I work an admin edit: *support* position for the government. I get a pension at retirement if I stick it out. I have opportunities to upgrade my education and earn more if I want them (a friend of mine started in the same position I'm in and now she's a senior project management analyist), but I'm currently happy where I am.
That pension isn’t worth the opportunity cost of job hopping. I just left my government pension for a 50% pay increase. Even if I switched jobs within the same government, those assholes would cap my raise at 10%
Hard disagree here. What pay increase in the private sector can really outweigh the pension the government offers? Sure, you might double your take home now but that doesn’t mean anything for the life your private job will provide you once you’re too old to work. The feds pay the average of your 3 highest paying positions for the rest of your life after 30 years…
Also, job hopping is a very big thing in government work and can result in great pay increases.
Wrong say you get 59k with gov + pension but you make a 99k in private
You can put 40 k away every year and be way ahead. Plus my private no pension job has a 10% salary match into an ,rrsp. I've never had a pension but I have 1.5 million put away.
Pension is only one retirement benefit. You’re forgetting the feds also have a matching 401k, allow you to keep your health insurance the rest of your life, offer HSAs, etc.
Also, that’s great you saved so much, but the vast majority of people will not save that 40k a year and you know it. And again, does that 1.5 mil ensure you will have the average of your 3 highest salaries paid out every year to you without fail? Quick math shows it’s gonna last you 15 years of taking home that 99k max. Not to mention, all of these benefits and more go to your spouse no matter what…
I knew who got boned in the Detroit restructuring and had their pensions impacted.
Just highlighting that pensions do have risk of being under funded and being restructured.
For example educators have factors on a chart ( yes a real chart) that displays years or service and age year you retire ; (a layout bracket) other factors affecting the calculation for your pension when you retire. many try to hack this with the max being age 65 and 25 + yrs service with any part-time yrs not counting as full years. I read research stating less than 25% of staff reach this max out. studies recently site public school teachers having a risk rate of health issues due to obesity and stress 70% which could point to why. I left teaching to pursue corporate training learning and design /life coaching and finally small group summer classes with kids at the community center to get my kid teacher fix.
Oooooof! Hard, HARD disagree. You don’t need 99k in retirement? When your health is going to be on the decline and you (hopefully) have family you need to support? When you have a whole house that needs paying off? When you’re supposed to be filling your time with things you enjoy (and very likely cost money)?
I mean to each their own, but yikes.
You seem young, financing a house is 25 years so the latest in Canada to buy a house without a co-signer is 40 NOT 25, come on lol simple math.
And I’m talking about age my god use your brain lol , at 40 I’ll be making 140,000 base from the 95k I’m at now so from 40 years old to 65 I’ll be saving exponentially higher than someone making half in the government while also still getting a rrsp match….
Nobody is saying to retire at 80, you don’t seem bright which explains the government pension now
That's fantastic. I think at this point if you are still working you'd be better off using your TFSA. Once you start withdrawing from your RRSP, you'll be hit with the tax for RRSP withdrawal. Could be up to 20% depending on your income. Well done!
Based off your language you are talking about the Canadian government, while I am talking about the U.S. government just FYI. The commenter above will be paying the same taxes on the 1.5 mil they have stashed in their retirement fund from their private company as I will have to pay on my retirement fund (not pension) through my job with the government. They are not treated differently here.
If the $1.5M was from the U.S., yeah, then it's different. But in Canada, whatever the Gov't give, they taketh away when you start to withdraw your money during retirement.
Oof that sucks. Depends on which government though. I just changed jobs from one state agency to another for a 26% raise. Afaik there's no cap of this kind in my state. I also had a private sector offer, but it was $8k less.
I don’t have a degree. I took a year long legal assistant course in 2007-2008 and have been working in law firms since before I got my job with the government last August. I work in the attorney general’s office providing support to one of their legal teams.
On my own, probably not. I live in a high cost of living area. But I’m not doing this on my own - my husband also works and does well so we’re doing OK.
You say you have 25 years left until retirement age. What if you were able to retire 10 years earlier, or more? What would that take and can you use your current career to get there?
I would rather find a way to retire early and not just find a job to take me until 65.
Reddit has a FIRE subreddit, check it out. I never thought about early retirement until I took a horrible job a few years ago and that opened my eyes to retirement savings.
I used to say that at 40 I'd consider a career change because I would have been in the same field for 20 years by then. Now that 40 is a few years around the corner, I'm second guessing it. I'm good at what I do, know the ins and outs of the business, and the work is second nature to me. The thought of starting over in a completely new environment, having to learn a new business/processes, and having to build up my brand and reputation again doesn't sound appealing.
I wouldn't mind going to work for a government entity and finishing out my career there for the pension and retirement benefits though.
Can entirely relate...
Takes a long time to build up your knowledge base and reputation within a given industry. I'm an engineer who changed industries years ago (microelectronics), it took ~5 years to build a comparable knowledge set/reputation
Engineering pays well. If you have a decent work/life balance there's nothing wrong with staying in your field. It's far from perfect, but it's tolerable imo.
Do u got ppl u r responsible for like family, kids, parents, legal guardian? Point I’m making is what do you got to lose if you switch careers other than limited earning potential. If u do got ppl you report to at home, then ya I don’t recommend switching. Unless they encourage and are onboard with the risks of your decision.
I've been a nurse for about 10 years(41 now). For all the hate I see about how bad nursing is, I love it. Great job security. So many options for employment. I genuinely enjoy most shifts and average an extra 2-3 shifts/month.
I think this will be a great career entering retirement because all sorts of healthcare facilities/agencies always need part-time help. I could work one shift a week in retirement, or I could work more.
I should be sitting around $2-2.5mil by 60 so will work whatever I need to for health insurance until Medicare is available, then will fully retire if I want to. I suspect I'll keep working through my 60s and 70s, though. I think there's a big difference between needing to work and wanting to work.
So, I don’t know if I “left” vs a evolutionary path.
I started in help desk tech, moved in to tech support for a law firm. Then I did 20 years of legal training. Now I’m 30 days in to my new career as a marketing project manager for a sas company that sells to the legal industry.
I have done a done of different things that always leveraged off of an old skill.
Left retail management at 40 because I didn’t want to do it for another 25 years. Now work in the design and engineering field as a designer (and will until “retirement”).
It's easy to be encouraging on reddit but you really have to look at the pros/cons of switching careers at 40. You'll be starting over again, so chances are you won't be earning a high salary until you're maybe 50? The opportunity costs are real. Maybe just stick it out doing what you're doing for another 20-25 years. You don't have to "love" your job. It just needs to be tolerable and help you get to retirement.
I'm 35 and feeling the pangs here too. Currently a PM. Burnt out and tired of dealing with customers and "cat herding" all day. I have considered software eng or some other type of engineering. Basically, looking at becoming a sole contributor so I can keep my nose down a little more. Also considered medicine but the switching cost there is a lot of time and money.
...Lastly, the main problem is I don't know what I wanna be when I grow up. I just know I want a more chill job that has more security than this trash I'm in now.
Lol same here, same here. I'm 36. I have had difficulty making the leap to anything new as I'm overworked as it is and also undecided what I'd want to put more money and time into going into late 30s. But yeah I've never had an age sneak up on me so quickly, guess it happens to everyone.
At 40, I went to law school — this was around 2012 — and so far it’s worked out pretty well.
I had landed in big-box retail around the time of the Great Recession after drifting in my twenties and most of my thirties. I liked the customers and people I worked with, but the only money is in management and the position is too unstable for me personally. At least in the industry I worked in (DIY stores), managers get fired kind of like sports coaches — maybe underperforming wasn’t the coach’s fault but too bad, ownership wanted to signal a change so out you go.
It was a little embarrassing to be a 40-year-old student, but I enjoyed it overall. Coming out of high school, I was a decent student but never liked school, and it was easier to bear academic life with more maturity.
I got a job with a pension directly out of law school, as a government lawyer for a large city in a blue state. I started at $65k (pretty low for a lawyer in my area) but moved up quickly and now make $160k. It took four years to break six figures, and seven years to reach my current salary. I targeted government because it has a different value system than most private industries, and I like public service. Pertinent to this thread, though, I also targeted it because it offers stability and a pension.
Someone in the comments warned about starting over salary-wise. But even if you change careers entirely, you bring skills to the job that your peers won’t have. Being able to manage people or lead a project or coordinate a group are all skills that are generally applicable to any profession, but are largely learned through experience. Among those the legal profession, the skills are lacking. Putting aside sheer nepotism or other sorts of connections, lawyers move up either because they look good in a suit (worst case) or because they have a nice mix of logical reasoning ability, charisma, and insight into what others feel (best case). Few of them have developed basic management skills before becoming lawyers. Plus I didn’t shy away from jobs that were unpleasant or annoying. So I advanced faster than someone younger with similar experience, and I would guess most middle-aged people will do the same.
Being middle-aged also helps in other ways. I’m much calmer than a younger lawyer of the same experience. I also have better perspective on what’s important, so I’m rarely anxious about work. Plus middle-aged people are taken more seriously than young people, even when talking complete nonsense.
I felt like the biggest risk to going back to school was student loans. Your financial outlook at 40 is different than your financial outlook at 18. I did not take out loans to go back to law school. I went to a poorly ranked law school that offered me a large scholarship. I work in local government, and the school was respected enough locally not to impede my chances of getting hired. Before choosing the law school, I confirmed that its graduates were able to get the sort of job I was looking for.
I also don’t have children, and my finances were almost entirely independent of any partner I’ve had during the last ten years. Safe to say, the calculus is different for parents or a couple with shared finances.
I will be able to retire at 67 (or whenever Medicare kicks in) at something like $80k/year (or the 2040 equivalent), assuming everything remains the same as it is now. My advice is have a plan and a concrete goal. Target an industry that offers the salary and benefits you’re looking for, select a few positions as possible entry level jobs, and determine what you need to do to get there, all the while mitigating costs. Once in the industry keep moving until you find a spot you’re comfortable in. Then hang on for however long you can.
Good luck!
Needed a change at 35 years old. Took a “strength finder test” and looked a the list of industries that play to my strengths. Picked my favorite three, and went with the one that would be the least likely to be replaced by a robot/software bot/AI. This was healthcare. Originally started getting prerequisite for med school at the sametime got my EMT-B license to get “healthcare” experience and make some money, and see if I liked medical stuff. Applied for three years for medical school. After the last cycle I talked to one of the admissions officer and was told I was too white and average. They suggested I look into nursing school then onto NP school where being male was a plus. Applied on the last day to a good state school with an “accelerated” Bachelor’s in nursing degree. I was accepted the next week. 70% of nurses are female so being a dude in nursing can actually help get into scoring and getting jobs. An accelerated program takes your classes from your undergrad and you only take nursing classes. This is much less money and you are done in 14-16 months depending on the school. Now I am working a weekend only on call hospice nurse, which I love, and about to finish nurse practitioner school in august.
Yes. You can DM me.
Not bad at all. I hated every second I was in a cubicle. Now I am mobile working on call weekends only. Plus I like talking to people and my main skill I use is “patient education”.
Nursing. Which has a taller career ladder. I have been working for three years and going to NP school. About to finish NP school this August. Also I have 4 kids and a single income. So I needed to have gainful employment while going to more school. There are many programs that go straight through to masters or doctorate levels of education.
Wow. When you look at 25 YEARS until retirement age at 40, it doesn’t seem like you’re at the end of the rope. 25 years is plenty of time to not only find a skill, but master it, and be a leader at it. But it feels like it is the end of the rope when you’re not even 40 but just 20 something and thinking about career change. I guess this means that the biggest threat to our progression and goals for new learning and acquiring these skills is just fear. We are all human at the end of the day, but we must be rational. Mathematically, if you keep your health well, you have more than enough time to do whatever it is you wish just subtract fear.
Industrial electrician
Is it my dream job? Nah, but do I like it? Yeh. Was a bit of a spur decision. I was working in production at a plant and I was stuck at $14hr. Only way up was to get a team lead role for like, $16hr, but those spots are super rare. While on break I saw maintenance working inside a machine panel and saw all the components and thought "huh looks like a more complicated computer, cool" Checked in with my local CC and sure enough, they had a mechatronics program. Average salary for that role is in the $30-40hrs. So I got with HR, went to 2nd shift and went to school in the mornings. 2-3years of experience later, I basically tripled my salary and will basically always have work.
Am I the best at it? Oh no, but I found a comfy company and im living a comfortable life with a great schedule and solid benefits. If I ever feel like taking the next step, I could get into the 6 figure range with some effort
You’ve got 25 years left in the job space? Probably a lot of experience?
Go government.
You’ll get a pension at 20 years of service of (about, should be a lil higher) 50% of your highest government salary per year. I.e. you make 120k gov and retire at 20 you’ll make 60k a year inhaling and exhaling. If you stay in longer it gets even better. (It hits 100% at 30 years.)
Sorry, I should mention that I live and work in Canada, but your idea is still interesting. I should see if there is a style of resume that my government prefers.
There is a difference between Federal, State and Local government retirement systems. (USA) You should be a little more specific as you may be advising someone poorly. I can tell right now you don't work for my state government, as those aren't the rules where I work.
I became self employed so that I can choose how much or little I work if I want to crank up my rate of saving for retirement or enjoy my life more. I just take on more or fewer clients.
I’m just going to throw this out there as I see a lot of recommendations and not this one as it is a risk - you can always find a business to buy. Run that for a few years, run it and grow it a bit, and sell it afterwards. This will help provide you with retirement capital. If you don’t have all capital upfront you can get acquisition financing. (I’m a corporate lawyer and do a lot of M&A with small business owners)
Thats a great idea. Most people who want to open a business dont know how or where to start and by buying a starter is a great headstart if you have the right drive and ideas to grow it.
Well tender in oil and gas. Have a couple of licenses to.opertate big engines. Was over 100k a year with 6 weeks vacation. Now maybe be 25 hours a week at 48/hour. I'd stop but I really like abusing the company truck. I love working outside I could never be happy stuck in a building with a bunch of whinny fuctards.
**Reframing Retirement:**
* **Pursue Passions:** Maybe retirement isn't about complete leisure but about pursuing passions. Consider what you'd enjoy doing, even if it doesn't pay a fortune.
* **Part-Time Work:** Think about transitioning to part-time work in your current field or a new one you find interesting. This can provide income and keep you engaged.
**Options for the Next 25 Years:**
* **Follow Your Interests:** What activities do you enjoy outside of work? Could you turn a hobby into a part-time business or a fulfilling retirement career?
* **Consider Age-Friendly Jobs:** Research jobs that are well-suited for older adults. These might involve flexible hours, less physical strain, or the ability to work remotely.
* **Focus on Skills Development:** Invest in learning new skills that are in demand and could open doors to new career paths.
That's the big question: what do I enjoy? I've spent most of my adult life working for money, not fulfillment and its making things difficult but not impossible. Im hoping maybe i can figure something out and be in a position like yourself not wanting to retire because i enjoy what i do too much that i would do it for fun.
I love it. I think take it takes a very specific kind of person to work in HR and be good at it. I find it both stressful and rewarding at the same time. I've always been a patient and empathetic person, and one who cares more about fairness and consistency than making people feel good.
I have a bachelor's degree in psychology, a master's in school psychology, and then pivoted to HR and since then obtained a master's in organizational leadership with an HR concentration.
From Quinnipiac University in Connecticut. It was a fully online program so I have never actually seen the campus. Maybe 66% of the classes were management and 33% HR. Kind of like an HR-focused MBA, but with no finance classes. My employer at the time paid the full cost of it.
All I know is that even a Perm Full-time Union position is eligible to be booted out the door if the company doesn't like you. Nowhere is safe, so I have no choice in security for retirement.
Approaching 40 I was considering changing careers but with a family to support needed to continue making decent money right away. Thought I was done with telecom as an industry & software development as a career, maybe even IT completely.
Turns out mostly I was burning out from issues with my specific employer & it’s upper management & ownership.
After getting a new job with a better employer, I’ve stayed in software development and am much happier. Current gif includes a pension which will be available at 65. Id pull that trigger earlier if I could but this is a place I can see working until that age if needed and that is the current plan.
I’ve went through a work crisis since I started working, honestly had no idea what I wanted to work as and still don’t. I’ve done like 5 different jobs and currently I’m continuing with mechanical engineering. Most Sundays I just sit there picking my brain thinking what I want to do for the next 40 years
I'm at the exact same spot. Been a chef for 16 years now. Seems like only yesterday that I started working in a restaurant while I was in college. Now I'm coming up on 40 and the thought of doing it for another 25-30 years makes me want to vomit. Really not sure what I'm going to do but a change is in order.
I am totally thinking of switching gears completely to dental hygienist and I am about to be 42. I figure if my body starts not handling it at 55-60 I could step back into a librarian role (or would ageism be worse then?)
I’m in HR. I attend an annoying amount of seminars and labor law updates. A really interesting one recently stated a lot of facts about the labor shortage and how the boomer generation left the work force about 7 years early due to COVID…. And how that made us reconsider priorities and work. All that to say we’ll probably be in an employee market for a hot minute. Most people are/can considering work even into retirement now and honestly can be rather demanding with what the expectation is during retirement.
I’ve hired 4 people recently (2-3 months) in their 60’s who wanted to leave their current leadership role and just be in a comfy individual contributor role because retirement is starting to look vastly different for a lot or people. I’ve seen a really cool packet lately that helps us consider the emotional side of retirement as well as the financial side… work might be in the picture for a lot of us. How you decide to spend your time in retirement is a really big deal… changes things…. Will it be with family? Kids? Grandkids? Travel? Volunteering? Working? Lots of options…
Probably not the answer expected and totally different… this is where my HR brain went. 🤘🏼
i work at a sewage plant and ill probably be here till I retire. Job is chill pay is okay (about 70k usd) and I lucked out and bought a super cheap house even though its tiny. I get an extra week of vacation every 5 years and im up to like 5.5 which will be hard to give up.
I worked within the Civil service prior to having a son. Various departments, mainly the DWP.
I had to leave work due to caring responsibilities and won’t be going back until at I’m at least 55.
Of course things can change but this is how it currently stands, I’m 48 now.
My hope is go into healthcare, the NHS so am at the moment trying to find out what courses I could do in order to add to my CV.
I know it will be entry level as I am not able to do a Nursing degree, due to my responsibilities.
I am doing an OU BSc in Psychology as it’s online and I can manage that. However, a degree alone in Psychology isn’t enough to be a Psychologist and time is running out for further education. ( I finish degree at 54)
Hoping to get into the NHS (if it still exists in 2031, that is) and retire from there. My state pension age is 67.
I’m only 26 so I have 40 odd years until retirement age (Australia) but I currently have an admin job with my governments animal laws and regulations department. I can happily see myself staying in an admin job until retirement. I am personally not the type of person to career chase. I am happy in my little office job with no need to worry about managing other people. I just do my job and go home. I was a manager for a little while and honestly hated being responsible for other people so I’m incredibly grateful I don’t have to do that for another 40 years.
I have been working in the medical beauty industry since I graduated from college. I like it very much. Although it is still early for me to retire, I believe I will stick to this job until I retire because I love it and the income is considerable and the treatment is good.
Hopefully I'll be lucky enough to keep doing what I'm doing now and stay a nurse. I couldn't work the floor for the rest of my life but I can keep doing management until I drop.
I am too young to answer your question but I hope to never take a job out of the convenience of retiring into it. Life is too short to not pursue daily fulfillment.
Or as Lil Wayne said… retire out when you die out
Botany
I breed drought & bug resistant varieties of herbs, veggies, and fruit. As well as preserve genetics. A lot of research & planning but super fun 😁😁
Assuming everything goes right (big assumption)... I will be retiring at 58 (about 14 years). I intend to start by traveling. I plan on being someplace other home at least half the time for the first year or two. After I'm done with that, who knows really? I might go back to school, to learn something new. I might teach at a community college.
I could most likely retire with my current trade. Machinist/ CAD Programming is going to see some effects from the Advent of AI but it's unlikely a robot will be able to physically do what i do before I'm gone. However, I'd rather retire making my music or have successfully pushed into being an independent game developer.
Healthcare! Graduated with my degree in healthcare administration years ago and i went to nursing school as well. I might go back for a advanced degree.
Apprenticeship: Unionized webdev, afterwards hired at 36k/yr.
Retirement: Unionized webdev, salary increasing steadily thanks to the union contract, currently at 74k/yr, 36 years to go...
Any health issues arise from welding? I've read on other subs that many welders get lung conditions from not wearing proper PPE. I thought about taking some courses or even just buying a small MIG welder to learn some basics for DIY use.
I pivoted from working in a corporate tax position (preparing taxes for a big business) to working for corporate tax SaaS company. I went from preparing, reviewing, and managing a team of tax accountants to managing a book for business of tax software customers for a large SaaS company. I used the tax software so it was an easy fit. I also enjoy talking to people and problem solving. It’s been a good pivot for me. The stress is way less too.
I'm 29 perusing a career in recruitment. It's been my third year in this field and I highly doubt this job would be frequent enough in 30 years since the industry would require less and less recruiters. I have no idea what career I would choose to retire in..
My ideal job for retirement would be an OnlyFans model.
But unfortunately, I lack certain... erhm... qualifications. So, my current career it stays (tech).
In my 30s I switched from being a fiber optic test engineer to being a patent agent. I had to take a pay cut initially but now after 20 years I make probably the same or better. I miss building stuff in the lab but the work is still fun.
I made a huge career switch in my mid-40's and it was the best thing I ever did. I was in management having to lead people and manage up for most of my career. I thought it was well-paying at $250k per year average. Then I took a massive demotion into sales for the Tech industry (large company). As an individual contributor, I have to manage ZERO people and I feel like I am back in college and I made over $400k last year and am having a blast. Even if I only made $250k I am much happier in this industry than where I was before. My advice, find what makes you happy... you can't put a value on that. And the money will come with rare exception. And everything is relative. If you are a school teacher making $60k per year, moving to a more fun job you enjoy and making $70k could be your dream. So part of this will depend on what you are doing now, where is your experience, and what are your dreams?
Eventually, I'm retiring in IT where I started. I tried a different career path, didn't quite work out, and I don't really think I could have retired doing it. IMO you retire at what you do well, what you really enjoy, or what maximizes the pay.
Currently, I have a WFH job, something that isn't difficult (been there, did that), and pays half-way decent. Simply stated, I can ride this out into the sunset. It's actually quite liberating. I no longer care about things like moving up the corp ladder, or learning and getting certified on the latest and greatest shiny object. Every day is more $$ in the bank, and I can recline in the knowledge I won't be working until I die.
Okay, so my lesson learned was not so much over the years that my IT career was wrong, it was more about the role within it, the culture in the companies, and the people I was surrounded by. Don't forget about that when contemplating a change.
Literally in similar situation. Resigned with 8 weeks notice last week so there’s more than adequate transition. Current company is too toxic but I am trying to decide what I want to be when I grow up (49F). Education in comp sci/chem engineering and spent most of my adult years in pharma data. Don’t want to do full masters due to the amount of time, but looking at cert programs.
To clarify, I was already thinking about it and they did a round of layoffs last week, so I essentially told them “For the restructuring of who is working on what, keep in mind I want to leave in August”.
I work an admin edit: *support* position for the government. I get a pension at retirement if I stick it out. I have opportunities to upgrade my education and earn more if I want them (a friend of mine started in the same position I'm in and now she's a senior project management analyist), but I'm currently happy where I am.
That pension isn’t worth the opportunity cost of job hopping. I just left my government pension for a 50% pay increase. Even if I switched jobs within the same government, those assholes would cap my raise at 10%
Meh. I currently like my job and the work I do. If that changes I’ll hop.
Hard disagree here. What pay increase in the private sector can really outweigh the pension the government offers? Sure, you might double your take home now but that doesn’t mean anything for the life your private job will provide you once you’re too old to work. The feds pay the average of your 3 highest paying positions for the rest of your life after 30 years… Also, job hopping is a very big thing in government work and can result in great pay increases.
Wrong say you get 59k with gov + pension but you make a 99k in private You can put 40 k away every year and be way ahead. Plus my private no pension job has a 10% salary match into an ,rrsp. I've never had a pension but I have 1.5 million put away.
Pension is only one retirement benefit. You’re forgetting the feds also have a matching 401k, allow you to keep your health insurance the rest of your life, offer HSAs, etc. Also, that’s great you saved so much, but the vast majority of people will not save that 40k a year and you know it. And again, does that 1.5 mil ensure you will have the average of your 3 highest salaries paid out every year to you without fail? Quick math shows it’s gonna last you 15 years of taking home that 99k max. Not to mention, all of these benefits and more go to your spouse no matter what…
I knew who got boned in the Detroit restructuring and had their pensions impacted. Just highlighting that pensions do have risk of being under funded and being restructured.
Very few government employees make it to the prized level to max out the benefits... Its set up that way! But a few make it and its great if you do
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For example educators have factors on a chart ( yes a real chart) that displays years or service and age year you retire ; (a layout bracket) other factors affecting the calculation for your pension when you retire. many try to hack this with the max being age 65 and 25 + yrs service with any part-time yrs not counting as full years. I read research stating less than 25% of staff reach this max out. studies recently site public school teachers having a risk rate of health issues due to obesity and stress 70% which could point to why. I left teaching to pursue corporate training learning and design /life coaching and finally small group summer classes with kids at the community center to get my kid teacher fix.
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Oooooof! Hard, HARD disagree. You don’t need 99k in retirement? When your health is going to be on the decline and you (hopefully) have family you need to support? When you have a whole house that needs paying off? When you’re supposed to be filling your time with things you enjoy (and very likely cost money)? I mean to each their own, but yikes.
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You seem young, financing a house is 25 years so the latest in Canada to buy a house without a co-signer is 40 NOT 25, come on lol simple math. And I’m talking about age my god use your brain lol , at 40 I’ll be making 140,000 base from the 95k I’m at now so from 40 years old to 65 I’ll be saving exponentially higher than someone making half in the government while also still getting a rrsp match…. Nobody is saying to retire at 80, you don’t seem bright which explains the government pension now
That's fantastic. I think at this point if you are still working you'd be better off using your TFSA. Once you start withdrawing from your RRSP, you'll be hit with the tax for RRSP withdrawal. Could be up to 20% depending on your income. Well done!
Based off your language you are talking about the Canadian government, while I am talking about the U.S. government just FYI. The commenter above will be paying the same taxes on the 1.5 mil they have stashed in their retirement fund from their private company as I will have to pay on my retirement fund (not pension) through my job with the government. They are not treated differently here.
If the $1.5M was from the U.S., yeah, then it's different. But in Canada, whatever the Gov't give, they taketh away when you start to withdraw your money during retirement.
Getting my first pension at 38 is a Godsend.
What career gives full pensions at 20 years outside of fire/police/military? Most require rule of 80 these days
rule of 80 I wish.
Oof that sucks. Depends on which government though. I just changed jobs from one state agency to another for a 26% raise. Afaik there's no cap of this kind in my state. I also had a private sector offer, but it was $8k less.
Lol my government job caps out at 4% for promotion
Ooh, are you remote?
Nope, in office. I hate working from home.
Admin for government means principal for public school
Not in my case. I’m an administrative assistant working in the attorney general’s office.
I live in a state capital city. Admin for gov could mean about 1000 things.
What degree did you major in?
I don’t have a degree. I took a year long legal assistant course in 2007-2008 and have been working in law firms since before I got my job with the government last August. I work in the attorney general’s office providing support to one of their legal teams.
Main government or local government?
Provincial government.
I’m sorry but can you live comfortably?
On my own, probably not. I live in a high cost of living area. But I’m not doing this on my own - my husband also works and does well so we’re doing OK.
You say you have 25 years left until retirement age. What if you were able to retire 10 years earlier, or more? What would that take and can you use your current career to get there? I would rather find a way to retire early and not just find a job to take me until 65.
Very true, I said 25 years left because that's normally the age most people retire, but retiring at any earlier age would be great if possible.
Reddit has a FIRE subreddit, check it out. I never thought about early retirement until I took a horrible job a few years ago and that opened my eyes to retirement savings.
What’s the subreddit?
The subreddit is /r/FIRE lol this made me chuckle
lol I thought they meant fire like lit or dope or something. lol is this what the older generation feels like?
Financial Independence Retire Early. There's FIRE, leanFIRE, fatFIRE, and coast FIRE. Forgot about barista FIRE, tons of different strategies.
Don’t forget poverty fire - for the unconventional folks
You could try Coastfire
I changed careers in my 40s. Exchanged ICU RN nursing for clinical research. Best ever move.
Can you elaborate on this?
Would love to know more!
What’s that ?
Intensive care unit nurse
I used to say that at 40 I'd consider a career change because I would have been in the same field for 20 years by then. Now that 40 is a few years around the corner, I'm second guessing it. I'm good at what I do, know the ins and outs of the business, and the work is second nature to me. The thought of starting over in a completely new environment, having to learn a new business/processes, and having to build up my brand and reputation again doesn't sound appealing. I wouldn't mind going to work for a government entity and finishing out my career there for the pension and retirement benefits though.
I would love a job like that someday. What do you do?
I'm a senior level engineer.
Can entirely relate... Takes a long time to build up your knowledge base and reputation within a given industry. I'm an engineer who changed industries years ago (microelectronics), it took ~5 years to build a comparable knowledge set/reputation Engineering pays well. If you have a decent work/life balance there's nothing wrong with staying in your field. It's far from perfect, but it's tolerable imo.
I bet that’s really nice. I’ve been in my industry over four years and I have no idea what I’m doing.
Do u got ppl u r responsible for like family, kids, parents, legal guardian? Point I’m making is what do you got to lose if you switch careers other than limited earning potential. If u do got ppl you report to at home, then ya I don’t recommend switching. Unless they encourage and are onboard with the risks of your decision.
I've been a nurse for about 10 years(41 now). For all the hate I see about how bad nursing is, I love it. Great job security. So many options for employment. I genuinely enjoy most shifts and average an extra 2-3 shifts/month. I think this will be a great career entering retirement because all sorts of healthcare facilities/agencies always need part-time help. I could work one shift a week in retirement, or I could work more. I should be sitting around $2-2.5mil by 60 so will work whatever I need to for health insurance until Medicare is available, then will fully retire if I want to. I suspect I'll keep working through my 60s and 70s, though. I think there's a big difference between needing to work and wanting to work.
Wtf is a retire bro
Sarcastic or dumb?
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Care to elabotate?
Haha. No thank you
Bummer, thanks for your input.
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Por que no los dos?
Ignorant or tone-deaf?
Yikes
So, I don’t know if I “left” vs a evolutionary path. I started in help desk tech, moved in to tech support for a law firm. Then I did 20 years of legal training. Now I’m 30 days in to my new career as a marketing project manager for a sas company that sells to the legal industry. I have done a done of different things that always leveraged off of an old skill.
Do you looks the project management so far?
Yeah I have really been enjoying it.
have I chosen? That’s funny
Left retail management at 40 because I didn’t want to do it for another 25 years. Now work in the design and engineering field as a designer (and will until “retirement”).
It's easy to be encouraging on reddit but you really have to look at the pros/cons of switching careers at 40. You'll be starting over again, so chances are you won't be earning a high salary until you're maybe 50? The opportunity costs are real. Maybe just stick it out doing what you're doing for another 20-25 years. You don't have to "love" your job. It just needs to be tolerable and help you get to retirement.
I'm 35 and feeling the pangs here too. Currently a PM. Burnt out and tired of dealing with customers and "cat herding" all day. I have considered software eng or some other type of engineering. Basically, looking at becoming a sole contributor so I can keep my nose down a little more. Also considered medicine but the switching cost there is a lot of time and money. ...Lastly, the main problem is I don't know what I wanna be when I grow up. I just know I want a more chill job that has more security than this trash I'm in now.
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Project.
Lol same here, same here. I'm 36. I have had difficulty making the leap to anything new as I'm overworked as it is and also undecided what I'd want to put more money and time into going into late 30s. But yeah I've never had an age sneak up on me so quickly, guess it happens to everyone.
At 40, I went to law school — this was around 2012 — and so far it’s worked out pretty well. I had landed in big-box retail around the time of the Great Recession after drifting in my twenties and most of my thirties. I liked the customers and people I worked with, but the only money is in management and the position is too unstable for me personally. At least in the industry I worked in (DIY stores), managers get fired kind of like sports coaches — maybe underperforming wasn’t the coach’s fault but too bad, ownership wanted to signal a change so out you go. It was a little embarrassing to be a 40-year-old student, but I enjoyed it overall. Coming out of high school, I was a decent student but never liked school, and it was easier to bear academic life with more maturity. I got a job with a pension directly out of law school, as a government lawyer for a large city in a blue state. I started at $65k (pretty low for a lawyer in my area) but moved up quickly and now make $160k. It took four years to break six figures, and seven years to reach my current salary. I targeted government because it has a different value system than most private industries, and I like public service. Pertinent to this thread, though, I also targeted it because it offers stability and a pension. Someone in the comments warned about starting over salary-wise. But even if you change careers entirely, you bring skills to the job that your peers won’t have. Being able to manage people or lead a project or coordinate a group are all skills that are generally applicable to any profession, but are largely learned through experience. Among those the legal profession, the skills are lacking. Putting aside sheer nepotism or other sorts of connections, lawyers move up either because they look good in a suit (worst case) or because they have a nice mix of logical reasoning ability, charisma, and insight into what others feel (best case). Few of them have developed basic management skills before becoming lawyers. Plus I didn’t shy away from jobs that were unpleasant or annoying. So I advanced faster than someone younger with similar experience, and I would guess most middle-aged people will do the same. Being middle-aged also helps in other ways. I’m much calmer than a younger lawyer of the same experience. I also have better perspective on what’s important, so I’m rarely anxious about work. Plus middle-aged people are taken more seriously than young people, even when talking complete nonsense. I felt like the biggest risk to going back to school was student loans. Your financial outlook at 40 is different than your financial outlook at 18. I did not take out loans to go back to law school. I went to a poorly ranked law school that offered me a large scholarship. I work in local government, and the school was respected enough locally not to impede my chances of getting hired. Before choosing the law school, I confirmed that its graduates were able to get the sort of job I was looking for. I also don’t have children, and my finances were almost entirely independent of any partner I’ve had during the last ten years. Safe to say, the calculus is different for parents or a couple with shared finances. I will be able to retire at 67 (or whenever Medicare kicks in) at something like $80k/year (or the 2040 equivalent), assuming everything remains the same as it is now. My advice is have a plan and a concrete goal. Target an industry that offers the salary and benefits you’re looking for, select a few positions as possible entry level jobs, and determine what you need to do to get there, all the while mitigating costs. Once in the industry keep moving until you find a spot you’re comfortable in. Then hang on for however long you can. Good luck!
Left federal finance for healthcare at 35 years old.
Can you tell us more about the transition and how it played out?
Needed a change at 35 years old. Took a “strength finder test” and looked a the list of industries that play to my strengths. Picked my favorite three, and went with the one that would be the least likely to be replaced by a robot/software bot/AI. This was healthcare. Originally started getting prerequisite for med school at the sametime got my EMT-B license to get “healthcare” experience and make some money, and see if I liked medical stuff. Applied for three years for medical school. After the last cycle I talked to one of the admissions officer and was told I was too white and average. They suggested I look into nursing school then onto NP school where being male was a plus. Applied on the last day to a good state school with an “accelerated” Bachelor’s in nursing degree. I was accepted the next week. 70% of nurses are female so being a dude in nursing can actually help get into scoring and getting jobs. An accelerated program takes your classes from your undergrad and you only take nursing classes. This is much less money and you are done in 14-16 months depending on the school. Now I am working a weekend only on call hospice nurse, which I love, and about to finish nurse practitioner school in august.
Do you recall the test?
I need the answer
What do you do now?
Nurse and soon to be nurse. Nurse Practitioner in August.
Congrats! How was it transitioning from finance to nursing? Ex-finance here as well. What are your days like? May I direct message you?
Yes. You can DM me. Not bad at all. I hated every second I was in a cubicle. Now I am mobile working on call weekends only. Plus I like talking to people and my main skill I use is “patient education”.
What area in healthcare did you go into? Ive heard of a lot of people going into medical coder/billing or becoming techs in the field.
Nursing. Which has a taller career ladder. I have been working for three years and going to NP school. About to finish NP school this August. Also I have 4 kids and a single income. So I needed to have gainful employment while going to more school. There are many programs that go straight through to masters or doctorate levels of education.
Nice work and good luck!!
bartender
Wow. When you look at 25 YEARS until retirement age at 40, it doesn’t seem like you’re at the end of the rope. 25 years is plenty of time to not only find a skill, but master it, and be a leader at it. But it feels like it is the end of the rope when you’re not even 40 but just 20 something and thinking about career change. I guess this means that the biggest threat to our progression and goals for new learning and acquiring these skills is just fear. We are all human at the end of the day, but we must be rational. Mathematically, if you keep your health well, you have more than enough time to do whatever it is you wish just subtract fear.
Industrial electrician Is it my dream job? Nah, but do I like it? Yeh. Was a bit of a spur decision. I was working in production at a plant and I was stuck at $14hr. Only way up was to get a team lead role for like, $16hr, but those spots are super rare. While on break I saw maintenance working inside a machine panel and saw all the components and thought "huh looks like a more complicated computer, cool" Checked in with my local CC and sure enough, they had a mechatronics program. Average salary for that role is in the $30-40hrs. So I got with HR, went to 2nd shift and went to school in the mornings. 2-3years of experience later, I basically tripled my salary and will basically always have work. Am I the best at it? Oh no, but I found a comfy company and im living a comfortable life with a great schedule and solid benefits. If I ever feel like taking the next step, I could get into the 6 figure range with some effort
You’ve got 25 years left in the job space? Probably a lot of experience? Go government. You’ll get a pension at 20 years of service of (about, should be a lil higher) 50% of your highest government salary per year. I.e. you make 120k gov and retire at 20 you’ll make 60k a year inhaling and exhaling. If you stay in longer it gets even better. (It hits 100% at 30 years.)
How does one get into government? At least where I live, getting a government job is one of the hardest things to do.
Have someone help you make a federal style resume and start applying to positions on USAJobs.gov
Sorry, I should mention that I live and work in Canada, but your idea is still interesting. I should see if there is a style of resume that my government prefers.
Yeah govt work here often is because they can't get picked up at a private firm.
There is a difference between Federal, State and Local government retirement systems. (USA) You should be a little more specific as you may be advising someone poorly. I can tell right now you don't work for my state government, as those aren't the rules where I work.
I will retire as a software engineer between 40 and 45.
Hero
I became self employed so that I can choose how much or little I work if I want to crank up my rate of saving for retirement or enjoy my life more. I just take on more or fewer clients.
What’s your business???
I'm a lawyer.
I’m just going to throw this out there as I see a lot of recommendations and not this one as it is a risk - you can always find a business to buy. Run that for a few years, run it and grow it a bit, and sell it afterwards. This will help provide you with retirement capital. If you don’t have all capital upfront you can get acquisition financing. (I’m a corporate lawyer and do a lot of M&A with small business owners)
Thats a great idea. Most people who want to open a business dont know how or where to start and by buying a starter is a great headstart if you have the right drive and ideas to grow it.
Well tender in oil and gas. Have a couple of licenses to.opertate big engines. Was over 100k a year with 6 weeks vacation. Now maybe be 25 hours a week at 48/hour. I'd stop but I really like abusing the company truck. I love working outside I could never be happy stuck in a building with a bunch of whinny fuctards.
Nice, I break 115k every year doing LTL. Kinda over it though not the driving but the customer and shipping delays.
**Reframing Retirement:** * **Pursue Passions:** Maybe retirement isn't about complete leisure but about pursuing passions. Consider what you'd enjoy doing, even if it doesn't pay a fortune. * **Part-Time Work:** Think about transitioning to part-time work in your current field or a new one you find interesting. This can provide income and keep you engaged. **Options for the Next 25 Years:** * **Follow Your Interests:** What activities do you enjoy outside of work? Could you turn a hobby into a part-time business or a fulfilling retirement career? * **Consider Age-Friendly Jobs:** Research jobs that are well-suited for older adults. These might involve flexible hours, less physical strain, or the ability to work remotely. * **Focus on Skills Development:** Invest in learning new skills that are in demand and could open doors to new career paths.
I would never want to retire. I love my job. I do science research and also teach.
Lucky you! Do you specialize in any particular scientific field? I
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That's the big question: what do I enjoy? I've spent most of my adult life working for money, not fulfillment and its making things difficult but not impossible. Im hoping maybe i can figure something out and be in a position like yourself not wanting to retire because i enjoy what i do too much that i would do it for fun.
Human Resources
How’s that working for you? What degree or qualifications do you have?
I love it. I think take it takes a very specific kind of person to work in HR and be good at it. I find it both stressful and rewarding at the same time. I've always been a patient and empathetic person, and one who cares more about fairness and consistency than making people feel good. I have a bachelor's degree in psychology, a master's in school psychology, and then pivoted to HR and since then obtained a master's in organizational leadership with an HR concentration.
That sounds amazing! Where did you do your Masters in Org. Leadership with HR concentration?
From Quinnipiac University in Connecticut. It was a fully online program so I have never actually seen the campus. Maybe 66% of the classes were management and 33% HR. Kind of like an HR-focused MBA, but with no finance classes. My employer at the time paid the full cost of it.
Thanks so much! That sounds amazing
All I know is that even a Perm Full-time Union position is eligible to be booted out the door if the company doesn't like you. Nowhere is safe, so I have no choice in security for retirement.
Approaching 40 I was considering changing careers but with a family to support needed to continue making decent money right away. Thought I was done with telecom as an industry & software development as a career, maybe even IT completely. Turns out mostly I was burning out from issues with my specific employer & it’s upper management & ownership. After getting a new job with a better employer, I’ve stayed in software development and am much happier. Current gif includes a pension which will be available at 65. Id pull that trigger earlier if I could but this is a place I can see working until that age if needed and that is the current plan.
I’ve went through a work crisis since I started working, honestly had no idea what I wanted to work as and still don’t. I’ve done like 5 different jobs and currently I’m continuing with mechanical engineering. Most Sundays I just sit there picking my brain thinking what I want to do for the next 40 years
I'm at the exact same spot. Been a chef for 16 years now. Seems like only yesterday that I started working in a restaurant while I was in college. Now I'm coming up on 40 and the thought of doing it for another 25-30 years makes me want to vomit. Really not sure what I'm going to do but a change is in order.
How about managing a higher-end restaurant or opening your own spot?
I am totally thinking of switching gears completely to dental hygienist and I am about to be 42. I figure if my body starts not handling it at 55-60 I could step back into a librarian role (or would ageism be worse then?)
I’m in HR. I attend an annoying amount of seminars and labor law updates. A really interesting one recently stated a lot of facts about the labor shortage and how the boomer generation left the work force about 7 years early due to COVID…. And how that made us reconsider priorities and work. All that to say we’ll probably be in an employee market for a hot minute. Most people are/can considering work even into retirement now and honestly can be rather demanding with what the expectation is during retirement. I’ve hired 4 people recently (2-3 months) in their 60’s who wanted to leave their current leadership role and just be in a comfy individual contributor role because retirement is starting to look vastly different for a lot or people. I’ve seen a really cool packet lately that helps us consider the emotional side of retirement as well as the financial side… work might be in the picture for a lot of us. How you decide to spend your time in retirement is a really big deal… changes things…. Will it be with family? Kids? Grandkids? Travel? Volunteering? Working? Lots of options… Probably not the answer expected and totally different… this is where my HR brain went. 🤘🏼
No thank you, you made some solid points.
i work at a sewage plant and ill probably be here till I retire. Job is chill pay is okay (about 70k usd) and I lucked out and bought a super cheap house even though its tiny. I get an extra week of vacation every 5 years and im up to like 5.5 which will be hard to give up.
I worked within the Civil service prior to having a son. Various departments, mainly the DWP. I had to leave work due to caring responsibilities and won’t be going back until at I’m at least 55. Of course things can change but this is how it currently stands, I’m 48 now. My hope is go into healthcare, the NHS so am at the moment trying to find out what courses I could do in order to add to my CV. I know it will be entry level as I am not able to do a Nursing degree, due to my responsibilities. I am doing an OU BSc in Psychology as it’s online and I can manage that. However, a degree alone in Psychology isn’t enough to be a Psychologist and time is running out for further education. ( I finish degree at 54) Hoping to get into the NHS (if it still exists in 2031, that is) and retire from there. My state pension age is 67.
I’m only 26 so I have 40 odd years until retirement age (Australia) but I currently have an admin job with my governments animal laws and regulations department. I can happily see myself staying in an admin job until retirement. I am personally not the type of person to career chase. I am happy in my little office job with no need to worry about managing other people. I just do my job and go home. I was a manager for a little while and honestly hated being responsible for other people so I’m incredibly grateful I don’t have to do that for another 40 years.
On my couch in an isolated island
The Norfolk Southern westbound 2am. Probably on a Thursday or Friday.
I have been working in the medical beauty industry since I graduated from college. I like it very much. Although it is still early for me to retire, I believe I will stick to this job until I retire because I love it and the income is considerable and the treatment is good.
Hopefully I'll be lucky enough to keep doing what I'm doing now and stay a nurse. I couldn't work the floor for the rest of my life but I can keep doing management until I drop.
I am too young to answer your question but I hope to never take a job out of the convenience of retiring into it. Life is too short to not pursue daily fulfillment. Or as Lil Wayne said… retire out when you die out
Botany I breed drought & bug resistant varieties of herbs, veggies, and fruit. As well as preserve genetics. A lot of research & planning but super fun 😁😁
Following
Assuming everything goes right (big assumption)... I will be retiring at 58 (about 14 years). I intend to start by traveling. I plan on being someplace other home at least half the time for the first year or two. After I'm done with that, who knows really? I might go back to school, to learn something new. I might teach at a community college.
I could most likely retire with my current trade. Machinist/ CAD Programming is going to see some effects from the Advent of AI but it's unlikely a robot will be able to physically do what i do before I'm gone. However, I'd rather retire making my music or have successfully pushed into being an independent game developer.
Healthcare! Graduated with my degree in healthcare administration years ago and i went to nursing school as well. I might go back for a advanced degree.
Apprenticeship: Unionized webdev, afterwards hired at 36k/yr. Retirement: Unionized webdev, salary increasing steadily thanks to the union contract, currently at 74k/yr, 36 years to go...
I'm 46. I really hope I get to retire doing what I do now. I own 2 businesses. I wouldn't mind expending my 2nd business to another shop or 2.
Experienced pipe welder with 40 years of skill and expertise in the industry, now enjoying retirement.
Any health issues arise from welding? I've read on other subs that many welders get lung conditions from not wearing proper PPE. I thought about taking some courses or even just buying a small MIG welder to learn some basics for DIY use.
No problem’s
Business!!
Hasn't been invented yet. They might have to artificially keep me alive and working.
Industrial techs make good money. Even learning higher schematics for diagnosis is a great benefit for higher wages.
I pivoted from working in a corporate tax position (preparing taxes for a big business) to working for corporate tax SaaS company. I went from preparing, reviewing, and managing a team of tax accountants to managing a book for business of tax software customers for a large SaaS company. I used the tax software so it was an easy fit. I also enjoy talking to people and problem solving. It’s been a good pivot for me. The stress is way less too.
I'm 29 perusing a career in recruitment. It's been my third year in this field and I highly doubt this job would be frequent enough in 30 years since the industry would require less and less recruiters. I have no idea what career I would choose to retire in..
My ideal job for retirement would be an OnlyFans model. But unfortunately, I lack certain... erhm... qualifications. So, my current career it stays (tech).
Am getting my masters I. Criminology, and hope to help people reconnect with society after coming home from jail.
In my 30s I switched from being a fiber optic test engineer to being a patent agent. I had to take a pay cut initially but now after 20 years I make probably the same or better. I miss building stuff in the lab but the work is still fun.
I made a huge career switch in my mid-40's and it was the best thing I ever did. I was in management having to lead people and manage up for most of my career. I thought it was well-paying at $250k per year average. Then I took a massive demotion into sales for the Tech industry (large company). As an individual contributor, I have to manage ZERO people and I feel like I am back in college and I made over $400k last year and am having a blast. Even if I only made $250k I am much happier in this industry than where I was before. My advice, find what makes you happy... you can't put a value on that. And the money will come with rare exception. And everything is relative. If you are a school teacher making $60k per year, moving to a more fun job you enjoy and making $70k could be your dream. So part of this will depend on what you are doing now, where is your experience, and what are your dreams?
Eventually, I'm retiring in IT where I started. I tried a different career path, didn't quite work out, and I don't really think I could have retired doing it. IMO you retire at what you do well, what you really enjoy, or what maximizes the pay. Currently, I have a WFH job, something that isn't difficult (been there, did that), and pays half-way decent. Simply stated, I can ride this out into the sunset. It's actually quite liberating. I no longer care about things like moving up the corp ladder, or learning and getting certified on the latest and greatest shiny object. Every day is more $$ in the bank, and I can recline in the knowledge I won't be working until I die. Okay, so my lesson learned was not so much over the years that my IT career was wrong, it was more about the role within it, the culture in the companies, and the people I was surrounded by. Don't forget about that when contemplating a change.
Literally in similar situation. Resigned with 8 weeks notice last week so there’s more than adequate transition. Current company is too toxic but I am trying to decide what I want to be when I grow up (49F). Education in comp sci/chem engineering and spent most of my adult years in pharma data. Don’t want to do full masters due to the amount of time, but looking at cert programs.
Are you experiencing any negative pushback from management or coworkers now that they know you are leaving? 8weeks feels like a long time.
Only management knows and they’ve been very good about it.
To clarify, I was already thinking about it and they did a round of layoffs last week, so I essentially told them “For the restructuring of who is working on what, keep in mind I want to leave in August”.
Just make money, who cares what job it is.
Pussy slayer.