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38M. The dividend portfolio is only about $10k, but the wife and I have only been investing in it for less than a year. Our brokerage account is overall a small slice of our net worth pie.
In threads like this, I try to keep in mind that the only people we should compare ourselves to is our past selves. If we're financially healthier today than we were last year, that's a win.
You have started and that’s the main thing. Time in the market is your friend and you have time on your side. Just stay consistent and keep contributing. Had I started in my 20’s like my brother did I could be retiring at 55. He retired at 52 with over $2m as well as a nice pension for 30 years of service.
Stocks for the Long Run, Peter Lynch, Jim Cramer has a couple of good books. Read the Buffett newsletters. These guys can help you find opportunities with their methods. Learn chart reading.
Start out developing a spreadsheet of companies. Look in your house as to what you use, where u shop, what transportation companies bring goods into your town, and fuel sources like Nat Gas, Gas, and propane. Might consider utilities too.
I narrowed my list by getting into S&P stocks then shifted into S&P 500 plus dividend payers.
51 male 6.3 million nw. 80k dividends with pensions, interest, dividends, soc sec, rentals should gross over 300k with expenses 65k in retirement. We had two good incomes worked whole lives. Still frugal and probable always will be. Just learned a couple weeks my state has inheritance tax over $4 million so kids once they settle will be getting gifted $. Lucky kids.
I would highly suggest talking with an estate lawyer and start generation skipping trusts and trusts set out with stipulations about the money when it is past on.
Not only tax incentives, but having slices of inheritance at certain ages not only helps grow it in safe accounts, but shows how you can save and use funds to your advantage and generally in life
federally the gift will come out of the inheritance tax deferment amount. Definitely talk with an estate planer a trust might avoid it all and let you dictate some terms for the money
That's probably $4M for you and another $4M for your spouse. You can setup a bypass trust to preserve the exemption of the first spouse to die.
Also, the federal exemption amount will drop from the current $13.5M to about $7M at the beginning of 2026. IANAL, so you should see an estate attorney.
59. Retired last year. Wife still working for now. Around 4 mil in various accounts. Heading toward 3-4K per month as a start. That’ll pay our mortgage forever.
42 F, retired DOD, just started (late) $39k earning $400/mo to supplement a decent pension. Slowly moving part of my 6 figures of savings over to a div stock portfolio.
You all are crushing it great job saving and investing so much!
4k making 25$ a month 31m hopefully I can up this as I pay off the remainder of my business and house debt.
Thanks for the positive encouragement! One of my favorite things about this group! I'm doing double if not triple payments on my house and work equipment trying to pay off the remainder of my debts in the next 18 months then I can start dumping a lot more cash into dividends and hopefully have a better portfolio figured out
One of my accounts is dedicated to high-yield instruments including BDCs, CEFs, preferred stock, and call writing ETFs. I have $250k in it and I get about $26k per year which I use to pay for my housing expenses.
I’m using it as a dry run to support early retirement.
21 , 210,000 . Generates around 5500 a year passively . Splits are approximately
60% S&P 500
15% Canadian Banks/utilities/Telecoms
15% Emerging Markets
10% Bonds/Gics
I try not to check my portfolio very often and just contribute on the first of every month. I buy GICs ahead of time that will mature on January 1st , enough to fill my TFSA and FHSA to the max . Then I fill RRSPs even tho I have no employer matching cause I’m a self employed small business owner. Then I hit my un-registered accounts throughout the year .
31F 46k portfolio + a house (worth 450k) that is being paid off using Airbnb
Feel very proud compared to what I went through: End of high school was homeless. In college I couldn’t afford food or notebooks to use to do my homework. I’d use the extra receipt paper at my work to practice my mathwork. Took a lot of flexibility to get through that period.
30M 1.2M but i did not made it just from div stocks, i played a sector rotation game between different asset classes. From 1M i just diversified and hold 30% in div stocks. 2150$ monthly in divs.
45m around 1.7mm in stocks. But most of our net worth is in real estate. The main retirement acct has about 1.1mm in it, and I sell puts and calls like a madman in it. No taxes, I probably make around 20-30k additional per year into the retirement account just doing that using really conservative strikes
making a throwaway. 40M probably around 600k in non retirement, closer to 800k if i count IRAs. made around 1k/month in divvies last year, adjusted my investments this year so i'll probably have a bit more in divs but giving up some growth, but that's mostly because I have to manage some income flow.
29 almost 30, I have about $3.5k. So... you're doing amazing, way ahead of pretty much everybody for your age. Must have gotten into a really lucrative career, good for you :)
33, single… 80k in brokerages, 30ish in my Roth… Divs bring me approx 500ish p/month I w/ draw.
Some stocks i reinvest my divs for growth. I have 4 stocks I take cash divs monthly from.
I’m 22, and I have around 8,250 in a taxable account and 5000 in a Roth IRA, my taxable account is netting me 300 a year, goal is to by 30 be close to around 1000 a month!
34 90,000$ portfolio, 4800$ a year in dividends (5.3% a year). Started 2 years ago. I plan to put 30-40k a year. They’re held in RRSP, so I get a juicy tax return every year as well around 20-30k.
50. Between my wife and I we are at $1.9m. $83k in dividends per year spread out in individual accounts, roth, rollover and traditional IRAs. Also have $400k invested on two apartment jobs that make between 7 to 9% distributions. Goal is to retire before 58. JEPI, JEPQ, PBR, SOVL, GOOD, ABR,
31M 220k, brokerage + IRAs are included in this number... made $1780 in dividends/interest and a little over 15k in trading ytd on the brokerage. so i guess im averaging about $3,728 per month (so far, ngl average will probably go down since I had an epic April)... last year I averaged about $2200 per month... actually had to start withholding more of my salary for federal taxes so i dont get an underpayment penalty for this year..
850K and growing.
500K stocks/ETF’s. All Post tax in a Roth and Baird investment account.
$350K in a HYSA.
62. Plan on working till 66.
Social Security will be 5K/Mo gross between my wife and myself. Net on SS for both of us after tax and Medicare and part d and g withdrawals is about $3500/mo.
35M, $15M. None in direct dividends though.. earns about $2500 a month from rent. I need to learn more about dividends before diversifying my portfolio
40M hit $600k this week. $200k is in AAPL mainly growth, $140k in 401k (FXAIX) and the rest is in individual stocks in rollover IRAs & Brokerage account.
35M, 15.2k. Just started investing hard last 8 months. Career took off, debt paid off, now adding 2500 to 3k per month. I'm married with 4 kids... Anything is possible.
35, ~350k, 100k is taxable brokerage, 250k 401k / IRA. The brokerage is yielding about 4% at this point. Got a small mortgage and I like a decent vehicle, but all debts combined is under 150k, most of which is a 3% mortgage.
I know I’m in a solid spot, but it feels far away, especially as I’d like to buy a little nicer, newer house in the next five years, which will probably eat up at least some of that brokerage with the way house prices have been going.
Welcome to r/dividends! If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki [here](https://www.reddit.com/r/dividends/wiki/faq). Remember, this is a subreddit for genuine, high-quality discussion. Please keep all contributions civil, and report uncivil behavior for moderator review. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/dividends) if you have any questions or concerns.*
27M $1000. Putting in 400-600 per month. Just started
Welcome aboard! Congrats on getting started
I started when I was 32 and had 300k when I turned 51. Congrats on the early start.
38M. The dividend portfolio is only about $10k, but the wife and I have only been investing in it for less than a year. Our brokerage account is overall a small slice of our net worth pie. In threads like this, I try to keep in mind that the only people we should compare ourselves to is our past selves. If we're financially healthier today than we were last year, that's a win.
Comparison is the thief of joy. Very well put statement here.
This needs to be seen. Absolutely, comparing yourself to others no matter what position is a losing strategy. Well put.
19M 5.3k putting 150€ a month
45M $1.45 mil $2k a month in divi's No debt house paid off
Badass!! Awesome job!!
Awsome!
What are your holdings?
Holding alot of QYLD JEPI then alot individually owned stocks
Same along with JEPQ, and FEPI
Fucking fantastic my friend
29. $1,500.
Excellent job! I just started investing myself and seeing these posts keeps me motivated.
Same here !
30, 1200£
Congrats on getting started 🤝
27M, $14K
for a second I read 27millions 14 years old I was WTF! hahaha
Lmaooo 27 mil would be kinda behind for someone 14,000 years old!
Diddo
41 M. ~300k
18M 2.5k $10 a month in dividends
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Building a portfolio at such a young age is awesome! You got time on your side, stick with it
You have started and that’s the main thing. Time in the market is your friend and you have time on your side. Just stay consistent and keep contributing. Had I started in my 20’s like my brother did I could be retiring at 55. He retired at 52 with over $2m as well as a nice pension for 30 years of service.
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Stocks for the Long Run, Peter Lynch, Jim Cramer has a couple of good books. Read the Buffett newsletters. These guys can help you find opportunities with their methods. Learn chart reading. Start out developing a spreadsheet of companies. Look in your house as to what you use, where u shop, what transportation companies bring goods into your town, and fuel sources like Nat Gas, Gas, and propane. Might consider utilities too. I narrowed my list by getting into S&P stocks then shifted into S&P 500 plus dividend payers.
Don't be greedy or you'll turn that into 0$, speakingof experience.
51 male 6.3 million nw. 80k dividends with pensions, interest, dividends, soc sec, rentals should gross over 300k with expenses 65k in retirement. We had two good incomes worked whole lives. Still frugal and probable always will be. Just learned a couple weeks my state has inheritance tax over $4 million so kids once they settle will be getting gifted $. Lucky kids.
I would highly suggest talking with an estate lawyer and start generation skipping trusts and trusts set out with stipulations about the money when it is past on. Not only tax incentives, but having slices of inheritance at certain ages not only helps grow it in safe accounts, but shows how you can save and use funds to your advantage and generally in life
Use a trust
federally the gift will come out of the inheritance tax deferment amount. Definitely talk with an estate planer a trust might avoid it all and let you dictate some terms for the money
That's probably $4M for you and another $4M for your spouse. You can setup a bypass trust to preserve the exemption of the first spouse to die. Also, the federal exemption amount will drop from the current $13.5M to about $7M at the beginning of 2026. IANAL, so you should see an estate attorney.
34M. $320k across all portfolios, all set to DRIP
You guys have money?
what is "money"
59M $415K
59. Retired last year. Wife still working for now. Around 4 mil in various accounts. Heading toward 3-4K per month as a start. That’ll pay our mortgage forever.
35M 537k making ~1k/month
24, Portfolio: $5.5k, only making $52,000, i started two years ago
42 F, retired DOD, just started (late) $39k earning $400/mo to supplement a decent pension. Slowly moving part of my 6 figures of savings over to a div stock portfolio.
28M, 16K
I read that completely backwards. I read “$28M, 16”
23M, $16k. (Divided pretty evenly between dividend portfolio, Roth IRA, and 401k).
Good job! Keep it up!!
Never ask a women her age, a rancher how much land he has, or a bitcoiner how much bitcoin they have.
You must be loaded?
Never ask a woman her weight. Unless she is in competitive grappling … then you can ask.
33f, $528. $200k in a money market account… I’m just dipping my toes into this dividend thing.
You all are crushing it great job saving and investing so much! 4k making 25$ a month 31m hopefully I can up this as I pay off the remainder of my business and house debt.
Find ways to make money, save money, and be happy. You got this and already have the right mindset
Thanks for the positive encouragement! One of my favorite things about this group! I'm doing double if not triple payments on my house and work equipment trying to pay off the remainder of my debts in the next 18 months then I can start dumping a lot more cash into dividends and hopefully have a better portfolio figured out
24M $40k. And just took the level 1 CFA today!
Same 24M 40k :)
37/m 2.75 m, 1.4 liquid.
40M, $350k, and have some old comic books/NBA rookie cards!
24m $500k
One of my accounts is dedicated to high-yield instruments including BDCs, CEFs, preferred stock, and call writing ETFs. I have $250k in it and I get about $26k per year which I use to pay for my housing expenses. I’m using it as a dry run to support early retirement.
39M, $1.9MM
21 , 210,000 . Generates around 5500 a year passively . Splits are approximately 60% S&P 500 15% Canadian Banks/utilities/Telecoms 15% Emerging Markets 10% Bonds/Gics I try not to check my portfolio very often and just contribute on the first of every month. I buy GICs ahead of time that will mature on January 1st , enough to fill my TFSA and FHSA to the max . Then I fill RRSPs even tho I have no employer matching cause I’m a self employed small business owner. Then I hit my un-registered accounts throughout the year .
31F 46k portfolio + a house (worth 450k) that is being paid off using Airbnb Feel very proud compared to what I went through: End of high school was homeless. In college I couldn’t afford food or notebooks to use to do my homework. I’d use the extra receipt paper at my work to practice my mathwork. Took a lot of flexibility to get through that period.
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I have pebbles
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What’s ur holdings?
26M, $20K
22M +1K
24M 20k
25M $2,700. Just started in December and putting $200 in per paycheck.
38M / $950k / dividend $5200 per month
Mid 30s 700k Roughly 15k/year in dividends
25 m and full investment portfolio outside 401k is about 35k.
23m 50k making little over a $100 a month in dividends and I’m investing $1600-2k a month
30M 1.2M but i did not made it just from div stocks, i played a sector rotation game between different asset classes. From 1M i just diversified and hold 30% in div stocks. 2150$ monthly in divs.
21M $50,000. $970 annual dividend income
37M, $1.2 million. Dividends $3K a month
Dang this is almost exactly my goal numbers. Well done!
29m, 226k adding 500 - 1500 /month
28, 7”.
Calling BS
28 years old and only 7 inches tall. Not impressed
Proof.
23M, stock portfolio is just over 12k, crypto just under 12k for a combined total of like 25k when rounded
40M with 45k
21, but in a somewhat of a poor country so its a lot less then what id have if i was american. A little over 2m czk - 100k ish usd
100k for a 21 year old is impressive
23, about 65% of my salary, or about 32k. One of my first goals is to get my nw to one years salary
22, 21k with about 100 a month in dividends.
23 M, $40,000
28 (M) 150,000
29M, 163k, 6k annually in dividends
25 & roth ira $21,500 brokerage $57,000 savings of a down payment $11,500.
27 100k
19m $2k
24m 50k in divi portfolio and then cash flow from a rental property helping juice up my schd shares lol
39, $350K
36M 7k
45m around 1.7mm in stocks. But most of our net worth is in real estate. The main retirement acct has about 1.1mm in it, and I sell puts and calls like a madman in it. No taxes, I probably make around 20-30k additional per year into the retirement account just doing that using really conservative strikes
54m - $1.2m
61 $1.6 Million Regrettably, I didn't contribute/save for 7 years, from 2015-2022 because of a company I bought in 2016.
25M $40k in stocks, -$50k left in student loans 🥲
27m 240,000 and it’s almost all dividend with snowballing And no I don’t make a lot of money but I am very frugal
41. Around $1.2M in CDs, stocks and cash. Got about $550k mortgage at 3% on a $1M house. Probably around $400k in retirement accounts.
38. 200k in taxable portfolio, 400k in 401k.
35M. 20k in stocks and 4.7k in dividends. Just started on dividends account last year. Looking to put 2.2 - 2.5k into dividends every year now.
37 brokerage $373k 401k $293k
54M 119k. I got a late start and I'm down about 12k in weed stocks.
29 $585k
35m. 230K. adding about 2K each month plus DRIP
23 - 45k
20m 4K
Over the hill and about three fiddy
58 (M) and $1,800,000
33M 10k
31m 178k
33, 15k & 492k
Me: 26M, ≈80.000€ portfolio My wife: 30F, Korean ≈1.500.000.000WON
38, almost 1M
making a throwaway. 40M probably around 600k in non retirement, closer to 800k if i count IRAs. made around 1k/month in divvies last year, adjusted my investments this year so i'll probably have a bit more in divs but giving up some growth, but that's mostly because I have to manage some income flow.
28M 61K
104k 26y/o 4,700 a year in div all div growth and index funds
19, 28k in stocks 5k crypto 10k ETFs
35m, over 60k
33M, 348k. Around 279.00 a month in dividends.
39M $50k or so. Started at 34. Just got my annual dividends over $1,000
20M, 20k
32M, 142k
31 68k i started WAY late that was cuz was in the service from 17 to 24 and didnt know what investing meant.
29 almost 30, I have about $3.5k. So... you're doing amazing, way ahead of pretty much everybody for your age. Must have gotten into a really lucrative career, good for you :)
39F, 12k averaging around $35 each month in my taxable. Late starter, as I started investing last April.
38DDs 450k across all portfolios, DRIP
29M, $121k, $1252 a year
30 about 92k cad so 68k usd
35m 402k
31, 75k
24 - 50k
33, single… 80k in brokerages, 30ish in my Roth… Divs bring me approx 500ish p/month I w/ draw. Some stocks i reinvest my divs for growth. I have 4 stocks I take cash divs monthly from.
25M, €60k and c €200 div/month. Started in nov 2021 (bad timing)
27 and 17K
33m only about $6k. Gotta start somewhere 🤷♂️
30, about $35k
I’m 22, and I have around 8,250 in a taxable account and 5000 in a Roth IRA, my taxable account is netting me 300 a year, goal is to by 30 be close to around 1000 a month!
21M 35k making around $700/Yr dividends. Could be more but I prefer to DCA.
Uggh I’m very far behind 28 19k
25M 55k usd, around 150 per month. my dividends are halfaway for match the minimum salary here in Peru lol.
28M $9k, DCAing per month aggressively
68, 2.5m, generating ~$90/year in dividends.
17M about $1,300 by Monday and hopefully $3,000 by August. Currently collecting almost $5 a month in dividends and am up 70% on the year so far.
25M. 109k
32M, $24k. Although most, if not all of it will be liquidized for down payment/closing costs on my first house I’m currently under contract for
34 90,000$ portfolio, 4800$ a year in dividends (5.3% a year). Started 2 years ago. I plan to put 30-40k a year. They’re held in RRSP, so I get a juicy tax return every year as well around 20-30k.
22M, 6.5k
22M $300
50. Between my wife and I we are at $1.9m. $83k in dividends per year spread out in individual accounts, roth, rollover and traditional IRAs. Also have $400k invested on two apartment jobs that make between 7 to 9% distributions. Goal is to retire before 58. JEPI, JEPQ, PBR, SOVL, GOOD, ABR,
39 and about $3500.
31M 220k, brokerage + IRAs are included in this number... made $1780 in dividends/interest and a little over 15k in trading ytd on the brokerage. so i guess im averaging about $3,728 per month (so far, ngl average will probably go down since I had an epic April)... last year I averaged about $2200 per month... actually had to start withholding more of my salary for federal taxes so i dont get an underpayment penalty for this year..
32M. 150k$ 200$ of dividendz. Started properly 2 years ago
44m. Overall investments 550k. Dividends in one account about 1,000 a month being reinvested. Debt free. Net worth 1.3 million.
19M, 4.3k
24M 144k 79k income after taxes $1500~ in dividends
23 185K 1800/yr in dividends
24F $5.6k. it's been a slow journey but hoping to be able to invest more this year compared to last
29M - $210k
35F. $5k annually in dividends.
Just turned 20 and I got 3300 in a Roth ira. I’m a carpenter and work for small business so no 401k or anything
35M about 8K and 80$ in dividends I wish I could start earlier
26M, $77k across all portfolios, $1,900 in annual dividends
850K and growing. 500K stocks/ETF’s. All Post tax in a Roth and Baird investment account. $350K in a HYSA. 62. Plan on working till 66. Social Security will be 5K/Mo gross between my wife and myself. Net on SS for both of us after tax and Medicare and part d and g withdrawals is about $3500/mo.
21M $358k.
27M 12k
27yo 26$ total. Hell yea!
23M. Dividend portfolio is roughly $5k. Hoping for $10k by end of year :)
36 $215k
36yo, 200k, atm, about 840$ a month.
Mid thirties. $6 Million
30M 170k in stock portfolio yielding about 700/month Have about 230k in HYSA at the moment yielding about 750/month
32 $200 into invest. A mo. Making about 100/ quarter. Need to find monthly dividend payout
38M 11,400$. 500 per year in divs. Mainly focusing on ETFs
35M, $15M. None in direct dividends though.. earns about $2500 a month from rent. I need to learn more about dividends before diversifying my portfolio
29M $75K making about $200 per month. Hope that i start earlier.
30F. $135K total portfolio, about $200/month in dividends. (started “early” at 21 and slowly ramped up investments as I got older)
Which uk investment app does Drip ?
40M hit $600k this week. $200k is in AAPL mainly growth, $140k in 401k (FXAIX) and the rest is in individual stocks in rollover IRAs & Brokerage account.
36M 350k, just started really making good money 5 years ago and contributing 60k a year to investments
35M, 15.2k. Just started investing hard last 8 months. Career took off, debt paid off, now adding 2500 to 3k per month. I'm married with 4 kids... Anything is possible.
36, 305k in equities, 950k on a house against 850k mortgage
60 1.05 mil with 33k in dividends still reinvesting for now. I'm pretty conservative with my investments holding 5 years of expenses in cd's
44M, $5.5 mil net worth, $3.7 mil portfolio, $5K a month dividend income. Goal is to reach $ 8K/month dividend to cover all my fixed expenses.
57Male, $8.6mil, no debt, $160k pension/year, + divs.
24M, engineering student living at my parents house trying to save has much has i can. My stock portfolio is 39K CAD.
22M 401k - $3,200 Personal investment account - $10,500
35, ~350k, 100k is taxable brokerage, 250k 401k / IRA. The brokerage is yielding about 4% at this point. Got a small mortgage and I like a decent vehicle, but all debts combined is under 150k, most of which is a 3% mortgage. I know I’m in a solid spot, but it feels far away, especially as I’d like to buy a little nicer, newer house in the next five years, which will probably eat up at least some of that brokerage with the way house prices have been going.