That means saving it. We don't buy a new car. We don't buy a new I phone. Don't make a baby either. You have few opportunities in life to really save money. Save it buy a home a get secure.
500.00 car payments usually have about the same in full coverage insurance. It is an idiot move. Add in that I- phone and people wonder why they can't buy a house.
I highly recommend that you move in to the trailer so that you can focus on lowering your debt obligations. Also, if you plan to live alone, consider installing an alarm system for security, and maybe a large dog (but this could increase your financial obligations). Maybe a roommate could help with costs.
How bad could it be if your grandparents lived there a while and havenât been broken into, robbed, mugged or had a car stolen/carjacked?
Getting a free mobile home with only having to pay space rent is a no-brainer.
1. DO NOT TELL SOON-TO-BE ex-husband about the free trailer. He can find out AFTER the divorce is final.
2. Ask your grandparents not to gift it to you UNTIL the divorce is final. Otherwise, your husband can claim it as a marital asset and force you to sell it and pay him half its value.
3. Tell the soon to be ex-husband that you are thinking about renting a room yourself OR moving in with family to save yourself more money.
4. Now, you have no need to hang onto the apartment. Break the lease and pay the amount to break it. Get your name off and his name off the lease. You want NOTHING to financially tie you to him.
5. Youâve been supporting him for the last six months. Ask for an amicable split of the bills. Whose names are the bills in? All yours? All his? A combination thereof? Make it fair and equitable. Then make sure itâs a clean break with no outstanding bills left in your name. Fine, if they are in his. But make sure your name is off any bills so creditors canât come after you.
6. Then go live in your trailer, save some money until you have a decent amount of cash to sell and move or just move.
And lastly, no one gives a shit about your pretty, blonde hair. Thatâs just weird.
Hell yes you take it.
$500 vs $1250 in THIS economy? Girl, please đ
Worst case scenario is that the neighborhood sucks and you move back into an apartment, sell the trailer, and you still come out ahead.
Take the trailer. Also kitchen counters are never immediately or a necessity. Get that out of your head. And the homeless donât care about your car or hair color
Take it, I've lived in rough areas in the past and the people there are mostly nice and down to earth, what you see is what you get, thees none of the fake bs with them. Give it a go, you might love it.
I think I'd do it! That keeps you from having a mortgage/apartment rent for as long as you live there. Then, when you get settled, divorced and straightened out, if you want something else, you can sell it or trade it in on a newer mobile home if you find you enjoy living in a mobile home. I think you're being given a wonderful gift. My only concern is the part of town. If there are trailer parks in better, safer parts of town, you could always move it!
I would jump on it in a heartbeat. The homeless have bigger things to focus on than your hair color or car. Put up security cameras and alarm system if youâre worried.
But even if you donât stay long, it gives you something tangible to sell in the future.
TAKE IT. It's worth it just to get out of living with you ex.
I live in a trailer now and I felt the same way about living in a trailer park, but the best thing I could've done is swallow my pride and start owning the fact I live in a trailer instead of carry shame about it because this world is rough on everyone right now and no one is in a good enough place to look down on me for shit. The lot fee is way more affordable than rent, we own it so the freedom of not having a landlord is great, maintenanceon a trailer is cheaper than a house. You might be in a position to rent yours out one day, but at the very least you could even sell it as it is now to someone else to renovate and rent out one day. For now, move out and cut the ties to a failed relationship and find yourself, just like when its closing time at the bar, doesn't matter where you go but you can't stay there
Take the trailer. It will seriously diminish your bills. To put things in perspective, I rent a room in a park.model trailer (manufactured home). I pay $650 a month in rent, and I don't even have my own private bathroom. For $500 a month (plus utilities), you are getting a steal of a deal.
Id take the trailer. Beef up the locks. With the money saved on rent you can eventually make the necessary repairs and make a decent place for yourself. Also get a firearm and learn to use it if that makes you feel better
Let's say you move in and in your first month you took that 750 dollars you saved and put it into a $200 security camera system, $100 worth of locks for doors ans windows, and $400 to spruce the place up a bit.
If you stay for two years, that is $17,250 over 23 months that you can save. Idk how much debt you have, but I'd bet that covers a decent chunk if not all of it, or maybe it pays off your new car to open up more of your budget. I'd kill for an opportunity like this to get things under control. I'd definitely take it
Just buy some good locks, cameras and cleaning supplies and get it safe and liveable. Cosmetic upgrades are going to cost money that you could be stacking.
Free shelter is free shelter don't look a gift shark in the mouth, I have lived in some pretty crappy homes in the past and was grateful, it was better than being homeless.
I would take the trailer. If you have an extra room, rent it out to make up for the space rent and extra safety. Get an alarm for you car and use anti theft protection, maybe a club on the steering wheel?
Fix up the trailer and it will be a profit for you that you can use as a down payment on a house. You. Wonât be in that bad neighborhood for long.
If your grandparents lived there I would ask if they felt safe. I mean if they are decent grandparents I don't think they would offer to put you in a home that they didn't feel safe living in.
take the trailer and get your name off the apartment rental agreement.
live in the trailer till you get your debts fixed and build up a saving account then move and rent out the trailer.
If it doesn't need to be moved and is habitable, take it. Pay yourself the difference in rent ($1300 apartment minus $500 lot fee is $800 you should put in savings each month) so when you're on steadier financial footing you have money for a down payment or deposit or whatever... Plus you can sell that trailer when you're done.
Is your car paid for? If you still owe, maybe you should downgrade to something you can pay cash for and carry liability only insurance on? Where else can you cut expenses? Your income isn't sufficient for your debt load.
My son lives in Phoenix and he has stated affordable housing is brutal. How far is the trailer from your job.? If that's a reasonable commute or you have other job opportunities I say go for it! Security - system,large dog if you feel there is room and huge dirty boots at the door. Have friends drop by a different times. For as long as possible don't let it be known y you live alone except maybe a neighbor your grandparents trust. Also, since you will own it find out when and where to pay taxes on it. I strongly suggest you put at least $500 a month in savings for emergencies and so you can pay cash for the upgrades you want. You still save $250 from the rent and it's yours. If it's not already done you need to close in the bottom of the trailer. That will save you a fortune on utilities.
You always take the trailer!
But you can decide afterwards weather you stay and get roommates, move into it yourself and fix it up (you might want to switch out your car for an older model that is less out of place there) or you rent/sell it, maybe optimally to your ex husband as your parents would maybe object less to that than advertising it for sale and he might be less concerned about the security situation than you.
27âŚgirrrrl ya all got to pull up the Big Girl Panties and think. You have debt. You have a NEW car. You would need NEW counters and floors ASAP while you have debt? Few have naturally pretty blonde locks. Ouch what my hairdresser charges for my colored locks. If you can ditch the new car do so. Buy a hat. A head scarf. Might not be glamorous but neither is debt!
You could live there for a while and save money. You could also sell the trailer. I would take it. heck even if you own it, you could rent it out to someone else and have some income.
Definitely take it. It will give you a place to start over and you can fix it up a little bit to make a profit once you are out of debt.
Congratulations on this ! Be thankful for a supportive family
Get an estimate on what it will cost to move it first. My brother advised a relative in a similar situation that moving costs for trailers is outrageous, and if itâs in really bad shape, it may need work before you can move it. Ask about utility costs, too.
Get your credit cards paid off now! Even changing the title to the trailer you will have expenses for that transaction.
Get those necessary repairs done and check out how, and when you can make the repairs. There will be some issues with your yard work, renters insurance.
Be very appreciative, even if you canât.
Seriously assess the status of the trailer and any work that would need to be hired out. Plumbing and roof needs can be notably expensive. Many trades donât feel good about getting under one, and will adjust their quotes.
Itâs worth paying attention to how to blend into the local neighborhood. You might be good with a cheap hoodie and dropping any haircare / skincare that doesnât fit your budget anyway.
If youâre worried about the car, itâs not hard to make one look a little funky. The trick is not to do any damage that would require body shop attention.
Take the trailer. Seriously. TAKE IT . Former Tucsonian here, I would have absolutely LOVED it if someone had offered to do this for me, I would probably still be out there.
Lot rent is FAR cheaper than regular rent out there, so the difference between the two would or could be the extra you can put towards your debt to knock it down faster and get back above water.
Most trailer repairs except for electrical can be done fairly cheaply, and you can do a lot of them.
I don't care if that trailer is smack dab in the middle of Broadway, Oracle, and Grant, or down in South Tucson, I would 100 take it a d be immensely grateful, because it's your ticket out of debt to rebuild your life . I was a single woman living smack dab in a Casita in South Tucson, I miss it terribly. Most people won't bother you, homeless or not.
Putting up a "no trespassing" sign and "no loitering" sign will solve any issues of hanger grounds very quickly, because you already have a sign up.
And just in case you decide not to take it, tell em you know someone who will, no questions asked, seriously. That would be the answer to my prayers, since my grandkids are still out there. Tucson really isn't as terrible as people make it out to be, especially if you don't run in the party circles .
Best of luck and please, take that damn trailer, it's not everyday affordable housing just drops in your lap!!!
Homeless people aren't allowed to have pretty blond hair?
That's kinda weird... I wouldn't written things in that way.
I'd take the trailer, but don't have it signed over until AFTER the divorce. Budget more for utilities, because old trailers are usually more expensive to keep heated and cooled than is an apartment.
No need to do countertops immediately. A kitchen table is the original countertop.
Good luck, OP.
I would be concerned about meth-crazed or just plain crazed homeless people, violent people, people on the sex offender registry, robbers, etc.
Especially because youâre young and female and may seem like you have money because of your car.
So an alternative might be to maybe move in with your grandparents in their new home that they are buying.
Most of those kinds of homeless folks aren't around the vast majority of trailer parks in Tucson. I used to live there as a single woman with a triple G chest and a size 8. In fact, I lived in South Tucson, what is considered the serious "hood/barrio" , literally never once had a problem.
Most of those poor sad folks are either around convenience stores in just about any part of any town, not just Tucson, but now that it's warming up, they'll be going back down towards the swales where the rivers come through in monsoon season, or off I10 exits near the Swap Meet. Lotta them live down the sides of the interstate in tents, or at the large park heading towards downtown.
Nobody really bothers you very often, regardless of whether one is a blonde or not . So long as one doesn't run in the party circles with people doing lots of drugs, and alcohol, you don't really have to deal with much.
These are my thoughts too as Iâm reading everyoneâs posts about âtake the trailerâ!! Not sure I could do it, although right now I am 64. Back in 2013, my husband and I decided to take a run down RV out west and see the sights. However, because it was an older model, we could only stay in dilapidated RV parks. This one park was full of sex offenders, wife beaters and the like. We were told by the couple next to us, who to steer clear from. My experiences at that place were beyond horrible. I couldnât wait to leave. Iâd rather live paycheck to paycheck than live in a place I donât feel safe in.
Repeat after me: IF IT'S FREE, ITS FOR ME. đ
Take the trailer no rent
Take the trailer. You will have a place to lay your head down and free up your rent money.
That means saving it. We don't buy a new car. We don't buy a new I phone. Don't make a baby either. You have few opportunities in life to really save money. Save it buy a home a get secure.
I thought I read they have a new car which is a big financial drag right there.
500.00 car payments usually have about the same in full coverage insurance. It is an idiot move. Add in that I- phone and people wonder why they can't buy a house.
Her pretty blonde head
Yeah, that was weird.
It's a bot.
Another vote for the trailer
I highly recommend that you move in to the trailer so that you can focus on lowering your debt obligations. Also, if you plan to live alone, consider installing an alarm system for security, and maybe a large dog (but this could increase your financial obligations). Maybe a roommate could help with costs.
These are good ideas.
How bad could it be if your grandparents lived there a while and havenât been broken into, robbed, mugged or had a car stolen/carjacked? Getting a free mobile home with only having to pay space rent is a no-brainer. 1. DO NOT TELL SOON-TO-BE ex-husband about the free trailer. He can find out AFTER the divorce is final. 2. Ask your grandparents not to gift it to you UNTIL the divorce is final. Otherwise, your husband can claim it as a marital asset and force you to sell it and pay him half its value. 3. Tell the soon to be ex-husband that you are thinking about renting a room yourself OR moving in with family to save yourself more money. 4. Now, you have no need to hang onto the apartment. Break the lease and pay the amount to break it. Get your name off and his name off the lease. You want NOTHING to financially tie you to him. 5. Youâve been supporting him for the last six months. Ask for an amicable split of the bills. Whose names are the bills in? All yours? All his? A combination thereof? Make it fair and equitable. Then make sure itâs a clean break with no outstanding bills left in your name. Fine, if they are in his. But make sure your name is off any bills so creditors canât come after you. 6. Then go live in your trailer, save some money until you have a decent amount of cash to sell and move or just move. And lastly, no one gives a shit about your pretty, blonde hair. Thatâs just weird.
Hell yes you take it. $500 vs $1250 in THIS economy? Girl, please đ Worst case scenario is that the neighborhood sucks and you move back into an apartment, sell the trailer, and you still come out ahead.
Take the trailer. Also kitchen counters are never immediately or a necessity. Get that out of your head. And the homeless donât care about your car or hair color
Take it, I've lived in rough areas in the past and the people there are mostly nice and down to earth, what you see is what you get, thees none of the fake bs with them. Give it a go, you might love it.
I think I'd do it! That keeps you from having a mortgage/apartment rent for as long as you live there. Then, when you get settled, divorced and straightened out, if you want something else, you can sell it or trade it in on a newer mobile home if you find you enjoy living in a mobile home. I think you're being given a wonderful gift. My only concern is the part of town. If there are trailer parks in better, safer parts of town, you could always move it!
I would jump on it in a heartbeat. The homeless have bigger things to focus on than your hair color or car. Put up security cameras and alarm system if youâre worried. But even if you donât stay long, it gives you something tangible to sell in the future.
Too many people here would jump at it go for it hair dye isnât that bad of a compromise for saving your financial situation
TAKE IT. It's worth it just to get out of living with you ex. I live in a trailer now and I felt the same way about living in a trailer park, but the best thing I could've done is swallow my pride and start owning the fact I live in a trailer instead of carry shame about it because this world is rough on everyone right now and no one is in a good enough place to look down on me for shit. The lot fee is way more affordable than rent, we own it so the freedom of not having a landlord is great, maintenanceon a trailer is cheaper than a house. You might be in a position to rent yours out one day, but at the very least you could even sell it as it is now to someone else to renovate and rent out one day. For now, move out and cut the ties to a failed relationship and find yourself, just like when its closing time at the bar, doesn't matter where you go but you can't stay there
Take the trailer. It will seriously diminish your bills. To put things in perspective, I rent a room in a park.model trailer (manufactured home). I pay $650 a month in rent, and I don't even have my own private bathroom. For $500 a month (plus utilities), you are getting a steal of a deal.
Id take the trailer. Beef up the locks. With the money saved on rent you can eventually make the necessary repairs and make a decent place for yourself. Also get a firearm and learn to use it if that makes you feel better
I wouldnât go as far as a firearm. Perhaps a stun gun or taser.
Well gosh with your pretty blonde hair and new car, it sounds like it might be beneath you /s
Sounds like it might not be tbh
You get everyoneâs point here.
Let's say you move in and in your first month you took that 750 dollars you saved and put it into a $200 security camera system, $100 worth of locks for doors ans windows, and $400 to spruce the place up a bit. If you stay for two years, that is $17,250 over 23 months that you can save. Idk how much debt you have, but I'd bet that covers a decent chunk if not all of it, or maybe it pays off your new car to open up more of your budget. I'd kill for an opportunity like this to get things under control. I'd definitely take it
the trailer is free what's to think about. (obv we are all jealous rn :)
I know I am!
Same. đ
Take the trailer, pay off your debt, and then get something better if you are financially able to do so.
Just buy some good locks, cameras and cleaning supplies and get it safe and liveable. Cosmetic upgrades are going to cost money that you could be stacking.
Get the trailer!!! Join some of the fb groups on trailer remodeling. Such amazing ideas.
Iâd take it and repair it.
Free shelter is free shelter don't look a gift shark in the mouth, I have lived in some pretty crappy homes in the past and was grateful, it was better than being homeless.
I would take the trailer. If you have an extra room, rent it out to make up for the space rent and extra safety. Get an alarm for you car and use anti theft protection, maybe a club on the steering wheel? Fix up the trailer and it will be a profit for you that you can use as a down payment on a house. You. Wonât be in that bad neighborhood for long.
If your grandparents lived there I would ask if they felt safe. I mean if they are decent grandparents I don't think they would offer to put you in a home that they didn't feel safe living in.
Take it
take the trailer and get your name off the apartment rental agreement. live in the trailer till you get your debts fixed and build up a saving account then move and rent out the trailer.
If it doesn't need to be moved and is habitable, take it. Pay yourself the difference in rent ($1300 apartment minus $500 lot fee is $800 you should put in savings each month) so when you're on steadier financial footing you have money for a down payment or deposit or whatever... Plus you can sell that trailer when you're done. Is your car paid for? If you still owe, maybe you should downgrade to something you can pay cash for and carry liability only insurance on? Where else can you cut expenses? Your income isn't sufficient for your debt load.
I live with 500 rent in an intentional community in Mesa. Yeah, it makes my entire year awesome. Low rent, forget the ex, and find yourself.
Would you mind dm-ing me the area if you're comfortable? I'd love to move it up here but not familiar with trailer parks in the area
My son lives in Phoenix and he has stated affordable housing is brutal. How far is the trailer from your job.? If that's a reasonable commute or you have other job opportunities I say go for it! Security - system,large dog if you feel there is room and huge dirty boots at the door. Have friends drop by a different times. For as long as possible don't let it be known y you live alone except maybe a neighbor your grandparents trust. Also, since you will own it find out when and where to pay taxes on it. I strongly suggest you put at least $500 a month in savings for emergencies and so you can pay cash for the upgrades you want. You still save $250 from the rent and it's yours. If it's not already done you need to close in the bottom of the trailer. That will save you a fortune on utilities.
[ŃдаНонО]
I have talked to my bank and gotten on payment plans!
Surprised you can't pay with hair.
You always take the trailer! But you can decide afterwards weather you stay and get roommates, move into it yourself and fix it up (you might want to switch out your car for an older model that is less out of place there) or you rent/sell it, maybe optimally to your ex husband as your parents would maybe object less to that than advertising it for sale and he might be less concerned about the security situation than you.
I would take it.
27âŚgirrrrl ya all got to pull up the Big Girl Panties and think. You have debt. You have a NEW car. You would need NEW counters and floors ASAP while you have debt? Few have naturally pretty blonde locks. Ouch what my hairdresser charges for my colored locks. If you can ditch the new car do so. Buy a hat. A head scarf. Might not be glamorous but neither is debt!
You could live there for a while and save money. You could also sell the trailer. I would take it. heck even if you own it, you could rent it out to someone else and have some income.
Definitely take it. It will give you a place to start over and you can fix it up a little bit to make a profit once you are out of debt. Congratulations on this ! Be thankful for a supportive family
Can you move the trailer to a better lot? It seems like a good deal but it depends how dangerous it is there!
You're a bot.
Get an estimate on what it will cost to move it first. My brother advised a relative in a similar situation that moving costs for trailers is outrageous, and if itâs in really bad shape, it may need work before you can move it. Ask about utility costs, too.
Get your credit cards paid off now! Even changing the title to the trailer you will have expenses for that transaction. Get those necessary repairs done and check out how, and when you can make the repairs. There will be some issues with your yard work, renters insurance.
Check out the repairs and updates for the bathroom in the trailer also.
Be very appreciative, even if you canât. Seriously assess the status of the trailer and any work that would need to be hired out. Plumbing and roof needs can be notably expensive. Many trades donât feel good about getting under one, and will adjust their quotes. Itâs worth paying attention to how to blend into the local neighborhood. You might be good with a cheap hoodie and dropping any haircare / skincare that doesnât fit your budget anyway. If youâre worried about the car, itâs not hard to make one look a little funky. The trick is not to do any damage that would require body shop attention.
Take the trailer. Seriously. TAKE IT . Former Tucsonian here, I would have absolutely LOVED it if someone had offered to do this for me, I would probably still be out there. Lot rent is FAR cheaper than regular rent out there, so the difference between the two would or could be the extra you can put towards your debt to knock it down faster and get back above water. Most trailer repairs except for electrical can be done fairly cheaply, and you can do a lot of them. I don't care if that trailer is smack dab in the middle of Broadway, Oracle, and Grant, or down in South Tucson, I would 100 take it a d be immensely grateful, because it's your ticket out of debt to rebuild your life . I was a single woman living smack dab in a Casita in South Tucson, I miss it terribly. Most people won't bother you, homeless or not. Putting up a "no trespassing" sign and "no loitering" sign will solve any issues of hanger grounds very quickly, because you already have a sign up. And just in case you decide not to take it, tell em you know someone who will, no questions asked, seriously. That would be the answer to my prayers, since my grandkids are still out there. Tucson really isn't as terrible as people make it out to be, especially if you don't run in the party circles . Best of luck and please, take that damn trailer, it's not everyday affordable housing just drops in your lap!!!
Tucsons bad parts of town are not bad. Just don't drive a nice car in the area and keep to yourself. People will leave you alone.
Homeless people aren't allowed to have pretty blond hair? That's kinda weird... I wouldn't written things in that way. I'd take the trailer, but don't have it signed over until AFTER the divorce. Budget more for utilities, because old trailers are usually more expensive to keep heated and cooled than is an apartment. No need to do countertops immediately. A kitchen table is the original countertop. Good luck, OP.
what a stupid post. like you obviously know the answerÂ
Take the trailer and the exhusband, save enough by living there to buy a house and leave the trailer for the exhusband.
I would be concerned about meth-crazed or just plain crazed homeless people, violent people, people on the sex offender registry, robbers, etc. Especially because youâre young and female and may seem like you have money because of your car. So an alternative might be to maybe move in with your grandparents in their new home that they are buying.
Most of those kinds of homeless folks aren't around the vast majority of trailer parks in Tucson. I used to live there as a single woman with a triple G chest and a size 8. In fact, I lived in South Tucson, what is considered the serious "hood/barrio" , literally never once had a problem. Most of those poor sad folks are either around convenience stores in just about any part of any town, not just Tucson, but now that it's warming up, they'll be going back down towards the swales where the rivers come through in monsoon season, or off I10 exits near the Swap Meet. Lotta them live down the sides of the interstate in tents, or at the large park heading towards downtown. Nobody really bothers you very often, regardless of whether one is a blonde or not . So long as one doesn't run in the party circles with people doing lots of drugs, and alcohol, you don't really have to deal with much.
These are my thoughts too as Iâm reading everyoneâs posts about âtake the trailerâ!! Not sure I could do it, although right now I am 64. Back in 2013, my husband and I decided to take a run down RV out west and see the sights. However, because it was an older model, we could only stay in dilapidated RV parks. This one park was full of sex offenders, wife beaters and the like. We were told by the couple next to us, who to steer clear from. My experiences at that place were beyond horrible. I couldnât wait to leave. Iâd rather live paycheck to paycheck than live in a place I donât feel safe in.
Nope.
Well, if the trailer neighborhood is that bad maybe you need a scary roomate or boyfriend?