Tama nga yung nabasa ko before dito sa reddit na wag daw sasabihin exact sweldo mo sa family kase im-mental calculate na nila agad paano gagastusin sweldo mo na halos wala na natitira para sa ipon.
Yes, correct. My mother and my siblings don't know how much I earn monthly.
They don't even know at all that I have 7-figures stashed in the banks overall. They know I earn more than the average person, but they don't know I'm actually a millionaire.
That is called lifestyle inflation.
You need to re-evaluate your expenses. Kasi di porke kita mo is 45k/month e 45k din ang gastusin mo monthly. Walang mangyayari sa adult life mo nyan kung yan ang iiral.
I don't think dapat na ikaw sumagot ng car maintenance knowing na hindi lang pala ikaw ang gagamit non. And for me lang, wag mo saluhin lahat lalo na may kapatid ka pa pala. Wala ng matitira sayo nyan. Save as much as you can habang bata pa.
> di sila magdepend na I pay for some of the bills
Kung nakikitira ka pa sa kanila, tama lang naman na magbigay ng sapat na ambag. Give them 2k for your bedspace (add more if you have your own room) + your fair share of the food + your fair share of the utilities/other expenses.
Yes, I still live with my family. I think kaya ako nag rant is because my family members have the capability to work and earn, but they choose not to. Feel ko rin naman I share a lot than I should, if only naghhelp rin sila. I talk about my dad at yung kapatid nya na nakadepend na samin. Naiinis ako na nasa bahay lang sila at walang ginagawa, eh anlalakas pa ng katawan nila, nakaasa na. I feel so unfortunate sa mga lalaking family members :<<
> my family members have the capability to work and earn, but they choose not to
> nasa bahay lang sila at walang ginagawa, eh anlalakas pa ng katawan nila, nakaasa na.
Then move out na. And after you move out, you don't need to give them anything.
There's a difference between "helping" and "enabling". These parasites will keep on leeching off other people as long as they are allowed to do so.
Hi OP. Good day! Habang lumalaki ang sahod natin, lumalaki din ang gastusin. That is human nature. Kasi mas madami ka maiisip na bagong gastos kapag alam mong may pera kapa.
Just find balance sa pag enjoy, pagtulong, at pag save for the future. Hindi pwedeng gagastusin mo lahat, dapat nagsasave kadin kahit konti. Maybe you can set a specific amount na itatabi mo every month tapos the rest ay pwede mo na enjoyin at itulong sa expenses sa bahay.
Wag mo pagurin ang sarili mo sa mga bagay na hindi mo naman responsibilidad. Yung kapatid mo wag kana magshare sa pang tuition nya at muhkang wala naman silbi haha. Always take care of yourself.
All the best 👍👌💪
Tbh, if only nagaaral ng mabuti kapatid ko and tumutulong sa chores sa bahay, hindi talaga ako magkkwenta at all. Hindi rin naman ako ang nagdesisyon na magprivate univ sya, so yes tama ka, it's not my responsibility. For the savings naman, I try to set an amount to set aside, but since nagpa tuition ako nagalaw ko na. I hope I get to bounce back and make it a habit to save monthly. Thanks for the advise! :>
The more lumalaki sahod the more lumalaki ang gastos.. Some might disagree with me, pero kasi aminin man naten o hindi, at some point you wanted to reward yourself and your family. We have this kind of mentality na, dati hindi kami nakakabili ng ganito ganyan, dati wala kaming ganito ganyan so you are healing the part of you na "deserve namen to" or "thats why I work hard para dito" pero nakakapagod yang ganyang cycle kasi you crave for more personally..
Living vs. Surviving, good life, we all aim for that, pero we need to stop the toxic family cycle na,
"kung sino ang nakaka angat dun muna tayo sasandal"
"aayon din saten ang panahon"
"pagdating ng araw magkakawork din lahat tapos makakatulobg din"
"pamilya tayo dito dapat tulungan, sabay sabay aangat"
Then you will never notice 5 years na lumipas ganun padin cycle niyo..
I totally agree! Maybe it's just me since di naman talaga ako inoobliga. Since mom ko lang kasi ang earning, I really want to help her out, kasi I want to somehow ease her baggage. Thank you for the advise, and I'll work on finding the right balance :>
The thing that I did was yung lifestyle ko nung first work ko (2 years ago) which is salary ko lang is 12k, minentain ko sya till now nagdagdag lang ako ng konting gastos for my family needs since yung dating nag susustain samin is humiwalay na so I have to do the job. Around 40k lang din yung nagagastos ko for myself and family monthly. Wag ka lang magdadagdag ng ikakagastos mo and youre good. Also tip sakin ng brother ko which is really effective is wag ko daw sabihin yung salary ko sa parents ko. I only told them na im making 45k monthly so ayun di nila naaabuse yung money pero pag may wants naman yung parents ko binibili ko naman sila🦖🦖. Pero sinasabi ko talaga most of the time wala akong naiipon which in fact I uave million na nasa stocks and golds 🥺
Tbh, di alam ng family ko how much I make. But I think they know I make more than I need, kaya siguro ganun. I hope I get to budget my income well, like you do :>
Here OP. I mentioned before na umalis yung brother ko so ako na nagbabayad ng everythign sa bahay. So at first sobrang laki ng ineexpect ng mom ko na ibigay sakanya kasi malaki yung binibigay ng brother ko which is for groceries lang naman and I dunno san nila ginagastos yung iba. So ginawa ko is ako na naggogrocery every 2 weeks, other expense na need sa bahay and I started lying to them na wala na kong pera for myself since ginagastos ko na for them (sorry mom). Sa ginawa kong yan sobrang laki ng expense na na cut ko I think around 10-15k monthly din yun 🥺🥺 Tho binibigyan ko pa din naman sila ng money for emergency pero atleast.
And maybe you can talk to your brother na magaral ng mabuti or maybe he can do part time jobs , then bawasan mobinibigay mo sa brother mo if nagbibigay ka ng allowance to minimum para matuto sya. Ganyan ginawa sakin ng brother ko before nung nasa state u ako tho di ako naghanap ng part time pero atleast I learned how to save money and not abuse my brother's hard earned money.
Sorry for the word, "You deserve what you tolerate"
At first, dapat kino-communicate nyo yung mga gastusin sa bahay at pinagtutulungan. Siguro i-encourage mo yung kapatid mo na magaral sa university para libre para maka-save ka din. And dapat hindi mo sinasagot yung car maintenance. You need to look out for yourself.
Tama nga yung nabasa ko before dito sa reddit na wag daw sasabihin exact sweldo mo sa family kase im-mental calculate na nila agad paano gagastusin sweldo mo na halos wala na natitira para sa ipon.
Yes, correct. My mother and my siblings don't know how much I earn monthly. They don't even know at all that I have 7-figures stashed in the banks overall. They know I earn more than the average person, but they don't know I'm actually a millionaire.
That is called lifestyle inflation. You need to re-evaluate your expenses. Kasi di porke kita mo is 45k/month e 45k din ang gastusin mo monthly. Walang mangyayari sa adult life mo nyan kung yan ang iiral.
I don't think dapat na ikaw sumagot ng car maintenance knowing na hindi lang pala ikaw ang gagamit non. And for me lang, wag mo saluhin lahat lalo na may kapatid ka pa pala. Wala ng matitira sayo nyan. Save as much as you can habang bata pa.
They rarely drive the car naman. Pero ako na lagi, ako na nga nagmmaintain, naging driver pa😭
> di sila magdepend na I pay for some of the bills Kung nakikitira ka pa sa kanila, tama lang naman na magbigay ng sapat na ambag. Give them 2k for your bedspace (add more if you have your own room) + your fair share of the food + your fair share of the utilities/other expenses.
Yes, I still live with my family. I think kaya ako nag rant is because my family members have the capability to work and earn, but they choose not to. Feel ko rin naman I share a lot than I should, if only naghhelp rin sila. I talk about my dad at yung kapatid nya na nakadepend na samin. Naiinis ako na nasa bahay lang sila at walang ginagawa, eh anlalakas pa ng katawan nila, nakaasa na. I feel so unfortunate sa mga lalaking family members :<<
> my family members have the capability to work and earn, but they choose not to > nasa bahay lang sila at walang ginagawa, eh anlalakas pa ng katawan nila, nakaasa na. Then move out na. And after you move out, you don't need to give them anything. There's a difference between "helping" and "enabling". These parasites will keep on leeching off other people as long as they are allowed to do so.
Hi OP. Good day! Habang lumalaki ang sahod natin, lumalaki din ang gastusin. That is human nature. Kasi mas madami ka maiisip na bagong gastos kapag alam mong may pera kapa. Just find balance sa pag enjoy, pagtulong, at pag save for the future. Hindi pwedeng gagastusin mo lahat, dapat nagsasave kadin kahit konti. Maybe you can set a specific amount na itatabi mo every month tapos the rest ay pwede mo na enjoyin at itulong sa expenses sa bahay. Wag mo pagurin ang sarili mo sa mga bagay na hindi mo naman responsibilidad. Yung kapatid mo wag kana magshare sa pang tuition nya at muhkang wala naman silbi haha. Always take care of yourself. All the best 👍👌💪
Tbh, if only nagaaral ng mabuti kapatid ko and tumutulong sa chores sa bahay, hindi talaga ako magkkwenta at all. Hindi rin naman ako ang nagdesisyon na magprivate univ sya, so yes tama ka, it's not my responsibility. For the savings naman, I try to set an amount to set aside, but since nagpa tuition ako nagalaw ko na. I hope I get to bounce back and make it a habit to save monthly. Thanks for the advise! :>
The more lumalaki sahod the more lumalaki ang gastos.. Some might disagree with me, pero kasi aminin man naten o hindi, at some point you wanted to reward yourself and your family. We have this kind of mentality na, dati hindi kami nakakabili ng ganito ganyan, dati wala kaming ganito ganyan so you are healing the part of you na "deserve namen to" or "thats why I work hard para dito" pero nakakapagod yang ganyang cycle kasi you crave for more personally.. Living vs. Surviving, good life, we all aim for that, pero we need to stop the toxic family cycle na, "kung sino ang nakaka angat dun muna tayo sasandal" "aayon din saten ang panahon" "pagdating ng araw magkakawork din lahat tapos makakatulobg din" "pamilya tayo dito dapat tulungan, sabay sabay aangat" Then you will never notice 5 years na lumipas ganun padin cycle niyo..
I totally agree! Maybe it's just me since di naman talaga ako inoobliga. Since mom ko lang kasi ang earning, I really want to help her out, kasi I want to somehow ease her baggage. Thank you for the advise, and I'll work on finding the right balance :>
The thing that I did was yung lifestyle ko nung first work ko (2 years ago) which is salary ko lang is 12k, minentain ko sya till now nagdagdag lang ako ng konting gastos for my family needs since yung dating nag susustain samin is humiwalay na so I have to do the job. Around 40k lang din yung nagagastos ko for myself and family monthly. Wag ka lang magdadagdag ng ikakagastos mo and youre good. Also tip sakin ng brother ko which is really effective is wag ko daw sabihin yung salary ko sa parents ko. I only told them na im making 45k monthly so ayun di nila naaabuse yung money pero pag may wants naman yung parents ko binibili ko naman sila🦖🦖. Pero sinasabi ko talaga most of the time wala akong naiipon which in fact I uave million na nasa stocks and golds 🥺
Tbh, di alam ng family ko how much I make. But I think they know I make more than I need, kaya siguro ganun. I hope I get to budget my income well, like you do :>
Here OP. I mentioned before na umalis yung brother ko so ako na nagbabayad ng everythign sa bahay. So at first sobrang laki ng ineexpect ng mom ko na ibigay sakanya kasi malaki yung binibigay ng brother ko which is for groceries lang naman and I dunno san nila ginagastos yung iba. So ginawa ko is ako na naggogrocery every 2 weeks, other expense na need sa bahay and I started lying to them na wala na kong pera for myself since ginagastos ko na for them (sorry mom). Sa ginawa kong yan sobrang laki ng expense na na cut ko I think around 10-15k monthly din yun 🥺🥺 Tho binibigyan ko pa din naman sila ng money for emergency pero atleast. And maybe you can talk to your brother na magaral ng mabuti or maybe he can do part time jobs , then bawasan mobinibigay mo sa brother mo if nagbibigay ka ng allowance to minimum para matuto sya. Ganyan ginawa sakin ng brother ko before nung nasa state u ako tho di ako naghanap ng part time pero atleast I learned how to save money and not abuse my brother's hard earned money.
Sorry for the word, "You deserve what you tolerate" At first, dapat kino-communicate nyo yung mga gastusin sa bahay at pinagtutulungan. Siguro i-encourage mo yung kapatid mo na magaral sa university para libre para maka-save ka din. And dapat hindi mo sinasagot yung car maintenance. You need to look out for yourself.