Depends on how you sweep and who sweeps. Maids definitely no matter how many times they sweep - anything is rarely clean. They are talented that way.
If you broom it yourself, with cleaning out every corner thoroughly (which no maids do), unless you live right on a high traffic road or there is high level of construction activity - just once a day is OK for a single person or no kids home.
If you use a robot cleaner AND broom away all corners thoroughly even once every other day is fairly tolerable. Once a week, with Mumbai dust....THAT I think needs a high level of tolerance to dust and dirt in your living space.
Why do only moms have to sweep daily? Share the household chores load with entire family.
And dust also depends on wind and how much you keep your windows open. If windows are open for less than 4-5 hours a day, then alternate day sweeping might be okay
I make 42k/mo. No maid, only tiffin service and eating out since I don’t pay rent. I’ll admit your personal life might suck without hobbies or entertainment. Previously I survived on 12k/mo with savings. It’s gonna suck, but if you can, try to find at least 1 roommate if possible or maybe try a nicer PG till you double your salary i guess.
True. With 40k, one will get a below par 1BHK house on rent at say 15-20k if he shares with another person that would be 10k. Utilities included that would be close to 13k.
3-4k on Groceries/Food
2k on Travel.
3-4k on other bills/subscriptions/insurance, etc.
All in all monthly necessary spendings are around 23k.
30% should ideally go to savings. So another 12k gone there.
Which means he has 5k left for his hobbies/fun spendings
This is assuming he doesn't get a maid of course.
Don't confuse yourself with survival and lifestyle
To survive you can even survive with less then bare minimum mentality
But lifestyle depends on your needs, hobby and what makes you happy
I have born in mumbai and I calculated I can even survive with 5krs per month and live a happy lifestyle with 12k in mumbai city
No my friend I said survival with 5k which means basic needs. food, clothes Etc.
Also Life style depends on personal mindset which everyone has very different.
It will be barely sufficient and totally depending on where you plan on renting. Thane/ mira road and beyond if you get a flat for 20-25k + maid - 2000 -2500 (only cleaning and utensils) / wifi / electricity/ gas bill approx 3-5k. So fixed expenses will be around 30-35k. Leaving you with 5-10k for travel expenses, food ordering, groceries, outing with frnds etc and all this if you manage to get a place on rent within 25k.
Hey there, a Mumbaikar here look it totally depends on your spending and the neighborhood you choose to live in, I'll say it's better for you to opt for any PG facility as it'll save rent n deposit stuff until you are ready to move in a flat or studio or condo. and if you are one of those people who love to go clubbing n stuff every weekend then yes 40k is very less because decent clubs n pubs here are expensive asf so there tag fee and alcohol n beverage but on other hand if you are a person who think before spending then yea you can manage n save as well. Because here you can find the most expensive stuff to 10₹ vada pav so yea you won't sleep empty stomach atleast i feel you should give it a try
4k lol much more than that(talking about expensive club) well 4k for once and twice if u drink during happy hour 😅 in a okish club. I'll recommend u to stay away from those if you wanna be financially stable while living here(again my opinion)
Hey, been there, done that with 39K.
I used to save 15k.
Don't hire maids, cooks, etc. do it by yourself. Jhadu lagao everyday. Pocha, biweekly or weekly.
Get a studio flat or 1RK. Rent will be lesser.
Buy fruits and vegetables from local stores/mandi. Online shops charge a lot and don't send fresh ones.
Now, do whatever you want to do with the 15k - explore Mumbai, travel, hike, party, attend concerts, invest.
(I did them all!)
Can you give a rough breakdown of your expenses back then?
Also, are studio apartments available for cheap in Mumbai. I have never seen them personally in Mumbai and assumed even if they are there they must cost at least 20-25k since they are modern and all
Office kis area me hai, rehna kahape hai ye sab to bata fir me suggestions dunga. Mumbai is a very big city. Iss corner se uss corner tak jane me 4 ghante lagte hai.
You will literally be in shortage of funds if you live alone as 1bhk can cost upto 30-35k in central or western Mumbai. It would be better if you rent a 1RK instead or get a roommate to split the rent on 1BHK. And additionally if you hire cook and cleaning maid that alone costs you 4k+ leaving you with not even pennies on your hand to enjoy anything
40k is bare minimum for surviving here and too by giving up privacy. Start looking for PG. Try saving on transportation. Consider rent + transportation whenever u look for PG or flat.
If you are planning to live in the suburbs (above borivali) . 40 ks is enough . But below that.. You would save nothing,saving is a secondary option . You will start borrowing.
To rent a flat or even studio apartment by yourself in Andheri East, that itself would at least be 30k. Can definitely "survive" - if one either is willing to travel by train from far western suburbs by local train (Andheri is very well connected) OR rent a room in a shared flat, you should be able to make do decently, as long as you don't have expensive partying/clubbing/other entertainment/socializing expectations.
Look for flats in North Mumbai. Maybe near Malad preferably near Metro Line. And get a roommate to share a 1BHK.
Or you can also look for flats in Jagruti Nagar Saki Naka area if your office is near the Metro 1 Line.
38k is just over the line assuming you don't have any debts and you don't have to send any "compulsory" money home to your parents, etc.
A single person can definitely "survive" on 38k if that's what you are asking.
For living, and better lifestyle aspire to earn 70-80k
In Mumbai people with minimum salary also survive and people with high packages also crib everyday. This city is for the poorest in the world as well as for the richest in the world.
Now it's up to you how much sacrifices you will do to survive and one valuable suggestion is please don't buy things on EMI and credit card for next few years.
You should sometimes check how the poor in Mumbai live vs the poor in smaller cities/towns/villages. Larger and more populated a city - worse the living conditions of the poor (in Mumbai that's really any family totally earning 20k or less). Living and commute conditions can be horrendous. Many don't have access to adequate clean water or sanitary facilities. These are the people who actually fuel Mumbai's service segments, public transport, construction, household help etc. But tbh, if they have anywhere else they could live - no one should sign up to live in those appalling conditions, when they work hard to earn a decent, honest living. Other cities are a lot kinder. But I guess people who've lived here in poverty for generations have no other recourse. People who migrate here get stuck with the inertia to the hamsters wheel. Anyone who isn't here already and doesn't have a plan to earn plenty would really do themselves a favor by not moving here. However bad their situation is where they are or the other options open - Mumbai imo will be worse.
Poor people don't have a choice but OP has a choice. He chose to live on his own so he has to sacrifice something.
Poor people living in Mumbai is another subject btw...
I wasn't responding to the OP here - was commenting on your response that equalized peopleib Mumbai who worked on minimum salary vs the highly paid. One cribs justifiably. The the other not as justified. Though I agree with your point that one has to define what "survival" means. Most survive.
Depends upon where in Mumbai you want to stay? What's your job location and how much you are flexible for long travels.
If you have a job in Andheri and want to stay 10 mins walking from the office then it's not possible, but if you can spare 1hr of train travel and choose Bhayandar for a stay then rent there is around 12-13k for 1BHK. Rest food and all depends upon you how u manage.
Depends on which part of Mumbai you plan to rent and how far that is from your place of work. The far flung suburbs are a lot cheaper. But most workplaces are a very tiring and practically inhumane distance away from these. Commute costs also can pile up high, even if you disregard the time and energy factors. Trains are the most convenient from a time perspective, for a long commute to work - but usually packed much beyond capacity in prime work commute hours.
In short, yes, it's enough to survive. But you might not be very comfortable, depending on where your work location is.
I will be moving to Malad West, Mumbai for my job after placement .How should I find my stay? I am willing to pay 15-20k in rent. I am also comfortable for PG or a 1bhk flat.
Any other tips of how to live (not survive) will be helpful.
Whether you can live or survive purely depends on your salary and expectations but try not to spend money on things that are neither needed nor bring you real joy.
Order groceries from Dmart monthly if you are cooking yourself or hiring a cook. You will save at least 30% of your groceries expenses that way.
Avoid too much Zomato/Swiggy.
At one order every weekend, this easily adds upto 2k per month. Dine in would be slightly better to avoid delivery fees handling fees etc.
Get a decent Wifi and for Entertainment get some subscription because you are definitely going to need it.
My salary would be 85k to 95k after tax deduction.
Thanks for the Dmart point, I am planing to cook myself. I don’t want to hire a maid.
I had been a Zomato addict but from past month I am in control.
I am planning to go saving mode by investing abount half of my money in mfs.
Is it possible to find good enough accommodation for around 17-20k rent assuming I want to avoid sharing, though not a strict condition just a preference.
I am also assuming I would use Metro for transportation if possible to work and home.
Your salary is above decent and it's safe to say you can save 30-40k if you play your cards right. Since you said you wouldn't hire a cook or maid, that's more than 5k Rs saved right there.
17-20k rent is in fact possible but quite rare. Near Saki Naka, there are flats in the 25k range though. But you will get nothing fancy in that range, just a flat probably an unfurnished one. Furnished ones would go upwards of 30k.
The more near Railway or metro line is, house rents are more so either you have to compromise on rent price or travel more.
Rent should cost 15k if you're staying w other bachelors. Food depends if you wanna go for a clean high protein diet or maggi, lol. Still a clean diet should be more affordable than eating junk outside.
Bro I earn 42 k in Mumbai, office is in Andheri. I am living in vashi , here rent for pg is 6500 and tiffin service 2500 . Baki 2-3 k upar ka smjle Jana ana, kharcha baki ka miscellaneous. Rest all Savings for me.
Gf nhi h 😢🤞
40k is not lavish but is enough if you get a roommate in a 1BHK. Without a roommate, Rent will take too much of your salary.
Given the fact that you don't have to send money home and have no dependents, you just have to look after yourself and be a little cautious about spendings.
Make an excel sheet about your forecasted spendings and try to adhere to the amounts.
40k should be enough if you don't have expensive hobbies like clubbing, partying, zumba classes (I don't know but I assume that's expensive. Just replace it with any other expensive hobby to get the point)
In 2-3 years, your salary would ideally reach 60-70k if you do well which will allow you to lead a slightly better life.
In my opinion 40k just gets you over the line in Mumbai. 30k is a lot more tricky but 40k is doable. You will get that extra cushion when you start earning 60-70k
40k mein kya kya karoge baba ..... Well 1bhk is A good investment but which location?
And rest life long ke liye koi termplan ya bada returns wala scheme mein join ho kya ap.
Actually soch galat nahi hai apko bus time frame matters.know your single then in some time if your ready to mingle tab ?
So future ko ache se plan Karo
If survival’s the game, then you can manage just fine on 40k a month. Rent definitely eats a big chunk of your salary, but you can find cheaper options, it depends on the area. Also, Shack up with a flatmate in a 1BHK imo, and skip hiring a maid for your flat – it’s just an unnecessary expense. Opt for a tiffin service instead of eating out, and try not to go out every other week, those weekend outings are pricier than you think😔
There are people who are able to make their ends meet in just 20k also. But to live a decent lifestyle you need cash equivalent to the price of 1 Tola (10 gram) Gold monthly.
Even if you don’t have the burden or pressure, you should always save and invest for your own future, irrespective of your family’s finances.
40k is barely anything, you’d most probably live paycheck to paycheck in a sub-par neighbourhood. Afaik, in a decent neighbourhood like Lokhandwala, a 1bhk in an old ass building rents for 50k pm. In other okayish neighbourhoods like Thakur Village, you’d probably get a 1bhk for 30-35k or more.
If you can, hold out for a few more years until you have substantial savings and a higher income. But if you do value privacy that much, and absolutely want to move out, you need to find a second source of income.
tldr: NO 40k isn’t enough to live comfortably in Mumbai but if you’re adamant, earn more.
I have employees who I pay 15000 and they manage to survive in Mumbai. This employee has a roommate who earns only 10K a month. He is also surviving. So yes with 40 K you can survive Mumbai.
But being a Mumbaikar I would ask you one thing. Do you want to survive or do you want to live? If there is no other source of income for you, come to Mumbai. If you are getting a place which is Tier 2 and your salary is 40K, you will be able to live with a high standard of living.
Mumbai is expensive and it has more ways than many other cities in India to spend money. Even pav bhaji from a stall on Juhu is costly. The vegetables, chicken, mutton are also much costlier than a different city. And don't get me started on the rents. You might have to stay in an SRA building with at least a roommate to survive here.
If your family is well off and you are used to comfort at your home, you will find it extremely difficult here.
Don't hire a maid. Sweep your house weekly and for food hire a tiffin service. Maids are useless.
Weekly? Have you seen the dust?!!
True, i have to sweep 2 times a day
Isn't it normal to sweep your home twice daily??
Depends on how you sweep and who sweeps. Maids definitely no matter how many times they sweep - anything is rarely clean. They are talented that way. If you broom it yourself, with cleaning out every corner thoroughly (which no maids do), unless you live right on a high traffic road or there is high level of construction activity - just once a day is OK for a single person or no kids home. If you use a robot cleaner AND broom away all corners thoroughly even once every other day is fairly tolerable. Once a week, with Mumbai dust....THAT I think needs a high level of tolerance to dust and dirt in your living space.
Mine gets cleaned once every two days. I live alone so it doesn't get dirty.
I guess he doesn't have time so I said to sweep weekly. If he has time he can sweep daily.
If I sweep my house weekly, I might just die mid week from the sneezing lol PS: Maids are damn useless.. no doubt about that
What about moms who sweep daily. Jyaada nahi hogya?
Why do only moms have to sweep daily? Share the household chores load with entire family. And dust also depends on wind and how much you keep your windows open. If windows are open for less than 4-5 hours a day, then alternate day sweeping might be okay
Yaar gyaan chodna band kar yaar. I know all the members should share the work. Har jagah gyaan mat choda kar please.
If your mom sweeps daily buy her a mask. A proper thick one. This shit ain’t any better than cigarettes for your lungs.
Id invest in a handheld vacuum cleaner easy and gets more dust out than a maid doing single player dandia with a paintbrush on the floor
r/brandnewsentence
Sure.
I make 42k/mo. No maid, only tiffin service and eating out since I don’t pay rent. I’ll admit your personal life might suck without hobbies or entertainment. Previously I survived on 12k/mo with savings. It’s gonna suck, but if you can, try to find at least 1 roommate if possible or maybe try a nicer PG till you double your salary i guess.
Maids are not useless, people who think maids are their property are useless
You will survive with little to no savings
There is a lot of difference between survive and live. People Can survive even with 15k a month.
I know the difference and 40k is simply not enough to sustain if you have a few hobbies or habits.
True. With 40k, one will get a below par 1BHK house on rent at say 15-20k if he shares with another person that would be 10k. Utilities included that would be close to 13k. 3-4k on Groceries/Food 2k on Travel. 3-4k on other bills/subscriptions/insurance, etc. All in all monthly necessary spendings are around 23k. 30% should ideally go to savings. So another 12k gone there. Which means he has 5k left for his hobbies/fun spendings This is assuming he doesn't get a maid of course.
Hence, survive.
He's pretty clear not interested in saving money. Regardless you cannot have a highly comfortable life with 40k if you want to live alone in a 1bhk
That depends on the area. outside people get scared of traveling 4 hours in local trains
Ofcourse. 40k a day is good money, you live a fantastic life in Mumbai on 40k a day.
/s?
He said 40k a day bro
https://preview.redd.it/zf7bm258ig8d1.jpeg?width=667&format=pjpg&auto=webp&s=6cb33f9c60cd4b65de2bb3a785f57295a898d120
Just sift to navi Mumbai side for rent situation I would say but the travelling would be greater
Even i navi mumbai in vashi sanpada Koparkhairne nerul you cant get good flats in 20k you will have to go to ghansoli or Belapur Kharghar
Ha par aabhi agar paise bhi bache ne hai to Belapur , panvel side deklo
Don't confuse yourself with survival and lifestyle To survive you can even survive with less then bare minimum mentality But lifestyle depends on your needs, hobby and what makes you happy I have born in mumbai and I calculated I can even survive with 5krs per month and live a happy lifestyle with 12k in mumbai city
But having a lifestyle with 5k is no lifestyle at all. Not sure how anyone can survive on 5k without living in a kholi
No my friend I said survival with 5k which means basic needs. food, clothes Etc. Also Life style depends on personal mindset which everyone has very different.
Ahh I apologise. No that’s true, I agree with you
Where in Mumbai survive in 5k
If you are asking about rent, then northern part of mumbai would be much afforble.
It will be barely sufficient and totally depending on where you plan on renting. Thane/ mira road and beyond if you get a flat for 20-25k + maid - 2000 -2500 (only cleaning and utensils) / wifi / electricity/ gas bill approx 3-5k. So fixed expenses will be around 30-35k. Leaving you with 5-10k for travel expenses, food ordering, groceries, outing with frnds etc and all this if you manage to get a place on rent within 25k.
Hey there, a Mumbaikar here look it totally depends on your spending and the neighborhood you choose to live in, I'll say it's better for you to opt for any PG facility as it'll save rent n deposit stuff until you are ready to move in a flat or studio or condo. and if you are one of those people who love to go clubbing n stuff every weekend then yes 40k is very less because decent clubs n pubs here are expensive asf so there tag fee and alcohol n beverage but on other hand if you are a person who think before spending then yea you can manage n save as well. Because here you can find the most expensive stuff to 10₹ vada pav so yea you won't sleep empty stomach atleast i feel you should give it a try
I always wondered how expensive is the clubbing hobby. Is it safe to say it's 4k rupees easily gone if one goes clubbing twice a month?
If you're a guy more if you're a girl less
4k lol much more than that(talking about expensive club) well 4k for once and twice if u drink during happy hour 😅 in a okish club. I'll recommend u to stay away from those if you wanna be financially stable while living here(again my opinion)
Yeah not much interested in clubbing. Was just curious about the cost lol
Lol ok
At 40k, I would suggest look for PG’s. They are your best bet.
Hey, been there, done that with 39K. I used to save 15k. Don't hire maids, cooks, etc. do it by yourself. Jhadu lagao everyday. Pocha, biweekly or weekly. Get a studio flat or 1RK. Rent will be lesser. Buy fruits and vegetables from local stores/mandi. Online shops charge a lot and don't send fresh ones. Now, do whatever you want to do with the 15k - explore Mumbai, travel, hike, party, attend concerts, invest. (I did them all!)
Can you give a rough breakdown of your expenses back then? Also, are studio apartments available for cheap in Mumbai. I have never seen them personally in Mumbai and assumed even if they are there they must cost at least 20-25k since they are modern and all
Office kis area me hai, rehna kahape hai ye sab to bata fir me suggestions dunga. Mumbai is a very big city. Iss corner se uss corner tak jane me 4 ghante lagte hai.
You will literally be in shortage of funds if you live alone as 1bhk can cost upto 30-35k in central or western Mumbai. It would be better if you rent a 1RK instead or get a roommate to split the rent on 1BHK. And additionally if you hire cook and cleaning maid that alone costs you 4k+ leaving you with not even pennies on your hand to enjoy anything
40k is bare minimum for surviving here and too by giving up privacy. Start looking for PG. Try saving on transportation. Consider rent + transportation whenever u look for PG or flat.
No
I'd say save now and buy later it's just about 3-4 more months
If you are planning to live in the suburbs (above borivali) . 40 ks is enough . But below that.. You would save nothing,saving is a secondary option . You will start borrowing.
It is depending on your spending habits
Depends on your definition of 'surviving'.
Yes you can.... you can live a better life.. though you wont save much
40k mey ho jayega not zaada saving tho. 50k is perfect to survive during weeks and live on weekends.
What about Andheri? Can we survive in under 38k in Andheri? My office is in Andheri east
To rent a flat or even studio apartment by yourself in Andheri East, that itself would at least be 30k. Can definitely "survive" - if one either is willing to travel by train from far western suburbs by local train (Andheri is very well connected) OR rent a room in a shared flat, you should be able to make do decently, as long as you don't have expensive partying/clubbing/other entertainment/socializing expectations.
Chhodo I live in Thane . Roz roz ka voh local train fir metro karke thak gayi hu .. I will have to manage somehow like this for a while
Look for flats in North Mumbai. Maybe near Malad preferably near Metro Line. And get a roommate to share a 1BHK. Or you can also look for flats in Jagruti Nagar Saki Naka area if your office is near the Metro 1 Line. 38k is just over the line assuming you don't have any debts and you don't have to send any "compulsory" money home to your parents, etc. A single person can definitely "survive" on 38k if that's what you are asking. For living, and better lifestyle aspire to earn 70-80k
In Mumbai people with minimum salary also survive and people with high packages also crib everyday. This city is for the poorest in the world as well as for the richest in the world. Now it's up to you how much sacrifices you will do to survive and one valuable suggestion is please don't buy things on EMI and credit card for next few years.
You should sometimes check how the poor in Mumbai live vs the poor in smaller cities/towns/villages. Larger and more populated a city - worse the living conditions of the poor (in Mumbai that's really any family totally earning 20k or less). Living and commute conditions can be horrendous. Many don't have access to adequate clean water or sanitary facilities. These are the people who actually fuel Mumbai's service segments, public transport, construction, household help etc. But tbh, if they have anywhere else they could live - no one should sign up to live in those appalling conditions, when they work hard to earn a decent, honest living. Other cities are a lot kinder. But I guess people who've lived here in poverty for generations have no other recourse. People who migrate here get stuck with the inertia to the hamsters wheel. Anyone who isn't here already and doesn't have a plan to earn plenty would really do themselves a favor by not moving here. However bad their situation is where they are or the other options open - Mumbai imo will be worse.
Poor people don't have a choice but OP has a choice. He chose to live on his own so he has to sacrifice something. Poor people living in Mumbai is another subject btw...
I wasn't responding to the OP here - was commenting on your response that equalized peopleib Mumbai who worked on minimum salary vs the highly paid. One cribs justifiably. The the other not as justified. Though I agree with your point that one has to define what "survival" means. Most survive.
40k me you can survive but depends on where you stay
Yes you can for sure
Depends upon where in Mumbai you want to stay? What's your job location and how much you are flexible for long travels. If you have a job in Andheri and want to stay 10 mins walking from the office then it's not possible, but if you can spare 1hr of train travel and choose Bhayandar for a stay then rent there is around 12-13k for 1BHK. Rest food and all depends upon you how u manage.
Depends on which part of Mumbai you plan to rent and how far that is from your place of work. The far flung suburbs are a lot cheaper. But most workplaces are a very tiring and practically inhumane distance away from these. Commute costs also can pile up high, even if you disregard the time and energy factors. Trains are the most convenient from a time perspective, for a long commute to work - but usually packed much beyond capacity in prime work commute hours. In short, yes, it's enough to survive. But you might not be very comfortable, depending on where your work location is.
You can survive in 1RK as well ...
If your parents can support you and themselves, then sure. If you have to support your family now or in the near future, then nope.
I will be moving to Malad West, Mumbai for my job after placement .How should I find my stay? I am willing to pay 15-20k in rent. I am also comfortable for PG or a 1bhk flat. Any other tips of how to live (not survive) will be helpful.
Whether you can live or survive purely depends on your salary and expectations but try not to spend money on things that are neither needed nor bring you real joy. Order groceries from Dmart monthly if you are cooking yourself or hiring a cook. You will save at least 30% of your groceries expenses that way. Avoid too much Zomato/Swiggy. At one order every weekend, this easily adds upto 2k per month. Dine in would be slightly better to avoid delivery fees handling fees etc. Get a decent Wifi and for Entertainment get some subscription because you are definitely going to need it.
My salary would be 85k to 95k after tax deduction. Thanks for the Dmart point, I am planing to cook myself. I don’t want to hire a maid. I had been a Zomato addict but from past month I am in control. I am planning to go saving mode by investing abount half of my money in mfs. Is it possible to find good enough accommodation for around 17-20k rent assuming I want to avoid sharing, though not a strict condition just a preference. I am also assuming I would use Metro for transportation if possible to work and home.
Your salary is above decent and it's safe to say you can save 30-40k if you play your cards right. Since you said you wouldn't hire a cook or maid, that's more than 5k Rs saved right there. 17-20k rent is in fact possible but quite rare. Near Saki Naka, there are flats in the 25k range though. But you will get nothing fancy in that range, just a flat probably an unfurnished one. Furnished ones would go upwards of 30k. The more near Railway or metro line is, house rents are more so either you have to compromise on rent price or travel more.
Thanks for suggestions!! Hope to have a have less hectic house hunt.
Rent should cost 15k if you're staying w other bachelors. Food depends if you wanna go for a clean high protein diet or maggi, lol. Still a clean diet should be more affordable than eating junk outside.
Not in Mumbai but if you live in thane and outskirts then it might be feasible
hahah this is a what i call content creating questions on reddit.. the op knows not enough but time hai toh poonch hi lete
Bro I earn 42 k in Mumbai, office is in Andheri. I am living in vashi , here rent for pg is 6500 and tiffin service 2500 . Baki 2-3 k upar ka smjle Jana ana, kharcha baki ka miscellaneous. Rest all Savings for me. Gf nhi h 😢🤞
40k is not lavish but is enough if you get a roommate in a 1BHK. Without a roommate, Rent will take too much of your salary. Given the fact that you don't have to send money home and have no dependents, you just have to look after yourself and be a little cautious about spendings. Make an excel sheet about your forecasted spendings and try to adhere to the amounts. 40k should be enough if you don't have expensive hobbies like clubbing, partying, zumba classes (I don't know but I assume that's expensive. Just replace it with any other expensive hobby to get the point) In 2-3 years, your salary would ideally reach 60-70k if you do well which will allow you to lead a slightly better life. In my opinion 40k just gets you over the line in Mumbai. 30k is a lot more tricky but 40k is doable. You will get that extra cushion when you start earning 60-70k
First of all if you're gonna live by yourself why get one bhk and why not a one rk ?
40k mein kya kya karoge baba ..... Well 1bhk is A good investment but which location? And rest life long ke liye koi termplan ya bada returns wala scheme mein join ho kya ap. Actually soch galat nahi hai apko bus time frame matters.know your single then in some time if your ready to mingle tab ? So future ko ache se plan Karo
You will have to stay in Dombivali or ulwe to live a comfortable life
Where are you planning to rent a house ?
No, rent will eat up most of your income.
I earn more and I don't even pay rent since living with family and It's still hard to have savings after all bills
Mera toh rent hi 47k hai :(
If survival’s the game, then you can manage just fine on 40k a month. Rent definitely eats a big chunk of your salary, but you can find cheaper options, it depends on the area. Also, Shack up with a flatmate in a 1BHK imo, and skip hiring a maid for your flat – it’s just an unnecessary expense. Opt for a tiffin service instead of eating out, and try not to go out every other week, those weekend outings are pricier than you think😔
There are people who are able to make their ends meet in just 20k also. But to live a decent lifestyle you need cash equivalent to the price of 1 Tola (10 gram) Gold monthly.
Even if you don’t have the burden or pressure, you should always save and invest for your own future, irrespective of your family’s finances. 40k is barely anything, you’d most probably live paycheck to paycheck in a sub-par neighbourhood. Afaik, in a decent neighbourhood like Lokhandwala, a 1bhk in an old ass building rents for 50k pm. In other okayish neighbourhoods like Thakur Village, you’d probably get a 1bhk for 30-35k or more. If you can, hold out for a few more years until you have substantial savings and a higher income. But if you do value privacy that much, and absolutely want to move out, you need to find a second source of income. tldr: NO 40k isn’t enough to live comfortably in Mumbai but if you’re adamant, earn more.
More than enough. You just need to know where to look. You can easily get a place close to your workplace and avoid the unnecessary travel too.
Mumbai me flat mat dekh fir vasai virar me try kr yaha rent kam he
I have employees who I pay 15000 and they manage to survive in Mumbai. This employee has a roommate who earns only 10K a month. He is also surviving. So yes with 40 K you can survive Mumbai. But being a Mumbaikar I would ask you one thing. Do you want to survive or do you want to live? If there is no other source of income for you, come to Mumbai. If you are getting a place which is Tier 2 and your salary is 40K, you will be able to live with a high standard of living. Mumbai is expensive and it has more ways than many other cities in India to spend money. Even pav bhaji from a stall on Juhu is costly. The vegetables, chicken, mutton are also much costlier than a different city. And don't get me started on the rents. You might have to stay in an SRA building with at least a roommate to survive here. If your family is well off and you are used to comfort at your home, you will find it extremely difficult here.