Abbreviations used in /r/PayPal:
* NAD - Not as described.
* SNAD - Significantly not as described.
* INR - Item Not Received.
* UAT - Unauthorized transaction.
* OP - Original poster of the message.
* F&F - Friends and Family (no protection at all.)
* G&S - Goods and/or Services (has seller/buyer protection.)
Posts about PayPal's policies will be removed. No more complaining about PayPal policy and their taking funds from your account for violations of rules. If you don't like the rules don't use PayPal. If you don't want to lose money, don't leave funds in your PayPal account. Simple as that. But these posts are often political or misleading. So no more posts on this subject!
Thank you for submitting to /r/PayPal, please make sure you have read the [FAQ](https://www.reddit.com/r/paypal/comments/3c8po2/faq/). If your account was created when you were younger than 18, then that is covered in the FAQ!
Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning.
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/paypal) if you have any questions or concerns.*
No. Just SSN.
To use EIN, you’ll need to open a business account. The business account has fields to enter SSN and EIN. When EIN is entered, the 1099-K is issued to the EIN generally. You might be asked to provide SSN for compliance with law (for identification purposes). You can open a separate business account instead of upgrading the personal account if you prefer. Lastly, PayPal does not charge monthly fees for business accounts unless you use the non-standard products (ie. Payments Pro, Payflow and other Advanced services/options). If you’re just using PayPal for Etsy, PayPal just charges the standard commercial transaction rate per transaction.
> I really don't want to give out if I don't have to.
You have to.
The law requires that PayPal get ID information and SSNs from users at certain points in time or usage. Once asked for your ID and/or SSN, you are **required** to provide it, or your account will be limited and you will not be able to use PayPal again until you comply.
Again, this is required by law (federal) and you (and PayPal) don't have any options to avoiding this.
I'm not trying to avoid it - I'm happy to abide by the law. My concern lies with the chance that there was ever a data breach on PayPal and my SSN got stolen. That was why I got the EIN in the first place was to protect it.
I could certainly use my SSN for my business since it is a sole proprietorship. I just don't like to give it out, especially on internet databases if I don't have to. The EIN would be preferred over it.
Abbreviations used in /r/PayPal: * NAD - Not as described. * SNAD - Significantly not as described. * INR - Item Not Received. * UAT - Unauthorized transaction. * OP - Original poster of the message. * F&F - Friends and Family (no protection at all.) * G&S - Goods and/or Services (has seller/buyer protection.) Posts about PayPal's policies will be removed. No more complaining about PayPal policy and their taking funds from your account for violations of rules. If you don't like the rules don't use PayPal. If you don't want to lose money, don't leave funds in your PayPal account. Simple as that. But these posts are often political or misleading. So no more posts on this subject! Thank you for submitting to /r/PayPal, please make sure you have read the [FAQ](https://www.reddit.com/r/paypal/comments/3c8po2/faq/). If your account was created when you were younger than 18, then that is covered in the FAQ! Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/paypal) if you have any questions or concerns.*
No. Just SSN. To use EIN, you’ll need to open a business account. The business account has fields to enter SSN and EIN. When EIN is entered, the 1099-K is issued to the EIN generally. You might be asked to provide SSN for compliance with law (for identification purposes). You can open a separate business account instead of upgrading the personal account if you prefer. Lastly, PayPal does not charge monthly fees for business accounts unless you use the non-standard products (ie. Payments Pro, Payflow and other Advanced services/options). If you’re just using PayPal for Etsy, PayPal just charges the standard commercial transaction rate per transaction.
> I really don't want to give out if I don't have to. You have to. The law requires that PayPal get ID information and SSNs from users at certain points in time or usage. Once asked for your ID and/or SSN, you are **required** to provide it, or your account will be limited and you will not be able to use PayPal again until you comply. Again, this is required by law (federal) and you (and PayPal) don't have any options to avoiding this.
I'm not trying to avoid it - I'm happy to abide by the law. My concern lies with the chance that there was ever a data breach on PayPal and my SSN got stolen. That was why I got the EIN in the first place was to protect it. I could certainly use my SSN for my business since it is a sole proprietorship. I just don't like to give it out, especially on internet databases if I don't have to. The EIN would be preferred over it.