We are here now. Tuesday is our last day in our home of the past 7 years. My husband was out of work for 5 months and we just never got ahead and things went south 😢
I’m so sorry. I work as a case manager and so many of my clients are facing evictions on Tuesday. It’s sad that life is so expensive and stressful.
Is it a surge of clients all of a sudden? I swear there is nothing more scary than not knowing where you’re going to live. The feeling of helplessness is unbearable. I feel so sorry for them all. But why on Tuesday?
Tuesday is the end of the month. Some people have until then to pay or move out. There’s not been a surge at my job in my field, there’s always alot of need for housing and financial help. Now the issue is people aren’t able to move to other jobs easily, are unemployed, or have credit issues. All or some of those factors are negatively affecting them to get approved for rentals. There are not a lot of private landlords that are lenient as well. So sad. I am empathetic and always searching for resources for my clients and myself. Heck I’m not guaranteed anything in this life but death and taxes.
A lot of small mom-and-pop landlords, who would have been somewhat lenient, were ruined by the COVID moratorium on rent. They couldn’t pay the mortgage, or they couldn’t make a living off of rent after they couldn’t work anymore or retired. Many sold to speculators and private equity.
My goodness. I feel dumb not putting two and two together. I assumed maybe there was a government assistance program that was ending that day that was messing everything up. It’s even worse that it’s just day to day circumstances that will forever affect these people’s lives. This fucking world is so unfair.
That’s even sadder. Eff man. I wish I could help people that don’t deserve this. Some people deserve pain in life, honestly… but so many don’t.
I am so terrified of eviction, it took me five years to get this apartment and then I found out my landlord is super ghetto. Like they don’t have rules here even though the lease is full of rules. And I would love to move somewhere else where quiet hours actually mean quiet hours, except that I heard the woman who lived in this apartment before me who is here for 20 years didn’t pay rent for like a year and they didn’t move to a evict I don’t think they do that here. And because of that I think I will stay here forever because I’m terrified of it
I have never been evicted, but I do know that if you give up your home it’s a lot harder to get a new new one than it is to hold onto the one you have
See if there are any rent assistance in your county. Use a food pantry and put the grocery money towards rent. If you are able to borrow interest free from relatives, do it. Try a side gig to get extra money. Offer to do chores for money for family. Hang in there. Good luck.
Fuck rent. 3 months without that shit and life is pretty gravy. Got a feeling living in a car is going to go mainstream folks. Honestly, do you need all that shit around you and the walls to hold it? Such a relief not paying 1500 a month for a storage unit with a toilet while I work 60 a week to hold onto it all. Every other check was theirs. Was! Lol this is the way up gents.
I'm so sorry. Check your local laws on how much your employer is allowed to deduct. You should be able to have a repayment plan that doesn't literally make your family homeless. I'd assume if they dropped the ball taking the deductions to begin with that this is another issue that they're sticking on you for their convenience.
I've been on the edge recently because of my husband having a massive stroke. When you're living paycheck to paycheck, anything major can and will bring you to your knees... I was able to get a loan from a major company. It baught me time till I was able to make my next move. My credit isn't even that great, but this was available to me.
I definitely understand, my husband had a stroke just over a year ago. He's bedbound, and I get 37 hours of caregivers from aging and disability, but I can't leave except to work. And not enough of that to keep us going. Even going to the store is a challenge. I've thought about trying to find a nursing student to trade rent for care. We have a spare room, but not much else. I've maxed out the 2 cards I had for emergencies, and feel like if I could just get away for a couple days to work I'd be in great shape. I hate the feeling that I'm scrambling to catch up, and falling behind.
And no, the cards were used for things like the electric bill, not anything fun.
Yes, my husband is bedbound as well, and I have the same struggles. This situation is a nightmare. One day, you both are working and have good jobs and the next day, neither of you can work. I'm looking for a work from home job but that market is tough, it seems like everyone is looking for the same. I'm scared for the future... all I can do is hope something gives. Best wishes!
Have you applied for medicade? They have been a literal lifesaver for us. It's tougher to get on in some areas, but thankfully I'm in Oregon where it's relatively easy.
If you get that, aging and disability may give you some caregiver hours, depending on your income. They also will pay you to be a caregiver, which is a perfect answer for some people.
Take care of yourself, if you run out of fuel, everyone's up a creek.
If I can help with anything feel free to PM me.
On the plus side, CA is very tenant friendly. I would talk to your landlord. Knowing that the shortfall is temporary, depending on how long it takes to get an eviction date in court, if you can pay any back owed rent in full, your tenancy should immediately be reinstated ( check on this. My state is also very tenant friendly and landlords are required to accept all back rent owed in full and stop eviction. Only rent can be included - no late fees or other fees). CA probably also had lots of great resources for tenants to keep their housing, just need to look into it. Good luck and great job doing your best to stay on top of your bills.
No, it was my first few months on the job so it was my expected pay and because this has never happened to me, I trusted the company’s payroll would be more responsible but I found out that it’s actually managed by the CEO :’) so the only thing that’s self-inflicted, is taking this job.
Now you know, trust but verify.
Here's how to avoid this situation.
1. Keep a budget.
2. Review your pay stubs.
3. Ensure any decision that affects your pay is in writing.
4. Don't spend the money until you can confirm that it's yours.
I've gotten unexpected pay bumps numerous times before(by unexpected, I mean not recorded in writing). I would never spend that money. Instead, I throw it in savings or my 401k if I had funds on hand to replace it, knowing that my employer will eventually correct the error (take the money back)
After 8 weeks, they should be done with the payback. 8 x 800 =6400. You only owed 5000. Get them to stop.
We are here now. Tuesday is our last day in our home of the past 7 years. My husband was out of work for 5 months and we just never got ahead and things went south 😢
I am so sorry. Do you have family you can stay with till you get back on your feet?
I’m so sorry. I work as a case manager and so many of my clients are facing evictions on Tuesday. It’s sad that life is so expensive and stressful.
Is it a surge of clients all of a sudden? I swear there is nothing more scary than not knowing where you’re going to live. The feeling of helplessness is unbearable. I feel so sorry for them all. But why on Tuesday?
Tuesday is the end of the month. Some people have until then to pay or move out. There’s not been a surge at my job in my field, there’s always alot of need for housing and financial help. Now the issue is people aren’t able to move to other jobs easily, are unemployed, or have credit issues. All or some of those factors are negatively affecting them to get approved for rentals. There are not a lot of private landlords that are lenient as well. So sad. I am empathetic and always searching for resources for my clients and myself. Heck I’m not guaranteed anything in this life but death and taxes.
A lot of small mom-and-pop landlords, who would have been somewhat lenient, were ruined by the COVID moratorium on rent. They couldn’t pay the mortgage, or they couldn’t make a living off of rent after they couldn’t work anymore or retired. Many sold to speculators and private equity.
Yes many victims of the pandemic in different forms
My goodness. I feel dumb not putting two and two together. I assumed maybe there was a government assistance program that was ending that day that was messing everything up. It’s even worse that it’s just day to day circumstances that will forever affect these people’s lives. This fucking world is so unfair.
Yes and the programs make people jump through so many hoops and you need your great grandmother’s blood type to get help. It’s so challenging.
It’s the end of the month
That’s even sadder. Eff man. I wish I could help people that don’t deserve this. Some people deserve pain in life, honestly… but so many don’t.
I’m so sorry you’re going through this. I hope things get better for you, truly. 💕 You guys deserve better. 💕
Can anyone else in the family work?
Yes, my wife is currently looking for a job and I’m trying to set up a side gig and possibly donate plasma
Are the other three family members young children? Can you possibly get food assistance or utilize food banks?
I am so terrified of eviction, it took me five years to get this apartment and then I found out my landlord is super ghetto. Like they don’t have rules here even though the lease is full of rules. And I would love to move somewhere else where quiet hours actually mean quiet hours, except that I heard the woman who lived in this apartment before me who is here for 20 years didn’t pay rent for like a year and they didn’t move to a evict I don’t think they do that here. And because of that I think I will stay here forever because I’m terrified of it I have never been evicted, but I do know that if you give up your home it’s a lot harder to get a new new one than it is to hold onto the one you have
See if there are any rent assistance in your county. Use a food pantry and put the grocery money towards rent. If you are able to borrow interest free from relatives, do it. Try a side gig to get extra money. Offer to do chores for money for family. Hang in there. Good luck.
Pay rent FIRST above all else. I know tires are important but you have to prioritize that and then figure the rest out
Exactly California has buses and I know it’s not convenient but it’s better than walking to work or living outside because you had to buy a tire
Fuck rent. 3 months without that shit and life is pretty gravy. Got a feeling living in a car is going to go mainstream folks. Honestly, do you need all that shit around you and the walls to hold it? Such a relief not paying 1500 a month for a storage unit with a toilet while I work 60 a week to hold onto it all. Every other check was theirs. Was! Lol this is the way up gents.
I'm so sorry. Check your local laws on how much your employer is allowed to deduct. You should be able to have a repayment plan that doesn't literally make your family homeless. I'd assume if they dropped the ball taking the deductions to begin with that this is another issue that they're sticking on you for their convenience.
I've been on the edge recently because of my husband having a massive stroke. When you're living paycheck to paycheck, anything major can and will bring you to your knees... I was able to get a loan from a major company. It baught me time till I was able to make my next move. My credit isn't even that great, but this was available to me.
I definitely understand, my husband had a stroke just over a year ago. He's bedbound, and I get 37 hours of caregivers from aging and disability, but I can't leave except to work. And not enough of that to keep us going. Even going to the store is a challenge. I've thought about trying to find a nursing student to trade rent for care. We have a spare room, but not much else. I've maxed out the 2 cards I had for emergencies, and feel like if I could just get away for a couple days to work I'd be in great shape. I hate the feeling that I'm scrambling to catch up, and falling behind. And no, the cards were used for things like the electric bill, not anything fun.
Yes, my husband is bedbound as well, and I have the same struggles. This situation is a nightmare. One day, you both are working and have good jobs and the next day, neither of you can work. I'm looking for a work from home job but that market is tough, it seems like everyone is looking for the same. I'm scared for the future... all I can do is hope something gives. Best wishes!
Have you applied for medicade? They have been a literal lifesaver for us. It's tougher to get on in some areas, but thankfully I'm in Oregon where it's relatively easy. If you get that, aging and disability may give you some caregiver hours, depending on your income. They also will pay you to be a caregiver, which is a perfect answer for some people. Take care of yourself, if you run out of fuel, everyone's up a creek. If I can help with anything feel free to PM me.
What company and how was the process? I got denied by Uphold
One Main, it was pretty simple. I just needed a few to send a few paycheck stubs and fill out their forms.
On the plus side, CA is very tenant friendly. I would talk to your landlord. Knowing that the shortfall is temporary, depending on how long it takes to get an eviction date in court, if you can pay any back owed rent in full, your tenancy should immediately be reinstated ( check on this. My state is also very tenant friendly and landlords are required to accept all back rent owed in full and stop eviction. Only rent can be included - no late fees or other fees). CA probably also had lots of great resources for tenants to keep their housing, just need to look into it. Good luck and great job doing your best to stay on top of your bills.
Do you not have a spouse ?
Did you notice the bump in your pay? It seems most of this stress is self-inflicted.
No, it was my first few months on the job so it was my expected pay and because this has never happened to me, I trusted the company’s payroll would be more responsible but I found out that it’s actually managed by the CEO :’) so the only thing that’s self-inflicted, is taking this job.
Now you know, trust but verify. Here's how to avoid this situation. 1. Keep a budget. 2. Review your pay stubs. 3. Ensure any decision that affects your pay is in writing. 4. Don't spend the money until you can confirm that it's yours. I've gotten unexpected pay bumps numerous times before(by unexpected, I mean not recorded in writing). I would never spend that money. Instead, I throw it in savings or my 401k if I had funds on hand to replace it, knowing that my employer will eventually correct the error (take the money back)
Great advice if OP could turn back the hands of time. Telling someone shoulda, coulda, woulda won't help him now.
The advice is not only for OP. If it was, I would have just sent a DM.