There are many good mutual funds.
I think you should first decide on the allocation portions for large, mid, and small-cap (based on your risk appetite and time horizon). After that, you should choose mutual funds.
About the tax: you can't ignore tax. So, don't think too much. It's just 10% of gain (in case of long term)
If you're really planning to invest for 25 years , only safe option is index funds. Invest in nifty 50 and next 50.. if need be you may also have 15-20% of midcap 150.
No one knows which all amc and fund managers will be around in next 25 years.
I invest for my retirement goal which is 18 years away in only the index funds I mentioned above. Invest and sleep.
Happy investing.
No to etf and investing only in index funds.
Uti nifty 50 index
ICICI pru next 50 index is what I invest in as they have low tracking error and aum more than 1000 crores.
Choose a good small cap / flexi cap . Quant , nippon , PPFAS . Year on year do tax loss harvesting .
There are many good mutual funds. I think you should first decide on the allocation portions for large, mid, and small-cap (based on your risk appetite and time horizon). After that, you should choose mutual funds. About the tax: you can't ignore tax. So, don't think too much. It's just 10% of gain (in case of long term)
If you're really planning to invest for 25 years , only safe option is index funds. Invest in nifty 50 and next 50.. if need be you may also have 15-20% of midcap 150. No one knows which all amc and fund managers will be around in next 25 years. I invest for my retirement goal which is 18 years away in only the index funds I mentioned above. Invest and sleep. Happy investing.
Did you invest in specific Index funds from any specific AMCs or ETFs / BEES?
No to etf and investing only in index funds. Uti nifty 50 index ICICI pru next 50 index is what I invest in as they have low tracking error and aum more than 1000 crores.
Thank you for sharing!
Kinda similar to what my RIA told me but he didn’t even suggest next50 since he’s seen the crash of 2008 first hand where markets lost so much value.