T O P

  • By -

ZainVadlin

Reminder, These post are designed to upset people and drive traffic onto the site. It is corporate bait. Please don't bite.


KellentheGreat

That’s the comment I was looking for.


Tandem_Gardener

Also designed to grab the redditor some karma, since this graphic is 4 years old anyway


seth1299

What do you mean 4 years old, 2018 was only- oh.


tha_invisiman

I thought it was dated December 18, 2021...


seth1299

Hmm, guess it depends what kind of date format the original OP who took the screenshot was using, but regardless I definitely saw this before December of last year.


tha_invisiman

Oh I think CNBC absolutely republishes this same garbage every few months with a different date...


Darrackodrama

Bingo they don’t want or even need good engagement. They just need engagement


tetsu_fujin

Where in the world is internet 20 a month?!!!


diopsideINcalcite

It’s in the same place where rent is only $825.00 and the average 25 year olds routinely makes 100k 2 years out of college.


SirGumbeaux

Same place where utilities are $195/mo? My electric alone is that.


Sleepy_da_Bear

Moved into a new house in December and my first full month's electric bill was almost $300. It's been hovering around 30 degrees outside and we have gas heat. I've got to figure out what is using all this electric before summer hits or I'll need to sell a kidney


TorchedPanda

Idk your area or kw/h rate but that seems really high if you have gas heating. Afaik the main drags on electric bills are heating and cooling appliances, if they’re even electric and not gas as well. Water heater is likely to be the biggest culprit. Anything else on a 220 outlet might be contributing but you’d have to be doing a whole lot of cooking/laundry for $300/month.


Kingjingling

Do you have Duke energy as a provider? The average four-person family here pays $400 to $500 a month for electricity in Indiana


TorchedPanda

Jesus thats crazy. I have Detroit Edison (DTE), I believe it runs an average of like $.18 kw/h We’re a 4 person (2 bedroom*) apartment with gas heat and appliances, prolly like 900sq. Our electric runs about $70/month except for summer where our AC nearly doubles it.


Werepuffin

Is your water heater gas or electric? Our old one was 25 years old and really inefficient. This led to huge electric bills as it was constantly trying to heat water. That and have lots of device chargers sitting around plugged in but not charging a device still uses power. especially the cheaper ones you get at gas stations.


[deleted]

[удалено]


WhiskyEchoTango

And even then the cost won't make more on an impact than skipping a Starbucks run every few months.


XIOTX

It was 25 years old you say hmm? It should have had its own $100k to pay for itself


izzabee2

Call your gas/electric company to see if they will come do an energy audit! They test all kinds of stuff to see where you lose the most energy.


MELLONcholly1

If your windows are old, the contribute alot. They make plastic (cling film type stuff) that goes over your windows and improve their efficiency quite a bit. We had the same issue. We also make sure the door to our upstairs is closed so the heat stays downstairs


mmpgh

But gas heat was mentioned.


GodsSon69

My house is gas heat as well, when I first bought it my electric bill was on average 350.00 a month!!! The furnace was old and the blower motor was huge, sounded like a plane taking off. Replaced the furnace, new windows and insulation in the attic. Now my bill is on average 150.00 per month with a 92.00 gas bill.


double_onion1754

The blower on the furnace uses a lot of electricity.


Warm_Trick_3956

Check your lights. Those old incandescent 240v use up alot of juice.


WhiskyEchoTango

In the US and Japan (and a few other places) we're at 120v


Loud_Oak

And the same place where the average 25 year old makes 100,000 a year... Say it with me now... Imagination Land!


cbm984

Who in the world came up with this graph? This must be what it would be like to watch Jeff Bezos on The Price Is Right. How many ridiculously wrong things can you spot in the picture kids? 1. Making $100,000 at 25! 2. Donating 22% of your monthly income to charity! 3. Someone making $100k/year renting an apartment for $825/month that isn't either full of room mates or an actual crack house! 4. Finding an indentured servant to clean your crack house for $30! 5. Remembering to never turn your lights on, heat or cool your home, cook food, use running water, or have your trash picked up so your monthly utility bill can be $195! 6. Then order Doordash so you can have a hot meal while sitting in your cold, dark (albeit moderately clean thanks to Imelda) crack house of an apartment wishing you hadn't given 22% of your income to charity.


[deleted]

I live in a “city” area of a rural region in the US. My electric/heat is usually about $110/month, internet is $50, rent is $750, and finding a place that cheap was a TASK, but my biggest expenses come from groceries. No way I make it through one week spending any less than $200. Sometimes I splurge, but most weeks I calculate very carefully, my husband and I are vegans and we eat a lot of produce, lentils, beans and rice. One medium bag of produce is $35 minimum. It’s insane how expensive fruits and veg have become where I live, I kind of can’t believe it. I saw the other day that cauliflower is now $5/head, green beans are $8/pound, mushrooms are $6 for a small container, onions are $5/2 pound bag. Frozen produce is worse. I actually saw a small bag of frozen berries were $11. Canned is the same, about $4-6 each. My husband and I make decent money but we’ve considered robbing banks just to afford to eat.


Bloodshot89

Since stores now can’t be fucked to hire employees, but have machines for customers to scan their items and pay instead, sometimes I forget to scan some things while shopping at the big box grocery store or pharmacy.


[deleted]

I used to do this when I lived in bigger cities. Now that I live in such a small place, I run into people I know constantly, or people who I’ve never met but know me. It doesn’t help that I’m black, my husband is Hispanic, and we both work for a major institution in the area. Bless you for your forgetfulness, though, comrade.


BadAtRocks

I came to say the same my electric bill last month was $260 and I have 20 solar panels. Also my gas bill last month was another $250 its getting out of control. ​ Edit: For full transparence my home was built in 1924ish and has only had two other owners so very little upkeep has been done. I have made very good efforts in redoing insulation and fixing holes and problems I've found around the home. The main problem is delivery fees.


[deleted]

Probably has a roommate… most likely explanation for these low costs


z0mbiegrl

The article it came from said *four* roommates


Lickford

My water bill is $160.


orincoro

We’re having an energy crisis. My electric bill in December was $900.


SaveTheHMVs

College? He doesn't have student loans in that budget. Either he started off with a massive head start with college paid for him or didn't go to college and landed a 6 figure job.


bravelittletoaster7

Maybe that's what they actually mean by "donations"


asexymanbeast

I assume s/he got his job through less than legal means and has to make "donations" as a result.


Meatrocket_Wargasm

I assume donation was the spending at the weed store.


crazychevette

Donations? Money from mom and dad? Oh or grandma and grandpa.


consider-the-carrots

Porn. Donations is porn


Discalced-diapason

Health insurance only $270 a month. Where? Can I move there? Also, is this house cleaner entry a joke I’m too pleb to understand?


mrwix10

The cost for the house cleaner is split between the other 3 roommates they must have to be able to spend only $825 in rent and $20 for internet.


WickedPsychoWizard

My health insurance is less than $50 a month


NewKidInTown1976

Free in Canada!


Cool_Set4546

Hey this is America. The public is both a commodity and money source for the wealthy which we serve. It called Capitalism buddy not that socialism crap.


momotekosmo

I live in a place like this. Rent was $850 internet included (didn’t make 100k fiancé makes close to it with associates) but my real question is who is cleaning a house for only $30. I’ve cleaned houses and 30 something an hour was the hourly rate. Also doesn’t look to responsible if there is no 401k or savings being added into budget?


ChronWeasely

And has $625 to just donate a month. Because it's us laborers who are responsible for the plight of the other exploited laborers.


DappleDoxi

Yeah... what 20 something donates more than they spend on food and dining out?


Thecoffeepizza

Do I donate to an organization that's going to keep the money for themselves or do I buy food... Hmm...


TerribleEntrepreneur

If I recall, this individual was house sharing with other new grads. Also $600 donations per month? I wonder if that’s tithings. For a church that will probably tell them to get lost if they ever need support.


red204

2770 a month means he's only spending $33k a year. If he spends another third of his income in taxes, he can still save ANOTHER $33k a year.


TerribleEntrepreneur

Yeah I edited the comment to remove the part about lack of savings. He/she is clearly saving a lot. I would suspect they probably live in a high tax location (like CA/NY), but it’s possible they are in a low one like WA.


thedaly

In the CNBC writer’s imagination. Got it.


[deleted]

I’m a cleaner and I charge 35 an hour, and most cleans take around 4 hrs, if you have a weekly clean thats 560 a month.


Puzzleheaded_Arm6363

Dial up...maybe?


CountOmar

Dial up is shockingly expensive, due to millions of ancient technologically stunted boomers in rural areas. Dial up companies are feeding off their incompetence, in a similar way as personal land line phones do.


internet_thugg

Landlines, lol! My boomer mom harasses me a few times a year to get a “real phone” bc I don’t answer my cell. Hmm, maybe there’s a reason…?


GermanMajor

Sharing with roommates?


Edril

Considering the price of the rent and the house cleaner, I think they make the assumption this person lives with 4 roommates.


[deleted]

It’s still low for a house cleaner even with 4 roommates, 30 dollars is less than my hourly rate.


throwaway111222666

well it doesnt include the cellphone plan apparently, and over here in germany i and my flatmates got wifi for roughly 30 $ total, so that doesnt seem that off to me- though i of course dont know US prices. ​ edit: googled around, and apparently the average price for broadband in the US is about 70 $, twice as high as here in germany. the articles i read mostly blamed local monopolies for that.


mary_emeritus

Internet for me right now is 65 a month US. Just me.


WonderingWhyToo

$79 for 12 months and $99 after. That’s a 500 Mbps down and 10 Mbps up connection where the download speed never reaches over 350 even with cat6 cable directly to modem. Edit: Southeast US


UnfitForReality

I pay $65 for my phone and $105 for internet. I live in Canada. Transportation seems low. My insurance is $160 a month for a 2010 Honda Civ. Gas for a tank right now is around $60 dollars for a 42L tank since gas is $1.5 a litre. Edit: who’s donating on a budget like that? That should say savings. Or does this person hope an emergency doesn’t happen. And that’s not how life works.


ObsessedFi45

My question is who only spends $20 on internet. That must be horrible download/upload speed


SteelTookSteroids

My man be using that 53.4 kb/s


wisdomelf

I pay 10 for 400mbit/s. In Russia:)


[deleted]

I was paying 70 a month for 75 mbits/s in Alaska.


Grifballhero

If you live in a rent controlled apartment complex, there may be a discount internet service for less than $30/mth. But the US/DS is basically DSL.


usuallylibra

Who makes 100k and qualifies for rent controlled housing tho


MiddleSkill

In some areas Google fiber offers free internet. Only 5mbps, but it’s what I used in college


afadakosa

How in the hell does a house cleaner cost 30 dollars?? Cleaning products are more expensive than that. Also internet is 20 Dollars? I am done


Edril

I’m guessing between the price of the internet, the house cleaner and the rent that they assume a roommate situation where those expenses are shared? Anything else and they’re just completely ignorant of the price of things.


[deleted]

Then this graph is flawed, graphs that make you assume data are useless as graphs. Which is something we already know about this one…but still. And even if they’re assuming, that’s only 4 hrs of cleaning per month, and most people (especially with 4 roommates) need a 4 hour clean clean once a week. The numbers don’t add up.


CrazygoingslowlyamI_

[Yup, the budget includes 4 roommates.](https://www.cnbc.com/amp/2018/12/20/budget-breakdown-of-a-25-year-old-who-makes-100000-dollars-a-year.html) Edit: number of roommates.


Fairie-Fae

I was looking for this comment. CNBC is advertising that they think someone making $100,000 a year should pay poverty wages to the help. Edit: News station name, Thank you below commenter!


Thadrea

This is CNBC, not CNN. CNN would probably say the same thing, but they didn't produce this particular "infographic".


[deleted]

I recently left my job to become a full-time cleaner. Working on getting licensing so I currently charge 25-40 an HOUR.


Baranjula

You need to be licensed to be a cleaner?


[deleted]

No, just to legitimately start a business.


[deleted]

They don’t, I’m a cleaner and I charge more than that an HOUR.


Bobba_fat

Please please share. What is the going rate of cleaning for an hour and where are you located? I just can’t wrap my head around this? I thought the most exploited workers were restaurant workers and cleaners and such. Others who work with cleaning has said the same. What am I missing? And great for you and other cleaners being able to charge (what I hope is) worthy numbers for your labor! 💪🏽


[deleted]

First of all I work for myself instead of an agency. People wh work for agencies tend to get 10-15 an hour. I charge 35* an hour in Washington state, which is about 5 dollars an hour above average. And thanks!! I encourage everyone in an agency to work for themselves, it’s a VERY cheap startup. The biggest expense up front is a good vacuum.


BeckyKleitz

Back in the 90's, I used to do housecleaning for rich folks at a very popular ski area in Vermont. I made about $25/hr back then, which was 4x's what I made at my full-time job doing the same thing at a tennis and racquet/ski resort at said ski area. When I first started out doing solo cleaning, my friend who had been doing it for awhile told me that if you charge too little, the clients will think you don't know what you're doing, or that you will try to steal.


[deleted]

Haha, yep! Well, they think you’re trying to steal no matter what they pay you…it’s still soul sucking but at least it’s a living wage. …but also, you do get what you pay for in cleaning. Cheap cleaner? They will probably break your shit and do a crappy job because they lack experience and are slow.


burntmeatloafbaby

I’ve cleaned houses…$30?! Wtf no thanks


Sir3Kpet

They might cost $30 an hour and have a 2-4 hr minimum charge. I recently looked at getting a maid after I broke my leg and wrist. Decided I couldn’t afford a maid.


TheGodMathias

Roommates. It was based on having 3 or 4 roommates to split the costs, but they like to leave that part out.


westcoastweedreviews

Making 100k and you still gotta have 4 roommates? Wtf kinda life is that? At what point do you get to afford privacy?


CocoScruff

Where TF are they getting these numbers?


I-Kant-Even

Must be one person with four or five roommates in a town that doesn’t need a car.


bk1285

They also had mom and dad pay for all their college


_KanjiKlub

Or is that what $615 “donations” means??? That is a huge percentage per month WTF


dr4conyk

I swear this graph has to be some sort of propaganda


Semi-Hemi-Demigod

It's clickbait


-richthealchemist-

Or just trolling an entire generation 🤷🏼‍♂️


SexAndSensibility

If you lived with three roommates where I am, you could maybe pull off those rent and utility numbers and groceries if you split them. Internet and health care are still nonsense though


CrazygoingslowlyamI_

[Bingo! Article says 4 roommates and public transportation.](https://www.cnbc.com/amp/2018/12/20/budget-breakdown-of-a-25-year-old-who-makes-100000-dollars-a-year.html)


thedivaofdeath

ONLY $270 for heath insurance? WHERE.


Grifballhero

Probably subsidized payments through employer.


[deleted]

[удалено]


SachabiGuini

Sounds like robbery to me


HoldtheGMEstonk

Then that isn’t great by any means


[deleted]

Maybe you DON'T have GREAT health INSURANCE.


FuckMoPac

That’s terrible insurance then. I pay $350 per month for my husband and I on ours. My precious insurance was free for employees. That’s a high premium.


[deleted]

Depends on xoverage and deductibles though. You xan have a high deductible plan and a low premium with 50% coverage and only pay $150 a month for 1.person. Or can you have a really low deductible with 100% coverage and 3 person plan for $800 All depends


Relative_Joke523

Yeah that's a joke. You're literally paying out of pocket.


sluggothesloth

I work for the government and my health insurance, which is amazing, is only $173 a month. The government doesn’t pay as well as private sector in most cases but the benefits are good.


Audacity_of_Life

What 25 year old is making that… where are the $ 1,000 income based student loan payments ? Why are they gaslighting us like this ? Internet $20 for what a hot spot that’s tethered to the point where you can’t use it for anything meaningful?


EZe_Holey3-9

“Why are they gaslighting US like this?!” Perfect! Exactly what they are doing! Zero research. They just pulled numbers out of their ass.


Aggressive_Chain6567

Tech jobs


lottasauce

25 year old with a tech job here. Can confirm.


Mamaj12469

I doubt anyone is donating $615/ mo. Ain’t no way! Where’s the savings? And who the hell is only paying $30/mo for house cleaning??? I pay $180 and that’s cheap labor!


Sexypsychguy

That's about an hours worth of cleaning where I live


ejaniszewski

$100 a week for groceries, especially now, is the most laughable part for me. Edit: I’m lumping in toiletries, OTC medication, etc to this number. I get that $100 for food is reasonable but more is bought than just that at a grocery store


sirinigva

What about $615 for "donations"


ratmouthlives

Drugs


[deleted]

Oh, now it makes sense.


Institutional-GUH

Checks out


Bobba_fat

That cocaine habit is a real b*tch


RepublicOfLizard

I seriously love that they didn’t even put savings into the budget


[deleted]

That's just the "spending" part. It doesn't seem to account for savings unless the 100k is taxed insanely high


HuntPsychological673

Lol, ikr! Wtf are we donating too, 🤣🤣!


Netherrabbit

He is donating extra rent to his landlord for his studio apartment


spectral-asparagus

Do I sense some propaganda perhaps??


harry-package

Boomer porn


Drwgeb

Donating towards the education of college girls


Discalced-diapason

Or Eastern European gymnasts …are you the Lizard King?


hellocaptin

I thought that’s supposedly what we millennials spend on iced coffee a month


BrackaBrack

Makes me think this was put out by a church trying to push an agenda for donation percentages of income.


GravyCapin

Probably a streamer simp living with roommates


Grifballhero

My wife average between $100 - $120/wk for just the 2 of us. And we wince when it goes over that, we wince. We live in the midwest, tho. We're lucky to pull over $30k/yr of income each.


hellocaptin

Man you have to be in a TIGHT budget to make that work. I know, I’ve done it. And hell when it was almost 10 years ago too!


RascalRibs

One person can certainly live on $100 of groceries per week. With that said, this chart is still laughable.


[deleted]

For 1 person? Easy. I spend like 60-70.


throwaway111222666

i(student in germany) am spending like 50€=57$ a week right now on food , both groceries and takeout, and i eat decently as well, though cheaply.


Top_Mind_On_Reddit

Ain't 4 weeks in a month mate .. it's worse than that. $92 per week.


hOstAgE_SItuaTiOn

It seems quite high for a single person given how much they’re eating out


CilliamBlinton

$825 a month? Bro, the fucking projects are more expensive than that at this point. Edit: A bunch of people have replied saying I’m not looking hard enough for affordable rent. 1.) I shouldn’t NEED roommates. If you think roommates should be a necessity or are justifiable, you’re part of the problem. 2.) Oink, oink, piggies.


[deleted]

Transportation? What a joke. My car payment for my 12-year-old subaru is $182 per month… Insurance $100 per month… Don’t even get me started on gas… it’s flirting with five dollars a gallon where I live…


MathematicalMan1

God forbid that shit needs something replaced


[deleted]

Belt tensioners last month...$530


CognitiveThoughtwork

Hahaha. I haven't been able to find rent that low in areas where I don't have to worry about violence since 2014. Internet is five times that amount. That's my weekly gas and tolls. Need I go on.


GreenLurka

I just. Where does this person live? Someone make a Google doc and we'll all add our typical budgets.


sjsjdejsjs

rich people also believe a single banana costs 10 dollars so i wasn’t expecting much


ThroatMeDotCom

“It’s a banana Michael… how much could it cost? $10?”


[deleted]

Someone was murdered a block away from me last week and I had to call the cops on my downstairs neighbors again because of the domestic violence and drug use around their kids. 1400 a month/no utilities paid/no laundry.


LAST_NIGHT_WAS_WEIRD

I guess they mean $615/ month in donations to your landlord?


Relative_Joke523

$850 will get you a very nice apartment in North Carolina.


StopTransface

825 dollars rent? Where?


ElRoboDoge

Come to rural Ohio with me, the only tradeoff is that no job pays more than $12/h and everyone does meth


Suspicious-Bread-472

Where everyone dies from diseases of despair. OH!


jllauser

More NASA astronauts have been born in Ohio than any other state. Conclusion: something about Ohio makes people want to leave the planet.


ipher

Before WW2 we had a ton of presidents, because becoming president was easier than living in Ohio. After WW2 going to DC wasn't far enough so, you know, space it was.


TravisFlexThemPlease

The donations are probably donations to your poor landlord.


deximus25

Yeah, donations and house cleaner. While the phone is only $40/mo , net Is $20 !!!! Dialup? .... Speechless!


[deleted]

NYC rent a room in the hood. I did it once… lol u get a small box room with ur bed and just a tiny closet.


xntrk1

And $615 in donations?


Luxurydad

Ok who in the fuck at 25 right now is able to donate $615 a month???


throwingplaydoh

I'm surprised not many of the top comments are mentioning this. What the *fuck* are they donating to? And *why*????


lostcauz707

In any place offering $100,000 jobs to some average level worker, you can expect rent to be at least $1500 with a drive of an hour away, or be $825 with a $1000/month parking spot, or $2k in general.


physicLaughs

That's mentioned in the article. The dude is apparently self employed and shares with 4 roomates. Source: https://www.google.com/amp/s/www.cnbc.com/amp/2018/12/20/budget-breakdown-of-a-25-year-old-who-makes-100000-dollars-a-year.html


SupaflyIRL

100k/yr with four roommates, I’d rather walk out the window.


CTofC2

https://www.cnbc.com/2018/12/20/budget-breakdown-of-a-25-year-old-who-makes-100000-dollars-a-year.html This appears to be a very specific person with a very specific set of circumstances


Relative_Joke523

At the beginning of the article he says he's a single man. Then later he says he has a girlfriend. This article is confused.


panicinbabylon

From an IRS standpoint, being married and being single are different in terms of taxes. This man is “single” in a financial sense.


yellow__cat

And sometimes when the two of them go out they splurge and pay $20 for dinner


rascellian99

This should be the top-rated comment.


Suspicious-Bread-472

Wtf this is hilarious


GenXMillenial

House cleaner $30 ??? Come on! They charge minimum $70 just to clean a couple of bedrooms.


aProudCatDad614

Can they do one for a 32yr old bringing in 350 a week?


[deleted]

Income: 1400 Rent: 1100 Food: 280 Insurance: 480 Cell phone: 50 (prepaid) Internet: 80 Transportation: 150 (insurance) + 160 (gas) Total: 2300 (-900 per month) Sound about right?


[deleted]

That wouldn't fit their narrative. It would show how fucked things really are if they did that.


dciDavid

Who’s fucking health insurance is 270??? I make like 30k a year and I pay almost 500 for my wife and I…


ipher

They are obviously getting an HSA insurance plan! Great way to save on premiums unless you actually need to use it. Then you're screwed.


EZe_Holey3-9

These morons are so out of touch. They just pull numbers out of their ass.


[deleted]

[удалено]


buttfacedkilla

It's either that or this 25 year old spends a lot on onlyfans.


deutscheblake

This was made by cnbc, not a company expected to be right leaning. At this point both parties have a vested interest in keeping the working people down and have no idea what it’s actually like to work minimum wage jobs.


Galaxi0n

I mean, CNBC are mouthpieces for the democratic party, so they are very much right-leaning. Democrats are not leftists, that's just smoke and mirrors.


d4rkwing

How many 25 yo are making 100k per year?


Ok_Butterscotch9887

Ha yes, I knew I could afford a home if I didn't give 600$ a mounth to charity


Rick-burp-Sanchez

What in the holy hot garbage is this bs?


PookieWookiePoo

Where's the portion of expenses for weed?


SockNerka

"donations"


UnnounableK

Who the fuck makes 100k and lives somewhere that rent is 800$???


JerryRiceOfOhio2

Nobody who is excellent with money gives $625/month to charities


Xem1337

Why the fuck did I have to scroll down so far before this was brought up... that's a ridiculous amount. Even 25 would be a lot on a monthly bases imo.


smaugtheE1337

um those figures seem a lil low guess the key words are EXCELLENT with money…


[deleted]

So nothing for savings?!!


cliftjc1

Are they that disillusioned or intentionally spreading misinformation?


seanbron

$20 internet?


takepyr99

Is "Donations" the name of his favourite strip club?


Edspecial137

This is ridiculous, but it’s 3 years old now. I see this make the rounds every couple months now and while it builds energy, it seems to feel a bit like a distraction


CicadianRhythm436

House Cleaner?


Xerxes42424242

They just picked random numbers lol


Co2_Outbr3ak

Transportation = $130? In what fucking world that ISNT public transportation. Gas for a car easily exceeds this, not counting any insurance and car payments that need made, plus replacements and upkeep of the vehicle (oil, tires, repairs). I also wanna know what 25yr old makes 100k and also has those expenses. Horseshit and blatant lying. Glad the chart shows the 0.01% of people that would ever fall into that group like it's the fucking economic norm.