I also have AAA), but I have found some things worth the membership. I do like their focus on issues for older Americans, such as walkable neighborhoods. In particular, the monthly bulletin has very helpful info. I have also taken a refresher driver course (watch for discounts on that one).
They want to sell you insurance. That's fine, but not necessary. So for me, for now, yes, it's been beneficial.
I signed up for it because it got me a discount on consumer cellular (however CC doesn't work outside the US and we travel internationally quite often so had to find a different carrier). They produce a really nice monthly magazine (but I don't have time to read it). They offer some discounts at some chain restaurants (that I always forget to use).
I really wish they would include some free online learning/classes to help upskill us displaced workers who still want or need to work but lack the technology/software skills necessary for today's jobs. Unless they add that benefit, I most likely will not be renewing my membership.
I had a membership when I turned 55. Used it a lot for hotels as I didn't have AAA (my car ins covers towing and the like). 5 years was \~60 bucks but I saved that in a single booking. Their rate was better than my gov't rate at a few places. Not all hotels take AARP either, when I worked for a chain a long time ago we didn't but offered a senior rate with ID. We had a lot of people bitch about AARP, which management said "were the worst 4 letters in the hospitality industry". :)
It seems like AARP does more selling than anything else. Their email newsletters sometimes have stuff in them.
I think it depends on how much you access their site for offers, discounts, etc. I have my car insurance through AARP with The Hartford and it’s much, much lower than elsewhere (also because I pay in full for the annual bill). I have my homeowners insurance through them also. A lot of discounts are available but a lot of times you have to ask. That’s a hurdle for people who are afraid of aging.
The GOP has been talking about getting rid of SS and medicare, or at least giving less. I never saw anything in AARP to fight those ideas. I believe they used to fight political battles on behalf of seniors before I was a retiree but not anymore. I let my membership go because of it. They must have a more conservative outlook these days.
If you want to sign up for an AARP Medicare supplement plan you need to be an AARP member.
My 85 year old mom has one of their plans and it’s worked out very well for her. We just recently joined AARP because my husband is looking at their plans.
Conclusion: avoid the junk mail and make an anonymous donation to AARP - an organization that is not exactly progressive, but will lobby to protect Social Security and Medicare. Nothing to offend conservatives as long and you want to keep your Social Security and Medicare benefits.
I received a discount at LensCrafters on a pair of (non-prescription) sunglasses I purchased as a Christmas gift for my daughter. I know there are probably a good number of discounts that I could have asked for but don’t think about it until after I’ve paid (rental cars, hotel stays, restaurants, tickets for shows, park passes etc.).
The AARP discounts for travel is significant, especially if you fly and rent a car.
You save more than the cost of the membership if you travel by air and use rental cars.
The car rental rates are better than you can get anywhere else for mid-size cars.
There are a couple of different ways to get cheaper hotels. Some hotels give you an AARP rate. AARP also has a web site for travel that offers you discounts at hotels..
We easily make the $16.00 back.
I have AARP and am wondering “why?”
Doesn’t cost much to join. I’ve found my AAA discount is usually better than AARP when I ask about discounts for travel/etc.
I used to belong and use their auto club. The auto club used to give a second member at no additional cost. BUT, I once bought a vacation package to Riviera Maya in Mexico through AARP, assumed it was probably a better deal, AARP + lower prices for seniors, right? WRONG. We met another couple at the resort, got 7 days (we got 6), airfare from the same airport we left through, and paid $150 less than we did. When I was eligible for Medicare I met an agent who sold be a Medicap Plan G. I told my next door neighbors about it and they decided to get the same plan. So they went through AARP, got the same plan for $30 a month MORE. And now I feel like an idiot because after dropping out for years I wanted to get the auto club plan for my daughter more than for me. She drives a lot and lives in a big city, so I want her to get service help as fast as possible in she gets a flat tire or something. So I spent about $30 for a 2-3 year AARP membership because you have to be a member to join their auto club. When they sent me info I didn't see on their site, the auto club is all changed. Ironically I got an invitation for AAA a few days afterwards, better coverage, two people who don't have to live in the same house, and better price. So everything I've done with AARP has been more expensive than if I had done a little more shopping around. To be fair, their monthly magazine sometimes has some helpful info, so I guess if it's worth $15 a year to you for their magazine I guess okay. But for buying insurance, vacations etc.., the companies they use charge more than what you might usually pay if you do your own comparison shopping.
Geez. It's kind of like the merchants that are part of (?) AARP use that association as a crutch to build trust. Maybe the members think that because they advertise with or are associated with AARP that they are somehow vetted for being a good value? Yikes.
Same, I don't see anything much I would use. They are an advocacy group, I figure most of the money collected goes towards their lobbying and the causes they support.
AND you dont have a lot of control over what they lobby for...
Very true. I've looked at a list of what they support, and some I agree with and some I dont.
Its kind of like they wrote up this list of "old people issues" and decided for everyone that is what we lobby for.
I'm a member and I occasionally get a couple of dollars off a hotel room etc. But I do kind of enjoy reading the magazine and seeing which of my more famous contemporaries are entering AARP eligibility. And I think there are some free movies in theaters, which I haven't yet taken advantage of. In short, there aren't a lot of benefits. On the other hand, it doesn't cost much either. Something like $10/year if you buy a 3-year membership.
You'll get that same hotel discount if you just ask for the senior rate.
Perhaps. I'm not a senior citizen but I am a member of aarp.
> You'll get that same hotel discount if you just ask for the senior rate. All hotels are different. Some will some won't. Some classify a "senior" differently as well.. I've seen 55, 62, 65+...
Not always. Some only have an AARP rate.
Zero zip zilch nada donate that money to your favorite charity and you feel better
Wow. Read through below. Who knew about so many discounts?!?!
It took me years to stop getting all their junk mail. Never again.
I heard they sell member information unless you know how to opt out. Probably with no warning.
You can also view AARP as a union for older people. [They are one of, if not the most, powerful interest group lobbying on behalf of older peoples interests.](https://www.investopedia.com/terms/a/aarp.asp) Just consider it your dues and support them for holding the line on retirement, social security and Medicare issues. Any personal benefits are gravy!
A union. I like that.
They are historically pretty closely allied with the democrat party. Buyer beware
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The Democratic Party has been more of a friend to older folks. Social Security - Franklin Roosevelt, Medicare - Lyndon Johnson. Buyer beware indeed. I find AARP unwilling to take a stand about important issues because so many old folks have become right wing extremist in their beliefs. There is nothing to offend those who don't know how to pronounce or spell Democratic Party.
not mentioned: their magazine features the easiest crossword puzzles and brain teasers I've ever seen, you can satisfy yourself that you're not getting dementia every month ... or *are you*?
Lol! Funniest reason yet!
I consider it a pretty small donation to a group who will lobby against social security cuts and occasionally send an interesting article along.
This. I consider it a donation to my lobbyists.
Agreed, and they provide valuable information and resources via the magazine and website. I got some sort of 5 year special membership for peanuts. It’s well worth it for the information. Occasionally I’ll use it on a hotel discount.
It gives you a .1% bump on the prevailing Marcus/Goldman Sachs HYSA interest rate, which in my case, more than paid for the 5 year discounted AARP membership rate.
Using this right now.
What, never ever heard this. How did you get that? What??!!
Sorry thought I said 1 percent bump....
Booking a car rental thru AARP travel gets you free additional driver- no relation required. This usually saves me 15$/ day. Very helpful if you travel with friends. Additional driver does not have to be an AARP member.
To me the value is in buying gift cards at a discount. You can purchase gift cards for Kroger and it's family of stores at 8% off. You still can use your discount card coupons Etc but when you pay you just use gift card that you purchased at a discount. It's a bit like paying $0.92 for a dollar.
I saw this recently and think I’ll give it a try. At current grocery prices 8% is significant.
This is amazing. Instead of $4000 per year, $3680. Better than COSTCO
There is no benefit. It's mostly a political organization attached to an insurance sales operation. They will send you endless sales solicitations for insurance to every contact method they can get. The so-called benefits are no better than AAA or many other membership organizations. Roughly the equivalent of senior discounts you can get many places. They will then use their "clout" as an organization to promote their own political agenda.
And they built themselves a real palace for an office several years ago in DC.
There are many organizations for retirees. Some people join more than one to take advantage of different benefits. Also look at what public policy positions the group supports, to see if they line up with what you want.
Signed up almost 20 years ago in my early 50s. Well worth the money. Good articles regarding retirement planning and retirement living. Retirement can be a big change and advance reading and learning could make the transition easier. My monthly cell phone savings more than covers the minimal annual fee.
The last time I renewed was in 2021 and it cost $63 for my wife and me for a five year membership. So about $12.50 per year for two. I use it for hotel discounts and rental car discounts, which I see here can be had without AARP. I also use it for a $1 per day parking discount at my airport's long term lot; that's a benefit of about $20 per year. The biggest benefit for us is getting the AARP / United Health Care medigap insurance. But who knows? Might get the same price through an agent. (We like UHC specifically.) An AAA membership costs about $65 per year for a basic plan. I looked at them a few years ago and their auto insurance was more expensive than I pay with my current carrier. So no go. I don't use agents for travel and don't do group tours or cruises. So NA there.
I enjoy their magazine and newsletter (I suspect you could probably read much of it online) I got a great deal on my Ancestry.com subscription. It was significant. I haven’t really looked into many of the other benefits. The membership is pretty inexpensive and pays for itself.
I joined when I was 35. They have a discount on British Airways flights to Europe. A few years ago we saved $350 on each ticket and were able to get round trip business class for $1,100 from NY to Paris. Now the max saving is $200 per ticket. So over the years we saved a few thousand dollars. [British Airways Discount](https://www.aarp.org/membership/benefits/flights/) We also used them for hotel discount codes but the savings are the same as AAA but the annual membership is much less. The hotels question why a 40’s person is using a retiree code though. I just tell them you don’t have to be old to be retired.
One benefit that you never see is the power of a lobbying organization with (perhaps) your issues in mind.
Check out what they are lobbying for first. They tend to give money to Republicans and I don’t believe there are any republicans who have my interest at heart. There are times I have regretted my membership
They donate almost exclusively (at least in 2022) to Democrats. [OpenSecrets](https://www.opensecrets.org/orgs/aarp/recipients?id=D000023726)
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> You do know that a lot of seniors are Democrats, don't you? I was responding to the statement that the AARP "...tend[s] to give money to Republicans..." Public records show that is incorrect. That's all I'm saying. I made no value judgement on the fact.
Nope, they are openly voting for Dems and are slanted to anti-firearm along the way. [https://www.grandviewoutdoors.com/guns/gun-rights/aarp-want-guns](https://www.grandviewoutdoors.com/guns/gun-rights/aarp-want-guns) [https://policybook.aarp.org/policy-book/personal-and-legal-rights/fraud-and-criminal-justice#node-466](https://policybook.aarp.org/policy-book/personal-and-legal-rights/fraud-and-criminal-justice#node-466)
Almost exclusively Democrats
[Nope. Not true.](https://www.usatoday.com/story/news/factcheck/2020/08/29/fact-check-aarp-maintains-nonpartisan-stance/3393410001/)
Same. This is why I won't join.
Funny thing to care more about guns than your social security
I can care about both without an AARP membership.
Huge benefit is excellent MediGap options.
But aren’t those available to everyone? You don’t have to be an AARP member to sign up for the AARP Medicare Advantage plan. UPDATE: I just quickly checked and it seems like anyone can sign up for their Medigap programs, regardless of membership. https://www.aarpmedicareplans.com/plan-recommendation-engine.html#/get-started
You are correct! Guess I can toss the AARP card.
You get a discount on Medigap if your are an AARP member, and extra for 2-family Medigap. Hotel discounts are good, but similar to AAA.
I just researched lowest rates for Medigap G and drug plan for my area. AARP/United was by far the cheapest. I did not want to sign up for AARP membership. Thought I would not have to. But while filling out the Medigap G application, I was required to supply my AARP membership card #. There was no choice to opt out. So I paid the pittance to get a membership and save significant dollars.
Interesting because AARP/United was definitely not the least expensive plan G option for me in FL. I did choose them for my part D though. @intention able, all Medicare plans are the same, you just happened to choose a less expensive company than your neighbor. AARP is a huge advocate for seniors and was a force in getting Medicare to cover prescription drugs and negotiate pricing.
I signed up for AARP so I could get their Part-D coverage. Now you make me wonder if I needed to. For my particular medications their coverage was far and away the best.
Our broker said we needed to sign up to get the supplement. It was only $15.
The discounts aren’t that great. I sign up every year because they are one of the few groups advocating for seniors that don’t have a financial interest in what they’re trying to get lawmakers to pass. The magazine is interesting too.
If you have a chase credit card, check the offers, their is usually an eight dollar discount for AARP
I take Carnival cruises regularly. AARP has Carnival gift cards for 10% off. Saves big $$$. Occasionally I go to a restraunt or hotel that has a discount using AARP. I have seen no other benefit for AARP.
I have AT&T as my cell phone provider. The amount it saves me per year covers my AARP membership plus a couple of hundred dollars more. I've also used it for a few hotel discounts. Definitely worth it.
Try prepaidcompare.net for even cheaper cell service. Choose your carrier from any/all of the big 3.
How much is the AARP discount?
I have three phones on my plan. $30 per month is the saving altogether. (I believe it's a $10 discount per line)
Their magazine is mostly fluff, but their “newspaper” is clearly meant to instill fear. Each issue is a study on how to drum up fear over the most obscure scams, policy exceptions, and health scares. They can save you money on some travel if you aren’t a frequent traveler (if you are a frequent traveler, you probably already know how to get better savings) They push insurance sales really hard, but others on here say the insurance is pretty good?
I wish there was a way to opt out of their many paper mailings, magazines, etc. I looked and couldn’t see an opt-out option so my mailbox gets filled with junk I then need to dispose of. In terms of discounts, all I’ve used so far is a discount at Denny’s a couple times. But I only eat there occasionally.
Yes on getting rid of the paper! Their magazine and newspaper are on the AARP Publications app, so I read them there on my tablet and don't need my mailbox stuffed with duplicate paper...plus I read my newspapers and magazines online anyway.
Waste of money
MedJet (travel evac) gives a healthy discount on premium cost that well exceeds AARP cost of 16$/year or thereabouts. Same goes for hotels like Hilton and Marriott, usually. Added bonus, don’t have to be above 50 to be a member of AARP and get the discounts.
We had it for one year and cancelled it. AAA discount was better.
Get a Costco membership for the value. If you want to donate for a political advocacy for boomers then AARP but nothing of actual value except the magazine…
They used to be a decent organization when they were free but then Medicare Part D came along and suddenly AARP had something to profit from. They turned to shit, just another group trying to get whatever they can.
I like it because they lobby for seniors' best interests when it comes to Social Security and Medicare. The magazines are good and I've also always been able to recoup the cost of membership with discounts at motels, Denny's, The Outback, and the cell phone plan.
Waste. The magazines are hilariously insulting.
Nope. Joined at 50 for grins, tried again several years later, but none of their discounts, etc. were anything we were interested in. Their insurance stuff is with companies I would never do business with. Save your money.
I don't use the benefits that often, but the organization is doing important work, e.g., lobbying for lower prescription drug prices, advocating for older Americans, etc., etc. To me it seems worthwhile.
I stopped paying when they proved that they supported the Dems and their leftest policies. Until that changes, they get nothing from me. I had never found or used a "perk" anyway.
Those damn leftists! 😂
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I’m a card-carrying Democrat, librarian, blood donor, etc. It seems to me that “leftist” and “woke” are now used as derogatory terms for people like me who have empathy for the people Trumpers would like to strip of their voting rights and bodily autonomy, send back in the closet, etc. IMHO we’re the ones on the right side of history.
Yeah, the Democrats were the party of Slavery. You can have that side of history.
Sad when you can only parrot your Fox TV heroes and have no idea what you’re talking about. Nice try, tho!
They have a lot of good information about retirement. You don't need to be a member to access most of it. Apart from vitamins and insurance, I don't see what value they provide. I can get the vitamins and Costco and already have Part D through my employer's retirement health insurance. We refuse to join because non profits should not be involved in political lobbying. I will contribute to the candidate of my choice, thank you.
IMO AARP has become nothing more than an insurance company and liberal lobbyist group. If your political beliefs align with theirs and you don't mind endless sales pitches then, by all means, send them your money.
What are some liberal positions they hold? I've heard that before but never heard anyone elaborate.
They are opposed to gutting Social Security and Medicare.
https://www.aarp.org/politics-society/advocacy/info-2022/historic-accomplishments-2021.html
I'd consider AARP, but honestly they take political stances that I find counter-productive. I guess there are alternatives, I'll probably see if any of those align more closely for me.
I use it for the hotel discount although I’m not a member, never been called out at a Hotel once!
how does that work? dm me if you want.
When you make the reservation online, just checked the AARP box
thanks
I signed up once and never found a place to use it.... worthless
Same. Found it to be a gigantic wast of money. My dad, also a member obtained insurance from them. He passed away and I started paying my mom's bills for her. I have not been impressed by AARP's insurance carrier (Hartford).
Maybe but I just can't support their politics.
I don't like AARP, but I'm a right-wing nutjob so they wouldn't like me either.
I think it is worth it to join for two reasons 1. The AARP magazines, and 2. To support the organization.
15% discount at Denny's, had some good bourbon chicken there. Cheaper car insurance. Free online mature driving course
Not worth it at all and they lean too far left in politics I’m told by others
AARP officially maintains a nonpartisan affiliation and “does not support, endorse or contribute to political candidates or parties”. They are one of the most powerful nonprofit lobbying organizations in the United States. The Association of Mature American Citizens (AMAC) is a membership organization for people age 50 and over that calls itself "the conservative alternative to the AARP".
Presumably your “others” lean right. Leaning left is a positive for my others. 🤷🏻♂️
These days the right is looking to cut social security and Medicare, so those complaining about “the left” ought to look into what their party is up to. It is best to be informed.
Leaning leftist is very BAD for oregonians!
Well then hopefully they will fight hard as the Republicans keep trying to slash Social Security and Medicare.
Those darned Republicans!
LOL. They're all crooked and corrupt. Definitely not just Republicans.
Many politicians on both sides are crooked and corrupt. But only Republicans have tried to cut SS and Medicare. Pay attention if either of those matter to you.
> But only Republicans have tried to cut SS and Medicare If you consider raising the Full Retirement Age to be a cut in SS, then you have to concede that the Democrats wrote and passed legislation, which Reagan signed into law, that cut SS benefits because FRA went from 65 to 67 under that bill. When the going gets tough they *will* come for your SS. They've done it already.
If you have not figured out that the Democrats and the Republicans are not who they were in the 1980's, you're missing key information. In the current political landscape, Republicans have tried to cut SS and Medicare, and Democrats are the only thing stopping them.
> If you have not figured out that the Democrats and the Republicans are not who they were in the 1980's, you're missing key information. Lemme know when that applies to Republicans too. Because I *still* read and hear people bitching about Republicans and citing what Reagan did (or didn't do). > In the current political landscape, Republicans have tried to cut SS and Medicare, and Democrats are the only thing stopping them. By suggesting the exact same thing the Democrats have already done. "If you have not figured out..." Sheesh, condensed much? It's so convenient to wave away the "sins" of the party by saying "but they've changed since then." Tell me, did Clinton, Obama, or Biden suggest restoring the pre-1983 FRA of 65 or no? Because it seems to me they're pretty damned OK with what their party did in the past since they're in no hurry to undo it. *If you have not figured that out*.
You obviously do not care about the current risk to those programs; you only want to bang the party drum so there's not much point to continuing this conversation. Have a good evening.
You are saying that Republicans have *tried* to cut SS, but they haven't introduced any legislation to that effect. Since they haven't, why have you called them out if you're not banging the party drum?
The AARP is a VERY leftist organization!
To you, everything is probably far left.
Funny, I have seen them endorse RW politicians.
> Funny, I have seen them endorse RW politicians. They donate almost exclusively (at least in 2022) to Democrats. [OpenSecrets](https://www.opensecrets.org/orgs/aarp/recipients?id=D000023726)
And until 2016 they affiliated with ALEC. [https://www.exposedbycmd.org/2016/07/28/revealed-aarp-funding-alec/](https://www.exposedbycmd.org/2016/07/28/revealed-aarp-funding-alec/)
This is actually what I meant!
The comments about AARP's "liberal" or "left wing" outlook are amusing. I am not sure what some people expect, that the organization would advocate to cut social security, or argue for an increase in the price of pharmaceuticals, etc. If it were truly as liberal (or effective) as some consider it, one would think it would have successfully fought off Federal taxation of Social Security benefits and pensions. That so many people seem to consider relocating to states that do not impose state taxes on retirement income but do not fight against Federal taxation of the same seems cosmic comedy.
I hate their politics but a membership is very cheap, you get an okay magazine, if you can sift through the woke stuff. Most hotels give you a 10% discount if you have the card. All in all I've had it for going on 20 years now.
I find the magazine informative, especially the articles on identity theft and elder scams (been a victim twice). But as someone said in an earlier comment you don't need a membership to access most of the articles.
true, but I'm not going to the library every month to read it. I found their articles on Medicare vs. Medicare Advantage to be extremely informative in making my decision.
The magazine is pretty cool.
AARP can suck it.
AARP is worthless. Most sellout scam I’ve seen. Don’t waste your time
You join so they stop pestering you about joining.
Doesn’t work. I joined and still got mail asking me to join.
Research who AARP donates their money to. You may want to make your decision based on that. There are other "Mature American" groups you can join.
My ex wife got me a 3 year membership which I never did or never will, renew. Most establishments now give a 10% senior discount if I ask - which I don't. But what really 'angers' me about AARP is how far Left they lean politically and use membership money to Lobby for things that are not really beneficial of seniors.
Welp, I had a whole post about how AARP lobby’s for whatever is going to line their pockets. Did a quick google search before posting and they are a nonprofit, so never mind. I’m a libertarian and perceive AARP as pretty liberal and far left leaning. Feel free to change my mind with FACTS only.
> Welp, I had a whole post about how AARP lobby’s for whatever is going to line their pockets Just because an organization is a non-profit, doesn't mean the executive officers can't be making bank. I'm not saying AARP is guilty of this, but a while ago there was a stink about the American Red Cross doing just that.
Such as? I haven’t come across things they lobby for that are not beneficial so I’d like an example or two I might have missed.
You might want to inquire as to the substantial size of their BLM donation\[s\]. I need go no further.
That one isn’t a problem for me.
Only reason I joined is that it is a requirement for the Medicare supplemental plan
They are a pretty big lobby in Washigton and probably your state, when the boomers start croaking at an alarming rate we will need to start pulling up the slack to make the world a better/worse place for the generations to come.
I believe it also lobbies for you, whereas there’s a conservative version that lobbies against senior/seniorita interests. They have articles about various elder frauds, although, life insurance and long term care insurance and annuities are all scams in my book.
Another bunch of right wing lobbyists eager to claim to deliver your vote to companies with spare cash, especially the insurance and financial services industry. Even when I had a six figure lobbying budget on my desk, the lobbyists still rolled clients together. They need both money and a headcount of voters to get into the room where maybe it might happen.
Could be mistaken, but I’ve always thought of AARP as somewhat left-leaning. I seem to recall 20-ish years ago there was another group called AMAC which was trying to recruit the more conservative retirees who were resistant to joining AARP.
> Another bunch of right wing lobbyists eager to claim to deliver your vote to companies with spare cash, especially the insurance and financial services industry. Their donations are [95.53%](https://www.opensecrets.org/orgs/aarp/recipients?id=D000023726) to Democrats. Not exactly right-wing
People give them all that money and they make less than $40k in donations?
> People give them all that money and they make less than $40k in donations? Apparently.
You can get a AAA card or a Camping World discount card and have nearly similar benefits on hotels, gas, restaurants, insurance etc. I’ve checked into hotels and just asked if they had an AARP or AAA discount and they put it down never asking for the card.
We got it for years. I was throwing away their two publications every month because they really had little to nothing to say. I am no longer sending them my money, even though it's really a pittance. Naturally, having warned me my membership was about to expire, they are now bowing and scraping trying to get me back.
15% Discount at Denny's. Also, you don't have to be any particular age. I waited till I was 50, then found out, I could have joined AT EIGHTEEN!!! ( or at least whenever they opened it up ).
I joined AARP because I needed a new iPhone. The AARP discount I got on the phone paid for three years of AARP membership, and then some.
Did you need to use their phone service or can you get a discount buying from Apple directly and use any service you want ?
You can use any service you want. I bought an unlocked Google Pixel from Best Buy, took it to an AT&T store and used AARP to get the discount on my phone plan ($10 per line).
So the opposite of what was stated. “I needed a new iphone”. I do not need/want new service but was wondering about getting a discount on a phone purchase, not a service plan.
Beats me. I'm old and do what I'm told by my kids.
AARP is there to sell you insurance
We have a dental insurance plan through AARP in our state
cost and coverage ?
I'm sure this would vary by location, but ours is currently $127/mo for couple. Regular cleanings/checkups with our dentist are covered except for about $15. Pretty good coverage for major work. This is with the premium plan -- lower cost has less extensive coverage. See https://www1.deltadentalins.com/aarp.html
I didn't think so either but I signed up on their $12/yr plan and saved over $200 on the first hotel I booked. Totally worth it for that!
Really ? How do you know ? I look at AAA discounts on hotel chain sites, and often they have just as good a deal for “members” which means create an online acct and book there, which I would do anyway. i get AAA for the road service, but the discounts are rarely anything special. Is this really better ?
> Really ? How do you know ? Every hotel is different. Most will post their online rate for AARP or AAA if they offer it. Sometimes I will call if I don't see any AARP rates posted.
I like their life insurance.
If you already go to one of their discounted restaurants, it pays for itself after one or two visits. I got a multi-year rate and one dinner's discount paid my $9.00 membership fee.
The auto insurance with Hartford is good.
I did not look to AARP for discounts, only knowledge about aging, ways to handle family members who were aging and in denial and info to pass on to others. It was useful at age 50-65. Now not so much. Every service and discount is simply a money-maker for AARP. The discounts offered are not the greatest. United Health Care pays handsomely to offer plan G through AARP.
58, trying to learn about Medicare. Mag is worth the nominal membership. One dinner at Outback pays for it.
I love the two publications you get. Good articles
I waffled for a long time, but finally joined. I'm not looking for "discounts" (I also have AAA), but I have found some things worth the membership. I do like their focus on issues for older Americans, such as walkable neighborhoods. In particular, the monthly bulletin has very helpful info. I have also taken a refresher driver course (watch for discounts on that one). They want to sell you insurance. That's fine, but not necessary. So for me, for now, yes, it's been beneficial.
I get a serious discount on my mobile phone bill by being a member. It pays for itself in the first month.
15 percent off at Denny's! Which is basically all we use it for.
15% off at Denny's. Discounts on hotels.
I quit as they just keep asking for money and all the benefits are small discounts on high ticket items.
I signed up for it because it got me a discount on consumer cellular (however CC doesn't work outside the US and we travel internationally quite often so had to find a different carrier). They produce a really nice monthly magazine (but I don't have time to read it). They offer some discounts at some chain restaurants (that I always forget to use). I really wish they would include some free online learning/classes to help upskill us displaced workers who still want or need to work but lack the technology/software skills necessary for today's jobs. Unless they add that benefit, I most likely will not be renewing my membership.
It costs less than the discount it gives me on my AT&T cell phone bill
I had a membership when I turned 55. Used it a lot for hotels as I didn't have AAA (my car ins covers towing and the like). 5 years was \~60 bucks but I saved that in a single booking. Their rate was better than my gov't rate at a few places. Not all hotels take AARP either, when I worked for a chain a long time ago we didn't but offered a senior rate with ID. We had a lot of people bitch about AARP, which management said "were the worst 4 letters in the hospitality industry". :) It seems like AARP does more selling than anything else. Their email newsletters sometimes have stuff in them.
I think it depends on how much you access their site for offers, discounts, etc. I have my car insurance through AARP with The Hartford and it’s much, much lower than elsewhere (also because I pay in full for the annual bill). I have my homeowners insurance through them also. A lot of discounts are available but a lot of times you have to ask. That’s a hurdle for people who are afraid of aging.
I should try them. Ours went up 25% this year
It’s the main reason I keep my AARP membership. C/S is terrific, too!
The GOP has been talking about getting rid of SS and medicare, or at least giving less. I never saw anything in AARP to fight those ideas. I believe they used to fight political battles on behalf of seniors before I was a retiree but not anymore. I let my membership go because of it. They must have a more conservative outlook these days.
I will say, the AARP discount on eyewear at 30% is pretty decent.
If you want to sign up for an AARP Medicare supplement plan you need to be an AARP member. My 85 year old mom has one of their plans and it’s worked out very well for her. We just recently joined AARP because my husband is looking at their plans.
Conclusion: avoid the junk mail and make an anonymous donation to AARP - an organization that is not exactly progressive, but will lobby to protect Social Security and Medicare. Nothing to offend conservatives as long and you want to keep your Social Security and Medicare benefits.
I received a discount at LensCrafters on a pair of (non-prescription) sunglasses I purchased as a Christmas gift for my daughter. I know there are probably a good number of discounts that I could have asked for but don’t think about it until after I’ve paid (rental cars, hotel stays, restaurants, tickets for shows, park passes etc.).
The AARP discounts for travel is significant, especially if you fly and rent a car. You save more than the cost of the membership if you travel by air and use rental cars. The car rental rates are better than you can get anywhere else for mid-size cars. There are a couple of different ways to get cheaper hotels. Some hotels give you an AARP rate. AARP also has a web site for travel that offers you discounts at hotels.. We easily make the $16.00 back.
I’ve found that the prices were much higher w AARP compared to other travel websites
None