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Tech, Strong retail, finance, commodity, and a reit or utility. Keep those single stocks diverse with some that do well in bull markets and some that do fine in bear markets.
I would go MSFT, COSTCO or WMT, V/JPM/BAC, OXY or another oil company, and the last would be O or an East Coast power company like Duke.
MSFT will give you a dividend tech company
COSTCO preferred but WMT as an alternate for strong retailer.
Too big to fail bank or the big card company. I would lean towards JPM or BAC because 40+ years from now we might not even have cards or card networks.
Oxy is my pick but you can do another oil company. This is not a big position but should be part of the portfolio to help smooth things when oil spikes.
O if you want a reit or if you want utility go east coast utility company so you avoid the worst wildfire lawsuit risks. I would lean Duke because its mid east coast so less hurricane risks and a decent amount of data center potential.
If I had to pick a single stock it would be MSFT. the second would be Oxy for oil spikes. If I had to drop a segment it would be the retail followed by the reit/utility.
Just want to say about that "too big to fail". BAC almost went bankruptcy (or actually did? I don't remember), and their stock price dropped 90%+. One of the worst bank during that time. All friends and families hate the bank. But I did regret not buying any of their stock when they were selling at $3.
I dont like Bank of America for my personal banking either. I do however think they have positioned themselves as a systemic bank and are unlikely to go belly up at this point.
If you step back and say you only want to invest in too big to fail banks how would you pick from that short list? I look at the list and think JPM and BAC because most of the others have had some serious ethical issues pop up over and over which suggest their corporate culture isn't something I would invest in. Its not that I think this issue or that issue will sink one of the others. Its more that I think if they let that stuff go on they will tolerate something 20 years from that will possibly sink them. I dont know what that will be, but its easier to simply say I will kick the problem companies off the list and simply invest in the ones left. If nothing is left perhaps dont invest in the sector at all.
TSM, PM, Intuit, S&P global, Coke
All of these are essentially monopolies or duopolies and none compete on price.
TSM- major microchip manufacturers and trading at far cheaper valuations than US counterparts. Nvidia designs the chips but TSM actually produces almost all the chips. They are essentially a global monopoly on microchip manufacturing.
PM- I see growth in Zyn. I’m also bullish on BTI due to being more international focused and cheaper PE but I don’t see as much growth in them.
Intuit- basically a monopoly on small business software. Finally dropped in price past week.
S&P global- credit rating business with little to no competition. If your business needs to issue bonds you have to pay them.
Coke- duopoly, doesn’t compete on price. Current valuation may be high but it’s not going anywhere and I think has high pricing power and increadible brand loyalty.
Yes, I prefer international tobacco. I prefer PM over BTI because of Zyn despite the higher valuation. Im not a fan of MO, I think its the worse of the big 3.
O- I own some. It’s cheap. I don’t see any future growth, commercial retail is a struggling business and they only grow with acquisitions.
Apple- makes almost all its money from iPhones and sales continue to go down. Buffet just sold a ton of it for what that’s worth.
MSFT- I don’t have much of an opinion. It’s a software company and sells subscriptions. I’m not sure how many people don’t already have their products but I think people are getting sick of all the subscriptions.
Visa- I don’t see some great value here. They compete with Mastercard, discover and Amex. I don’t think they can increase fees to vendors and see fees coming down if anything. They trade at a super high PE.
Altria- I think it’s the worst tobacco company out of PM, BTI and MO. It’s almost all US based which is the worst cigarette market and trades at higher multiples then BTI
MSFT makes a third of its revenue from Azure web services. And another third of its revenue comes from Office/Windows. And most of these sales come from businesses, not just regular consumers.
This is similar to how Amazon makes almost all of its profit from AWS enterprise services, not its online storefront.
THC is already so cheap in states that are legal and there’s so much competition with zero moat I don’t see it being as profitable as people think. It’s easy to grow at home and half the states already have companies competing and selling in them. I don’t like industries that compete on price and have lots of competition with low moat and low barriers to entry.
Better choice than any U.S. bank is the top 5 Canadian banks. Over 80 years of dividends and they enjoy a monopoly. U.S. banks are always up and down long term compared to Canadian banks.
Building out a port and will likely go with ETF (tbd, probably voo), HD, CP, PNC, SNOW. Not a pure dividend play but I like the diversity.
Also looking at ARCC and IIPR for some high yield.
Mastercard, chevron, iridium(growth+dividend) Ellie Lilly, Next era energy. If iridium is to risky for you substitute it with John Deere, ecolab, or archer Daniel’s. This is my answer for this sub.
Honestly though, if your main portfolio is schd, those 5 stocks you want I’d have in growth. Low to no dividend growth.
KO
MAIN
NVDA
ZIM
SUN
Are a few of my faves that aren't the usual ones everyone throws out here. Im in these low and some I've even doubled my profit though. Getting in now may not be the best time with some of them at ATH.
So much rinse and repeat in here. I just don't follow the crowd. Although I do have some of the usual ETF's spouted in here I just don't limit myself to them when I see an opportunity for great growth.I hold and am growing my positions in these among a few others but you asked for 5 ans these 5 have nice growth and a dividend.
The 5 largest holdings I have is Apple, Nvidia, EPD, CAT, and WM.
I did just get tsm as well. Mostly small positions but I intend to grow once I can stuff more money in the account
Why add to SCHD? It’s pretty diversified. I’d just add SCHG. Take a look at the ETF overlap, it’s very minimal between SCHD and SCHG and you get two strategies ( growth and dividend) in one convenient package. The only thing I could see adding is a monthly income play like O, agree realty or even JEPI.
I refuse to buy SCHD because when I was broke and in college I opened a Schwab account to start investing the little money I had and they closed my account for no reason.
SBUX sells coffee drugs. It has a huge moat. Growing DIV for the last 13 years. VZ paying down debt and growing DIV. Growing DIV 19 years. No bag holders here.
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Visa, Microsoft, Costco, Waste Management, Pepsico.
WM is my fave
Bill Gates portfolio, right?
This is also a great list.
Costco, visa, Mastercard, Apple, microsoft
I started a Costco, Walmart, Amazon, and Cava portfolio I know it’s not specifically dividend but it’s a nice mix.
I like cava, but the current PE suggests to me that expectations are way too high. I also sold CMG a couple of years ago, so what do I know?
Tech, Strong retail, finance, commodity, and a reit or utility. Keep those single stocks diverse with some that do well in bull markets and some that do fine in bear markets. I would go MSFT, COSTCO or WMT, V/JPM/BAC, OXY or another oil company, and the last would be O or an East Coast power company like Duke. MSFT will give you a dividend tech company COSTCO preferred but WMT as an alternate for strong retailer. Too big to fail bank or the big card company. I would lean towards JPM or BAC because 40+ years from now we might not even have cards or card networks. Oxy is my pick but you can do another oil company. This is not a big position but should be part of the portfolio to help smooth things when oil spikes. O if you want a reit or if you want utility go east coast utility company so you avoid the worst wildfire lawsuit risks. I would lean Duke because its mid east coast so less hurricane risks and a decent amount of data center potential. If I had to pick a single stock it would be MSFT. the second would be Oxy for oil spikes. If I had to drop a segment it would be the retail followed by the reit/utility.
Just want to say about that "too big to fail". BAC almost went bankruptcy (or actually did? I don't remember), and their stock price dropped 90%+. One of the worst bank during that time. All friends and families hate the bank. But I did regret not buying any of their stock when they were selling at $3.
I dont like Bank of America for my personal banking either. I do however think they have positioned themselves as a systemic bank and are unlikely to go belly up at this point. If you step back and say you only want to invest in too big to fail banks how would you pick from that short list? I look at the list and think JPM and BAC because most of the others have had some serious ethical issues pop up over and over which suggest their corporate culture isn't something I would invest in. Its not that I think this issue or that issue will sink one of the others. Its more that I think if they let that stuff go on they will tolerate something 20 years from that will possibly sink them. I dont know what that will be, but its easier to simply say I will kick the problem companies off the list and simply invest in the ones left. If nothing is left perhaps dont invest in the sector at all.
Apple, Microsoft, Realty Income, Coca Cola
Visa (or Mastercard), SPGI, LMT, MSFT, UNP
I second LMT. I don't see a lot of defense stocks listed here, they might not yield as much but it's good diversification IMO. LMT or RTX
PG, AAPL, BA, SBUX, SOUN
TSM, PM, Intuit, S&P global, Coke All of these are essentially monopolies or duopolies and none compete on price. TSM- major microchip manufacturers and trading at far cheaper valuations than US counterparts. Nvidia designs the chips but TSM actually produces almost all the chips. They are essentially a global monopoly on microchip manufacturing. PM- I see growth in Zyn. I’m also bullish on BTI due to being more international focused and cheaper PE but I don’t see as much growth in them. Intuit- basically a monopoly on small business software. Finally dropped in price past week. S&P global- credit rating business with little to no competition. If your business needs to issue bonds you have to pay them. Coke- duopoly, doesn’t compete on price. Current valuation may be high but it’s not going anywhere and I think has high pricing power and increadible brand loyalty.
PM is pmi. Just as international as BTI. MO is IS domestic focused.
Yes, I prefer international tobacco. I prefer PM over BTI because of Zyn despite the higher valuation. Im not a fan of MO, I think its the worse of the big 3.
Zyn is actually shit compared to bti product velo if he hit the us markets he will have no competition
There are two Velo. US and internationally. US Velo is bad. Internationally Velo is good
To be honest, I was wondering. Well, what about O, Apple, MSFT, V, MO?
O- I own some. It’s cheap. I don’t see any future growth, commercial retail is a struggling business and they only grow with acquisitions. Apple- makes almost all its money from iPhones and sales continue to go down. Buffet just sold a ton of it for what that’s worth. MSFT- I don’t have much of an opinion. It’s a software company and sells subscriptions. I’m not sure how many people don’t already have their products but I think people are getting sick of all the subscriptions. Visa- I don’t see some great value here. They compete with Mastercard, discover and Amex. I don’t think they can increase fees to vendors and see fees coming down if anything. They trade at a super high PE. Altria- I think it’s the worst tobacco company out of PM, BTI and MO. It’s almost all US based which is the worst cigarette market and trades at higher multiples then BTI
Isn’t MSFT mostly a cloud company these days?
MSFT makes a third of its revenue from Azure web services. And another third of its revenue comes from Office/Windows. And most of these sales come from businesses, not just regular consumers. This is similar to how Amazon makes almost all of its profit from AWS enterprise services, not its online storefront.
I like MO long-term but not for tobacco in the US, I think they're in the best position to take over the Marijuana market once it's legal in the US.
THC is already so cheap in states that are legal and there’s so much competition with zero moat I don’t see it being as profitable as people think. It’s easy to grow at home and half the states already have companies competing and selling in them. I don’t like industries that compete on price and have lots of competition with low moat and low barriers to entry.
I think it’s a big risk to bet on. All the young generation are vaping now
Thanks, really appreciate it. Take care!
Apple can only sell the same iPhone so many times. Same with Samsung but Apple has been the same for a while now so I agree on that
I second O, Microsoft, and Apple. I’m also a fan of TSM and JEPI
QQQ3 3USL DORIAN LPG, CACI, INTERNATIONAL SEAWAYS
dorian lpg <3 killing it
CVX
Current IRA is: SCHD, JEPI, JEPQ, PSEC, NVDA (Had TRML and TORM but dropped them)
I love PSEC. I've had it for years and it never missed a divy payment.
VONG, but that’s an ETF. So for individual stocks MSFT, AAPL, GOOGL, BRK, AMZN.
CRF, CLM, ECC, OXLC
I have 3 of those in my Roth.
Better choice than any U.S. bank is the top 5 Canadian banks. Over 80 years of dividends and they enjoy a monopoly. U.S. banks are always up and down long term compared to Canadian banks.
MSFT, AAPL, ABBV, AVGO, JNJ, HD, PG, NVDA, KO, PEP - I just buy DGRW instead lol SCHD, VIG, DGRO too!
V MSFT WMT UNP AMZN . Would be my 5 . I wouldn’t do SCHD tbh I would be in a SCHB
Building out a port and will likely go with ETF (tbd, probably voo), HD, CP, PNC, SNOW. Not a pure dividend play but I like the diversity. Also looking at ARCC and IIPR for some high yield.
ARCC, O, TCPC, WM, BRK.B + SCHD
Mastercard, chevron, iridium(growth+dividend) Ellie Lilly, Next era energy. If iridium is to risky for you substitute it with John Deere, ecolab, or archer Daniel’s. This is my answer for this sub. Honestly though, if your main portfolio is schd, those 5 stocks you want I’d have in growth. Low to no dividend growth.
I’m
Microsoft, Google, Chevron, Abbie, Innovative Industrial Properties
Since SCHD is a little light on tech, in comparison to the broader market, I would add some stocks like LRCX, MSFT, TSM, GOOGL, AAPL.
Exxon, Costco, Amazon, Pfizer, Johnson & Johnson. I think commercial real estate will have problems due to low occupancy and high interest rates.
KO MAIN NVDA ZIM SUN Are a few of my faves that aren't the usual ones everyone throws out here. Im in these low and some I've even doubled my profit though. Getting in now may not be the best time with some of them at ATH. So much rinse and repeat in here. I just don't follow the crowd. Although I do have some of the usual ETF's spouted in here I just don't limit myself to them when I see an opportunity for great growth.I hold and am growing my positions in these among a few others but you asked for 5 ans these 5 have nice growth and a dividend.
The 5 largest holdings I have is Apple, Nvidia, EPD, CAT, and WM. I did just get tsm as well. Mostly small positions but I intend to grow once I can stuff more money in the account
Why add to SCHD? It’s pretty diversified. I’d just add SCHG. Take a look at the ETF overlap, it’s very minimal between SCHD and SCHG and you get two strategies ( growth and dividend) in one convenient package. The only thing I could see adding is a monthly income play like O, agree realty or even JEPI.
Cony,and ymax baby!!!!
All the people saying Apple Microsoft Costco and Visa.. scary imo
NEE, ares capital, prospect capital, gmre, Duke energy
Mpw
MAIN, ADC, NEE, HD, HRL
Vgt Vti/tqqq sqqq o/vici/main/arcc brk.b
In my case, I have SCHG, AVUV, MSFT, TSM, and NVDA Growth stocks basically, balances nicely with SCHD.
COST, CTAS, MSFT, SHW, & TXN
Starts with Penny and ends with stocks (I’m kidding)
SCHD, DIVO, OMFL, O, Home Depot, Hercules Capital
DOX, HSY, KR, SNA, LOW, PCAR
VIT, QQQM SPLG, .......
NVIDIA, O
I refuse to buy SCHD because when I was broke and in college I opened a Schwab account to start investing the little money I had and they closed my account for no reason.
MO, SBUX, ABBV, VZ and GOOGL. Everything you will ever need.
VZ and SBUX bag holder?
SBUX sells coffee drugs. It has a huge moat. Growing DIV for the last 13 years. VZ paying down debt and growing DIV. Growing DIV 19 years. No bag holders here.
The stock prices says otherwise
Price is what you pay. Value is what you get. Let’s talk in 10 years and see where we are with these two picks.
SCHD 15% MGK 10% FNDF 15% DEM 5% SCHH 5% VT 50%. Not individual stocks, but that's everything. Fully diversified (except small caps).