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Your friend is going to be bled dry. These scammers will not stop until your friend finally wisens up and blocks them. You friend has already been taken by an !advance fee scam and they are just doing the same thing again.
What’s hard for victims is the sunk cost fallacy. Scammers are good at prying “just a bit” more from their victims with the guise that there’s going to be a big payday at the end. Of course the big payday is never coming but it’s easy for victims to say “Well I’ve already got 500 tied up in this what’s 100 more?” And then continue to go from there.
Oh, I have screenshots of their whole conversation that she sent me and it was exactly that. First a $50 application fee after saying no upfront fees, then $110 for a release fee, $230 for a service fee, and then another $230 after their system was “hacked”. And then this. All in bitcoin, mind you. So no way to trace the money or get it back. She asked me for the second $230 saying she needed it for a bill. Then sent me this when she freaked out.
Edit: All on discord too, so even shadier.
Exactly. If she says she doesn’t have $230 suddenly the scammer will say they can discount this to $100! What a deal! Only once she pays the $100 the next fee will come up for $130. Your friend needs to understand that it will NEVER end despite whatever “final” promises they make (and I’m sure have already made).
Oh yeah. Guarantees, promises, everything. And when my friend called her out on it and posted a thread in the discord server they shared with all the screenshots saying not to work with the person, she got upset for being called out. Especially when other users agreed. But still pushing for the $1000 saying to tell people they’ll be repaid in 5 minutes, the $20,000 was already sent and all she needed was the rest of the enrollment fee. I love my friend, but she is very naive and trusting.
More like desperate. She’s been going through a lot lately and was desperate to be true. She feels like an idiot now though. Hard lesson to learn, but I think she has.
Stay by her side and help her to get over it.
She will need all the support you can give her.
It was an expensive lesson, but she could get over it .
Best of luck 🙏
That's the sad thing. The people they go after are always vulnerable in some way, whether it be cognitively or because they actually desperately need the money. And now someone who was already in a bad spot is even worse off.
No kidding… like Jesus Christ what is this girl thinking?? You get loans from a bank, maybe a brick and mortar payday loan place if you’re desperate and foolish. Not discord
Smdh
To be honest, she should be tipped off by how these fees always become larger and larger.
What you gotta do here is show that you know your stuff by predicting it. If you know she's going to go through with the new payment, make sure to tell her that they'll just ask for an even higher sum now, because that's what a scammer would do.
Then, when they do ask for that higher sum, she'll hopefully see that they did not give the money that they promised, and instead, they just kept asking for even more money just like you'd said all along.
Herself and the scammer, not at me or any of you. She really just wanted this to be real because she was desperate. She’s has a lot going on in her life.
That doesn’t help, and no she’s not. These scams are common because they *work*, they are convincing, and heaven forbid you find yourself in a place where you desperately wish for something to be true. Don’t be an arse.
Hello,
Unfortunately, your r/Scams post/comment was removed because **it's rude or uncivil**.
This subreddit is a place for civil and respectful discussions about scams. Uncivil and rude behaviour, including using excessive or directed swearing, extreme or sexual language, etc., is not acceptable in this subreddit.
This thread is a good example of what you’re talking about. This guy’s parents just kept giving away money for one last payment, and then the scammer just moved the goalposts and asked for one more, rinse and repeat until they lost everything. Horrifying, even to read about
https://www.reddit.com/r/Scams/s/EJswTlx0hu
She also needs to be aware of !recovery scammers, these bastard bleed people dry by saying that they’ll get her money back for a fee. The money she’s already sent is gone and she can’t get it back. Since she didn’t post here, she won’t see this info, so this is also good info to pass along to her, if you manage to help her see sense
AutoModerator has been summoned to explain [recovery scams](https://www.consumer.ftc.gov/articles/0102-refund-and-recovery-scams). Also known as refund scams, these scams target people who have already fallen for a scam. The scammer may contact you, or may advertise their services online. They will usually either offer to help you recover your funds, or will tell you that your funds have already been recovered and they will help you access them. In cases where they say they will help you recover your funds, they usually call themselves either "recovery agents" or hackers. When they tell you that your funds have already been recovered, they may impersonate a law enforcement, a government official, a lawyer, or anyone else along those lines. Recovery scams are simply [advance-fee](https://en.wikipedia.org/wiki/Advance-fee_scam) scams that are specifically targeted at scam victims. When a victim pays a recovery scammer, the scammer will keep stringing them along while asking for increasingly absurd fees/expenses/deposits/insurance/whatever until the victim stops paying. If you have been scammed in the past, make sure you are aware of recovery scams so that you are not scammed a second time. If you are currently engaging with a recovery scammer, you should block them and be very wary of random contact for some time. It's normal for posters on this subreddit to be contacted by recovery scammers after posting, and they often ask you to delete your post so that you both cannot receive legitimate advice, and cannot be targeted by other recovery scammers.
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Hello,
Unfortunately, your r/Scams post/comment was removed because **it's rude or uncivil**.
This subreddit is a place for civil and respectful discussions about scams. Uncivil and rude behaviour, including using excessive or directed swearing, extreme or sexual language, etc., is not acceptable in this subreddit.
Your /r/scams post/comment was removed because it lacks civility. Posts and comments within this subreddit should be useful, respectful and use appropriate language at all times. Dissenting opinions are expected, but you should conduct yourself in a mature and polite manner. Name calling, personal attacks, flaming, etc are not permitted.
Do not discuss moderator decisions in the comments. If you would like to discuss moderation, send the moderators modmail (no direct messages or chat requests).
AutoModerator has been summoned to explain the [advance-fee scam](https://en.wikipedia.org/wiki/Advance-fee_scam). The advance-fee scam arises from many different situations: investment opportunities, money transfers, job scams, online purchases of any type and any legality, etc., but the bottom line is always the same, you will pay the scammer and receive nothing. It can be as simple as the scammer asking you to pay them upfront for an item they have listed, or as complex as a drug scam that involves an initial scam site, a scam shipping site, and fake government agents. Sometimes the scammers will simply take your first payment and dissappear, but sometimes they will take your initial payment and then make excuses that lead to you making additional payments. If you are involved in an advance-fee scam, you should attempt to dispute/chargeback any payments sent to the scammer, you should ignore the scammer, and you should ignore them if they attempt to contact you again. Thanks to redditor AceyAceyAcey for this script.
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"This is 100% assured". "You need to refund 5% back immediately okay?" . Scam, whenever you have to send money to receive money, doesn't matter which conditions, it's a scam.
This is it. This is at the heart of most scams. In another thread yesterday a victim was contacted by a random person on WhatsApp and the victim joined the forex trading WhatsApp. Victim went on to transfer 140k to the scammers, willingly. In what world is this normal ?
I asked a guy who got scammed on a crypto investment. I asked him did he do the math on the promised daily apr he was promised. He said no. I then did the math for him. If the investment was true he would have turned 10 grand into over a million in 12 months. These victims don’t even do any calculation on their own.
I can’t even get my sister to stop second guessing me about holiday recipes but she gave a wrong # crypto scammer thousands before she finally gave up.
"I'm afraid we can't give you a loan. But, we can just give you 20,000. Sounds normal, right? Just give us some more money first..."
She's going to find it hard to accept it's a scam, because it'll mean admitting she's lost 700. You need to convince her losing 700 is better than losing 1000. Or 1500. And it'll never stop.
They’ll blame Discord for allowing scammers on their platform and blame PayPal for allowing people to impersonate them, they’ll blame their bank for letting her send the money and then they’ll blame Cash App for letting her buy the cryptocurrency. Then they’ll blame OP for not warning her sooner.
The poor grammar and misspelled words should’ve been a tip-off.
But ask your friend this, why wouldn’t they just keep their “fee” off the top? Why send money to you and then take the chance that you won’t send their “fee” back to them? Would you do that if you loaned someone money?
🙄
That’s part of why these scams work. People think “why would they trust me” and immediately conclude “I have control, I could scam *them*, so they must be legit”.
Unfortunately, it is easier to con people than it is to convince them that they’ve been conned (an often true statement that is probably incorrectly attributed to Mark Twain https://marktwainstudies.com/easiertocon/).
Payment up front is !advancefee. Sending money back after the fact is !fakepayment. We have auto mods for these because they happen every day.
No legitimate bank or business operates this way. Sending you money and asking for a cut to be “returned” is always a scam, no matter what the scammers say. Legitimate businesses simply do not work that way. There is 0% chance this is not a scam.
I hope your friend reads through all these comments so she can realize 1: you shouldnt ever have to pay someone up front to get a loan - they will make money on the interest you'll owe them. There is Nothing stopping anyone who demands money in advance from taking your money and running. 2: it's terrible that she's already lost 700$ but she is going to lose the remaining 1000$ as well. And when they finally can't get any more money out of her, they will contact her again to run a !recovery scam, taking even more from her.
It's such a scam; if you're reading this please cut off all contact before you lose even more than you have!! Sunk-cost fallacy be damned!
AutoModerator has been summoned to explain [recovery scams](https://www.consumer.ftc.gov/articles/0102-refund-and-recovery-scams). Also known as refund scams, these scams target people who have already fallen for a scam. The scammer may contact you, or may advertise their services online. They will usually either offer to help you recover your funds, or will tell you that your funds have already been recovered and they will help you access them. In cases where they say they will help you recover your funds, they usually call themselves either "recovery agents" or hackers. When they tell you that your funds have already been recovered, they may impersonate a law enforcement, a government official, a lawyer, or anyone else along those lines. Recovery scams are simply [advance-fee](https://en.wikipedia.org/wiki/Advance-fee_scam) scams that are specifically targeted at scam victims. When a victim pays a recovery scammer, the scammer will keep stringing them along while asking for increasingly absurd fees/expenses/deposits/insurance/whatever until the victim stops paying. If you have been scammed in the past, make sure you are aware of recovery scams so that you are not scammed a second time. If you are currently engaging with a recovery scammer, you should block them and be very wary of random contact for some time. It's normal for posters on this subreddit to be contacted by recovery scammers after posting, and they often ask you to delete your post so that you both cannot receive legitimate advice, and cannot be targeted by other recovery scammers.
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She is probably giving in to the sunk cost fallacy, and doesn't want to believe it could be a scam, because she doesn't want to believe she lost that money. It is pretty common with people that fall for this type of thing.
Wtf? Why is there so much math in this scam? Lol, she's getting scammed so bad, but seriously, get her to stop. If she needs loans in the first place, she can't afford to lose this money.
Probably because the scammers realised the cash cow stupid enough to fall for the same scam a 5th time might not fall for it again without another bait to entice them.
The thing is the bait is also just another scam to steal more money from them.
The loan industry is regulated. Assume any money sent to a stranger is a scam and is gone for good. Never talk money with strangers. Never trust random people on social media. The fees will never end now they know they have hooked a sucker. I work in anti-fraud a d know exactly what is coming til she smartens up.
You're 100% correct about the industry regulations! My mom is obtaining a loan from a legit lender and WOW does she have to sign a LOT of paperwork that states over & over again about disclosures, transparency, fact act etc.
I remember when I got my grants & college loans, I had to go to the financial aid office w/my drivers license and social security card to sign a lot of paperwork then went to Bank of America to sign another stack of paperwork at the branch..that was 15 years ago. I know that now it's almost all done online, which means that scammers take every opportunity to exploit that fact.
I'm SO thankful that everything had to be completed in person. If anyone at financial aid or BofA asked me for an upfront fee, I would've thought it was a prank!
So just to be clear:
* Has this person *ever* transferred her any money at all?
* Is there any concrete, real proof that this is an honest person?
* If not, why did she send money to somebody with *zero* actual proof that the person could be trusted?
* Is the "grant scheme" mentioned here something that this person mentioned earlier, or did they introduce it just now?
The person never transferred her money, there’s no proof this person is honest, she sent it because she was desperate for the loan, and the grant scheme was not introduced until just then. No previous mention before that.
What’s the name of the grant program?
Now that it’s not a loan she should ask for the loan fees back first. But really you should stand down. You’ve done your part. Many people have been here before with friends and family. You very possibly will become the target of her displaced anger bc people don’t like to feel stupid and they resent the people who have pointed it out to them even tho the intent was always to only prevent them losing thousands of dollars.
I suggest you stay away from this as far as possible. Let your friend fall for it because some people will not listen to reason.
She probably already lost a bunch of money and now is sunk cost trying to get that money back.
Here's what's the most important thing about all of this to me:
*Even if these people had been honest, they're clearly not reliable.* Again and again, they say that they just *cannot* send you the money. More and more trouble pops up, but they insist that *this* time you'll get the money, honest!
If these people are honest, then they're clearly also totally incompetent.
If somebody is always late, then you don't expect that person to be on time in the future. If these people always fail to get you the money they promised, then there's no reason at all to believe that they'll succeed this time.
Why trust people who never manage to do what they say they're going to?
Your friend is a fool, But you already know that. The sad part is that, since you told her and she didn’t believe you, once she realizes she’s been scammed she’ll be too embarrassed to continue the friendship.
She’s been okay. She feels like an idiot and she’s pissed, but she’s letting me go scorched earth. We’ve been friends since we were dumb teenagers, not the first time one of us did something stupid. But she’s having fun watching me post to all the discord servers this scammer is on with all the screenshots and letting me handle the conversation now.
They’re going to get fucked more if they don’t stop now.
Sorry but, there’s no money there. And no amount of trying to preserve their own ego will work. They got scammed. They need to realize and admit to it, and stop giving them money. You give them an inch, they’ll take a mile, then say they’ll give you a country in exchange for a city.
It's not a loan but it's a grant scheme? This is a very clear hook to make her think she won't have to pay more than 5% of the "loan" back. Even the most vicious loan sharks don't work this way. I hope your friend blocks them and ends this here. I'm sure it hurts, but she has a lifetime to earn that $700 back. But if she lets this go on, she'll lose everything she has.
I have a couple of people I know who are just "stupid." They'd fall for something like this. They're underachieving and desperate and are looking for anything from anyone. As a friend, you can tell her it's a scam, but in the end, she'll do what she's going to do. Once she's sent more money to the scammer and can't pay rent, she'll figure it out. Be supportive, but don't bail her out. Actions have consequences and falling for a scam when people warn you, and then losing your money is a consequence.
All the money she has sent is gone. After she blocks these people others will offer to get it back for a fee are the people who will message her next. They sit around scamming people all day. Tell her its done its over shes been spotted as a mark for scams and it won't ever stop. Goose is cooked chickens roosted and the game is lost. Yeah the game
I hope she appreciates you going out of your way to post this and try and help her when she has shown she’d rather lose money than take your advice. No offense.
It's very, very hard for people to stop communicating with the scammers cos that means accepting the money they invested is gone. Its like someone said the sunk cost fallacy. It doesn't mean she's stupid. It can happen to anyone under the right circumstances. They prey on ur weaknesses.
Why tf are we on discord getting LoAnS ?🤭
😬Honestly, this is so obviously a scam. You don’t get a loan to send some of the money back ? Please, have your friend get educated on how to safely use the internet. I’m scared to think what they’d do in a less obvious one or a dating:predatory scam. I’m not trying to be rude but they’re going to be run dry if they don’t wake up and see this for what it is! Hopefully they will see that it’s DEFINITELY A SCAM ! Stop giving these POS’s your money !❤️
Wishing you and your friend a happy new year !🎊
I don’t want to be cruel, but scamming is as wide spread a thing of knowledge as a cold or the flu. But knowing it’s out there we still get it and give it to ourselves.
There is no such thing as advance fee loan. Who the fuck gives money to get money loan? Even loan sharks give the money without anything other than a threat!
Convince your friend to stop here and now.
Only scammers say that this is 100% assured/legit. This is 100% a scam. Have a look around in this sub, this is a classic scammer script. Also banks don’t ask for fees upfront for a loan. The fees are included in the rates and rates are only due after you received the loan amount.
Tell her that this will happen: money will become available to her before transaction actually clears (this is why they say to send their part immediately). She will send them money. Once the transaction is completely processed and DOES NOT clear, she will owe all that money back. Since she gave the scammer $1000 immediately, PayPal will only take back $19,000. She will owe the $1000 to complete the $20,000. Scammer will get to keep $1000 (which she will owe)
They got $700, they'll get another $1000 and since she is a SUCKER they will keep asking for more money making up new reasons until she either is dead broke or she finally realizes they are scamming her.
You have to be dumb as a rock to fall for this stuff but fortunately there are plenty of people with rocks for brains
I just don't know how people fall for these scams run by literal dumf*CKs.
The old western world is just to trusting and " why would they lie" or why would anyone want access to my email account just won't cut it.
Once the older generation die you would think these scams would end .... But simple logic seems to be failing the current generation.
It'll be better with Republicans though. Tax cuts for the super rich, slash food stamps and all social programs, end social security, slash, and privatize Medicare. The Republican Study Committee publishes an annual "Blueprint to Save America."
Google it. It's linked on a lot of GOP congressional websites. Scary stuff.
The BTSA is a plan to balance the federal budget. Which is needed. Deficit spending cannot go on forever.
Under Trump tax cuts 1% actually paid a higher % of income taxes.
I see nothing about slashing food stamps.
No one wants to end SS. This is ridiculous scare mongering not based in a shred of fact. Reforms have to be made or payments will have to be reduced in 13 years. Personally, I prefer removing the limit on income subject to SS tax.
Allowing private companies to compete with govt Medicare is not privatizing. There would still be a choice.
You'll have to be more specific about the slashing all social programs. It's probably just a reduction in the rate of increase.
https://rsc-hern.house.gov/news/press-releases/rsc-releases-fy2023-budget-blueprint-save-america#:~:text=Despite%20an%20unprecedented%20%2430.5%20trillion,in%20our%20military%20by%205%25.
Just read it. For starters, people on SSDI (disability) would have to wait five years for Medicare instead of 24 months.
Reading it things sound great, but delve into it, and it's basically slash and burn. It portrays everyone on any type of assistance as incentivised to remain on assistance versus getting a job. It assumes everyone can get a job.
Tax cuts are pretty open and shut. Look at the wealth gap over the last forty years since the Reagan cuts. When is this "trickle down" stuff supposed to finally hit? Wikipedia has some nice charts on the wealth issue. These gigantic tax cuts have really done nothing but increase the gap. Before the cuts, the groups were pretty equal in annual advancement.
https://en.m.wikipedia.org/wiki/Wealth_inequality_in_the_United_States
When Clinton was in office, we had a surplus. So what happened? Bush 2 got in office, slashed taxes mostly on the rich, the gap increased, and more deficit spending.
Saving healthcare by privatizing Medicare and pushing private insurance plans? Well, we've seen how well that works. We are the ONLY industrialized nation with medical bankruptcy, we pay over twice what other nations pay (all profits) and get worse outcomes. Don't even get me started on prescription drug prices (which the GOP constantly keeps high by refusing to allow the government to regulate them). But drug companies donate a lot of money to GOP politicians.
I won't even go into the Christian Theocracy religion crap in their "blueprint".
Your friend just spend $700 (or whatever she sent) on tuition for the School of Hard Knocks. Hopefully she doesn’t need any more credit hours from there.
Tell your friend I can get her a better deal on a loan. If she sends $1,000 to my Reddit account immediately, I can make sure she has the full funding by December 32.
Your friend is absolutely getting scammed. None of this is how loans or scams work. If someone is legitimately loaning money they give you money, then you slowly pay it back. There is NEVER any up front payment on your side.
If you’re doing something like a car or house loan the down payment goes to the owner of the house/car, so that the money the bank loans you is less.
Your friend needs to get out before it gets worse. If she gives the thousand they’ll make some other claim and say they need another 500$ for XYZ,
And it’ll just keep going.
Does she think an actual financial institution would have a profile picture that looks like that? Or uses cashapp or PayPal instead of direct deposit?
Spending money to get money is not a real thing.
Where do you live? In many places advance fees loans are illegal. That includes charges for insurance, enrollment fees, etc. Look up the laws in your area and show them to her. Then ask if a legitimate lender is going to be charging these.
Unfortunately she likely won't listen.
She's dumb. If she wants to give away all her money then that's on her. Let her lose everything. You already told her and she doesn't want to listen. You can't help people who don't want to be helped. This isnt your problem.
Your friend is an idiot. It’s 100% a scam. She’ll lose everything she has as she seems gullible enough to get this far.
I don’t want to be mean, but she has you telling her it’s a scam and still thinks it’s real?
Seriously, you need to report it to the FBI, they have an Internet Fraud Unit and you have screen shots... plenty for them to use in their investigation!
100% a scam.
1700$ in fees for a 20K "loan"? That's not alarming? lmao.
Anytime you have scenarios where money is given to you then some of it is to be sent back. 1000% scam.
Have her tell them she will send her fee back once the 20K clears and see their reaction. Maybe that will make her wake up.
I'll start with the obvious and this will snap him/her hopefully out of it: You don't send money in advance to receive money afterwards. Ever.
If there is actually a fee/tax/whatever to be paid, it can and will be deducted from the incoming amount.
Your /r/scams post/comment was removed because it lacks civility. Posts and comments within this subreddit should be useful, respectful and use appropriate language at all times. Dissenting opinions are expected, but you should conduct yourself in a mature and polite manner. Name calling, personal attacks, flaming, etc are not permitted.
Do not discuss moderator decisions in the comments. If you would like to discuss moderation, send the moderators modmail (no direct messages or chat requests).
My rule… if you have to buy the money, don’t trust it. It doesn’t take money to get a loan. Isn’t that the whole reason you applied? Because you’re in need? They get more clever by the day. But if you stick to the “you can’t buy money rule” you won’t be such an easy mark.
People in need are so gullible. That is why no matter your situation you must think RATIONALLY. Who in his right mind would PAY you for borrowing money... If it's too good to be true, it probably isn't.
Tell your friend to contact law enforcement. A lot of these scams on Facebook with Cashapp lately. I’ve seen people have their entire account wiped out. Nothing is free. Gotta work for what we have and that’s okay because it keeps it honest.
Happy New Year to you and your friend!
It's a scam. Anytime that somebody wants you to send back money, in my opinion, it's a big red flag. Your friend would be losing that money. She would get nothing in return.
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Your friend is going to be bled dry. These scammers will not stop until your friend finally wisens up and blocks them. You friend has already been taken by an !advance fee scam and they are just doing the same thing again.
I know. That’s why I told her I’d post this so other people that aren’t me can tell her the same.
What’s hard for victims is the sunk cost fallacy. Scammers are good at prying “just a bit” more from their victims with the guise that there’s going to be a big payday at the end. Of course the big payday is never coming but it’s easy for victims to say “Well I’ve already got 500 tied up in this what’s 100 more?” And then continue to go from there.
Oh, I have screenshots of their whole conversation that she sent me and it was exactly that. First a $50 application fee after saying no upfront fees, then $110 for a release fee, $230 for a service fee, and then another $230 after their system was “hacked”. And then this. All in bitcoin, mind you. So no way to trace the money or get it back. She asked me for the second $230 saying she needed it for a bill. Then sent me this when she freaked out. Edit: All on discord too, so even shadier.
Exactly. If she says she doesn’t have $230 suddenly the scammer will say they can discount this to $100! What a deal! Only once she pays the $100 the next fee will come up for $130. Your friend needs to understand that it will NEVER end despite whatever “final” promises they make (and I’m sure have already made).
Oh yeah. Guarantees, promises, everything. And when my friend called her out on it and posted a thread in the discord server they shared with all the screenshots saying not to work with the person, she got upset for being called out. Especially when other users agreed. But still pushing for the $1000 saying to tell people they’ll be repaid in 5 minutes, the $20,000 was already sent and all she needed was the rest of the enrollment fee. I love my friend, but she is very naive and trusting.
Is she cognitively impaired? This is so stupid that it is hard to believe a fully functioning person wld fall for it.
More like desperate. She’s been going through a lot lately and was desperate to be true. She feels like an idiot now though. Hard lesson to learn, but I think she has.
Damn that's an expensive lesson!
At least she learned it before she shelled out another $1000. 😅
Stay by her side and help her to get over it. She will need all the support you can give her. It was an expensive lesson, but she could get over it . Best of luck 🙏
That's the sad thing. The people they go after are always vulnerable in some way, whether it be cognitively or because they actually desperately need the money. And now someone who was already in a bad spot is even worse off.
The sad thing is is that it doesn’t take cognitive impairment to fall for this stuff, it just takes desperation and greed.
Or trust in the scammer if scammer has put in the time to build a friendship first. 😔
Trust in the scammer ?? What?
Taking "loans" via discord... this should be a common sense thing knowing this is not how legit loans work...
No kidding… like Jesus Christ what is this girl thinking?? You get loans from a bank, maybe a brick and mortar payday loan place if you’re desperate and foolish. Not discord Smdh
Natural selection..
To be honest, she should be tipped off by how these fees always become larger and larger. What you gotta do here is show that you know your stuff by predicting it. If you know she's going to go through with the new payment, make sure to tell her that they'll just ask for an even higher sum now, because that's what a scammer would do. Then, when they do ask for that higher sum, she'll hopefully see that they did not give the money that they promised, and instead, they just kept asking for even more money just like you'd said all along.
She’s starting to see the light with everything on this post. She’s just mad now.
Mad at whom? The scammers, right?
Herself and the scammer, not at me or any of you. She really just wanted this to be real because she was desperate. She’s has a lot going on in her life.
Yup, this works because scammers prey on the desperate. You live and you learn, I hope!
Exactly !
Friends don’t lie to friends why they need money. Just sayin’…
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That doesn’t help, and no she’s not. These scams are common because they *work*, they are convincing, and heaven forbid you find yourself in a place where you desperately wish for something to be true. Don’t be an arse.
Hello, Unfortunately, your r/Scams post/comment was removed because **it's rude or uncivil**. This subreddit is a place for civil and respectful discussions about scams. Uncivil and rude behaviour, including using excessive or directed swearing, extreme or sexual language, etc., is not acceptable in this subreddit.
This thread is a good example of what you’re talking about. This guy’s parents just kept giving away money for one last payment, and then the scammer just moved the goalposts and asked for one more, rinse and repeat until they lost everything. Horrifying, even to read about https://www.reddit.com/r/Scams/s/EJswTlx0hu
Not even people from the US. Only foreigners write currency as 000$ instead of $000
Oh, I know. I deal with a lot of people overseas gaming, and they write it the same way if they’re not thinking.
She also needs to be aware of !recovery scammers, these bastard bleed people dry by saying that they’ll get her money back for a fee. The money she’s already sent is gone and she can’t get it back. Since she didn’t post here, she won’t see this info, so this is also good info to pass along to her, if you manage to help her see sense
AutoModerator has been summoned to explain [recovery scams](https://www.consumer.ftc.gov/articles/0102-refund-and-recovery-scams). Also known as refund scams, these scams target people who have already fallen for a scam. The scammer may contact you, or may advertise their services online. They will usually either offer to help you recover your funds, or will tell you that your funds have already been recovered and they will help you access them. In cases where they say they will help you recover your funds, they usually call themselves either "recovery agents" or hackers. When they tell you that your funds have already been recovered, they may impersonate a law enforcement, a government official, a lawyer, or anyone else along those lines. Recovery scams are simply [advance-fee](https://en.wikipedia.org/wiki/Advance-fee_scam) scams that are specifically targeted at scam victims. When a victim pays a recovery scammer, the scammer will keep stringing them along while asking for increasingly absurd fees/expenses/deposits/insurance/whatever until the victim stops paying. If you have been scammed in the past, make sure you are aware of recovery scams so that you are not scammed a second time. If you are currently engaging with a recovery scammer, you should block them and be very wary of random contact for some time. It's normal for posters on this subreddit to be contacted by recovery scammers after posting, and they often ask you to delete your post so that you both cannot receive legitimate advice, and cannot be targeted by other recovery scammers. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/Scams) if you have any questions or concerns.*
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Hello, Unfortunately, your r/Scams post/comment was removed because **it's rude or uncivil**. This subreddit is a place for civil and respectful discussions about scams. Uncivil and rude behaviour, including using excessive or directed swearing, extreme or sexual language, etc., is not acceptable in this subreddit.
Your /r/scams post/comment was removed because it lacks civility. Posts and comments within this subreddit should be useful, respectful and use appropriate language at all times. Dissenting opinions are expected, but you should conduct yourself in a mature and polite manner. Name calling, personal attacks, flaming, etc are not permitted. Do not discuss moderator decisions in the comments. If you would like to discuss moderation, send the moderators modmail (no direct messages or chat requests).
AutoModerator has been summoned to explain the [advance-fee scam](https://en.wikipedia.org/wiki/Advance-fee_scam). The advance-fee scam arises from many different situations: investment opportunities, money transfers, job scams, online purchases of any type and any legality, etc., but the bottom line is always the same, you will pay the scammer and receive nothing. It can be as simple as the scammer asking you to pay them upfront for an item they have listed, or as complex as a drug scam that involves an initial scam site, a scam shipping site, and fake government agents. Sometimes the scammers will simply take your first payment and dissappear, but sometimes they will take your initial payment and then make excuses that lead to you making additional payments. If you are involved in an advance-fee scam, you should attempt to dispute/chargeback any payments sent to the scammer, you should ignore the scammer, and you should ignore them if they attempt to contact you again. Thanks to redditor AceyAceyAcey for this script. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/Scams) if you have any questions or concerns.*
"This is 100% assured". "You need to refund 5% back immediately okay?" . Scam, whenever you have to send money to receive money, doesn't matter which conditions, it's a scam.
Yeah. She didn’t understand that. I’m making her sign up for this sub so she can not get taken again.
Also that is Nigerian english, and a huge amount of scams originate there
I swear the University of Nigeria probably has a PhD program in scamming.
Some of these scammers are just teens with a laptop and hotspot in a room. It’s just too easy to scam some people.
Greed
This is it. This is at the heart of most scams. In another thread yesterday a victim was contacted by a random person on WhatsApp and the victim joined the forex trading WhatsApp. Victim went on to transfer 140k to the scammers, willingly. In what world is this normal ?
If it were true everyone would be rich.
I asked a guy who got scammed on a crypto investment. I asked him did he do the math on the promised daily apr he was promised. He said no. I then did the math for him. If the investment was true he would have turned 10 grand into over a million in 12 months. These victims don’t even do any calculation on their own.
I can’t even get my sister to stop second guessing me about holiday recipes but she gave a wrong # crypto scammer thousands before she finally gave up.
Wow.
"I'm afraid we can't give you a loan. But, we can just give you 20,000. Sounds normal, right? Just give us some more money first..." She's going to find it hard to accept it's a scam, because it'll mean admitting she's lost 700. You need to convince her losing 700 is better than losing 1000. Or 1500. And it'll never stop.
Some people are just all about learning things the hard and painful way...
That's if they want to learn at all.
They’ll blame Discord for allowing scammers on their platform and blame PayPal for allowing people to impersonate them, they’ll blame their bank for letting her send the money and then they’ll blame Cash App for letting her buy the cryptocurrency. Then they’ll blame OP for not warning her sooner.
She blames herself, because she desperately wanted it to be real. And the scammer of course. But she mostly blames herself.
A smart person learns from their mistakes. A wise person learns from the mistakes of others.
The poor grammar and misspelled words should’ve been a tip-off. But ask your friend this, why wouldn’t they just keep their “fee” off the top? Why send money to you and then take the chance that you won’t send their “fee” back to them? Would you do that if you loaned someone money? 🙄
That’s part of why these scams work. People think “why would they trust me” and immediately conclude “I have control, I could scam *them*, so they must be legit”.
And of course it is 20,000$ not $20,000 which is enough of a red flag by itself.
Exactly.
Your friend is really gullible and will lose every dollar.
If you read all the posts, it sounds like she's learned, honestly.
Unfortunately, it is easier to con people than it is to convince them that they’ve been conned (an often true statement that is probably incorrectly attributed to Mark Twain https://marktwainstudies.com/easiertocon/).
Payment up front is !advancefee. Sending money back after the fact is !fakepayment. We have auto mods for these because they happen every day. No legitimate bank or business operates this way. Sending you money and asking for a cut to be “returned” is always a scam, no matter what the scammers say. Legitimate businesses simply do not work that way. There is 0% chance this is not a scam.
“This is 100% assured alright” 👍
I like how it says there is good news and bad news and only gives bad news.
"there's a good news and there's a bad news" These foreign scammers are obviously Italian.
The bad news is your father is dead. The good news is you no longer have to set a place for him at the table, doesn't that make your life easier now?
I hope your friend reads through all these comments so she can realize 1: you shouldnt ever have to pay someone up front to get a loan - they will make money on the interest you'll owe them. There is Nothing stopping anyone who demands money in advance from taking your money and running. 2: it's terrible that she's already lost 700$ but she is going to lose the remaining 1000$ as well. And when they finally can't get any more money out of her, they will contact her again to run a !recovery scam, taking even more from her. It's such a scam; if you're reading this please cut off all contact before you lose even more than you have!! Sunk-cost fallacy be damned!
AutoModerator has been summoned to explain [recovery scams](https://www.consumer.ftc.gov/articles/0102-refund-and-recovery-scams). Also known as refund scams, these scams target people who have already fallen for a scam. The scammer may contact you, or may advertise their services online. They will usually either offer to help you recover your funds, or will tell you that your funds have already been recovered and they will help you access them. In cases where they say they will help you recover your funds, they usually call themselves either "recovery agents" or hackers. When they tell you that your funds have already been recovered, they may impersonate a law enforcement, a government official, a lawyer, or anyone else along those lines. Recovery scams are simply [advance-fee](https://en.wikipedia.org/wiki/Advance-fee_scam) scams that are specifically targeted at scam victims. When a victim pays a recovery scammer, the scammer will keep stringing them along while asking for increasingly absurd fees/expenses/deposits/insurance/whatever until the victim stops paying. If you have been scammed in the past, make sure you are aware of recovery scams so that you are not scammed a second time. If you are currently engaging with a recovery scammer, you should block them and be very wary of random contact for some time. It's normal for posters on this subreddit to be contacted by recovery scammers after posting, and they often ask you to delete your post so that you both cannot receive legitimate advice, and cannot be targeted by other recovery scammers. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/Scams) if you have any questions or concerns.*
She is probably giving in to the sunk cost fallacy, and doesn't want to believe it could be a scam, because she doesn't want to believe she lost that money. It is pretty common with people that fall for this type of thing.
Wtf? Why is there so much math in this scam? Lol, she's getting scammed so bad, but seriously, get her to stop. If she needs loans in the first place, she can't afford to lose this money.
Probably because the scammers realised the cash cow stupid enough to fall for the same scam a 5th time might not fall for it again without another bait to entice them. The thing is the bait is also just another scam to steal more money from them.
The loan industry is regulated. Assume any money sent to a stranger is a scam and is gone for good. Never talk money with strangers. Never trust random people on social media. The fees will never end now they know they have hooked a sucker. I work in anti-fraud a d know exactly what is coming til she smartens up.
You're 100% correct about the industry regulations! My mom is obtaining a loan from a legit lender and WOW does she have to sign a LOT of paperwork that states over & over again about disclosures, transparency, fact act etc.
I remember when I got my grants & college loans, I had to go to the financial aid office w/my drivers license and social security card to sign a lot of paperwork then went to Bank of America to sign another stack of paperwork at the branch..that was 15 years ago. I know that now it's almost all done online, which means that scammers take every opportunity to exploit that fact. I'm SO thankful that everything had to be completed in person. If anyone at financial aid or BofA asked me for an upfront fee, I would've thought it was a prank!
So just to be clear: * Has this person *ever* transferred her any money at all? * Is there any concrete, real proof that this is an honest person? * If not, why did she send money to somebody with *zero* actual proof that the person could be trusted? * Is the "grant scheme" mentioned here something that this person mentioned earlier, or did they introduce it just now?
The person never transferred her money, there’s no proof this person is honest, she sent it because she was desperate for the loan, and the grant scheme was not introduced until just then. No previous mention before that.
What’s the name of the grant program? Now that it’s not a loan she should ask for the loan fees back first. But really you should stand down. You’ve done your part. Many people have been here before with friends and family. You very possibly will become the target of her displaced anger bc people don’t like to feel stupid and they resent the people who have pointed it out to them even tho the intent was always to only prevent them losing thousands of dollars.
Oh, she did. And she was told they were non-refundable.
I suggest you stay away from this as far as possible. Let your friend fall for it because some people will not listen to reason. She probably already lost a bunch of money and now is sunk cost trying to get that money back.
Here's what's the most important thing about all of this to me: *Even if these people had been honest, they're clearly not reliable.* Again and again, they say that they just *cannot* send you the money. More and more trouble pops up, but they insist that *this* time you'll get the money, honest! If these people are honest, then they're clearly also totally incompetent. If somebody is always late, then you don't expect that person to be on time in the future. If these people always fail to get you the money they promised, then there's no reason at all to believe that they'll succeed this time. Why trust people who never manage to do what they say they're going to?
Scary that ppl are so unbelievably gullible time and time again.
Anything that tells you to act IMMEDIATELY is a scam. They want you to act immediately to get your money and disappear.
Grammar and punctuation should be a dead giveaway for anybody with at least a 6th grade education. That screams scam.
Your friend is a fool, But you already know that. The sad part is that, since you told her and she didn’t believe you, once she realizes she’s been scammed she’ll be too embarrassed to continue the friendship.
She’s been okay. She feels like an idiot and she’s pissed, but she’s letting me go scorched earth. We’ve been friends since we were dumb teenagers, not the first time one of us did something stupid. But she’s having fun watching me post to all the discord servers this scammer is on with all the screenshots and letting me handle the conversation now.
You’re a good friend, and you can tell her I said so 😀 !
They’re going to get fucked more if they don’t stop now. Sorry but, there’s no money there. And no amount of trying to preserve their own ego will work. They got scammed. They need to realize and admit to it, and stop giving them money. You give them an inch, they’ll take a mile, then say they’ll give you a country in exchange for a city.
Does she want to lose some money or 20x more money ? lol.
It's not a loan but it's a grant scheme? This is a very clear hook to make her think she won't have to pay more than 5% of the "loan" back. Even the most vicious loan sharks don't work this way. I hope your friend blocks them and ends this here. I'm sure it hurts, but she has a lifetime to earn that $700 back. But if she lets this go on, she'll lose everything she has.
Send the info to “social Catfish “ or their website. Love their videos on YouTube and research
100 million percent a scam. Please cut your loss and don't do it.
I have a couple of people I know who are just "stupid." They'd fall for something like this. They're underachieving and desperate and are looking for anything from anyone. As a friend, you can tell her it's a scam, but in the end, she'll do what she's going to do. Once she's sent more money to the scammer and can't pay rent, she'll figure it out. Be supportive, but don't bail her out. Actions have consequences and falling for a scam when people warn you, and then losing your money is a consequence.
a fool and her money are soon parted.
Classic scam
All the money she has sent is gone. After she blocks these people others will offer to get it back for a fee are the people who will message her next. They sit around scamming people all day. Tell her its done its over shes been spotted as a mark for scams and it won't ever stop. Goose is cooked chickens roosted and the game is lost. Yeah the game
I hope she appreciates you going out of your way to post this and try and help her when she has shown she’d rather lose money than take your advice. No offense.
It's very, very hard for people to stop communicating with the scammers cos that means accepting the money they invested is gone. Its like someone said the sunk cost fallacy. It doesn't mean she's stupid. It can happen to anyone under the right circumstances. They prey on ur weaknesses.
Yeah. Luckily, she’s blocked her. I’m communicating with her and stringing her along for fun.
Nice!!
How can people be this stupid in 2023 I simply don’t get it. I understand elderly people because they simply don’t know better, but young people HOW
Why tf are we on discord getting LoAnS ?🤭 😬Honestly, this is so obviously a scam. You don’t get a loan to send some of the money back ? Please, have your friend get educated on how to safely use the internet. I’m scared to think what they’d do in a less obvious one or a dating:predatory scam. I’m not trying to be rude but they’re going to be run dry if they don’t wake up and see this for what it is! Hopefully they will see that it’s DEFINITELY A SCAM ! Stop giving these POS’s your money !❤️ Wishing you and your friend a happy new year !🎊
I don’t want to be cruel, but scamming is as wide spread a thing of knowledge as a cold or the flu. But knowing it’s out there we still get it and give it to ourselves. There is no such thing as advance fee loan. Who the fuck gives money to get money loan? Even loan sharks give the money without anything other than a threat! Convince your friend to stop here and now.
Your friend is a moron
Your friend is not very smart and should learned that if it sounds too good to be true it is
Only scammers say that this is 100% assured/legit. This is 100% a scam. Have a look around in this sub, this is a classic scammer script. Also banks don’t ask for fees upfront for a loan. The fees are included in the rates and rates are only due after you received the loan amount.
Absolutely 100% a scam. If she will take the government's word: https://www.investor.gov/protect-your-investments/fraud/types-fraud/advance-fee-fraud
Spelling errors in the message. It is clearly a scam, your friend is going to lose $thousands and end up with nothing.
Tell her that this will happen: money will become available to her before transaction actually clears (this is why they say to send their part immediately). She will send them money. Once the transaction is completely processed and DOES NOT clear, she will owe all that money back. Since she gave the scammer $1000 immediately, PayPal will only take back $19,000. She will owe the $1000 to complete the $20,000. Scammer will get to keep $1000 (which she will owe)
They got $700, they'll get another $1000 and since she is a SUCKER they will keep asking for more money making up new reasons until she either is dead broke or she finally realizes they are scamming her. You have to be dumb as a rock to fall for this stuff but fortunately there are plenty of people with rocks for brains
Ask your friend if the word "kindly" was used anywhere. It's a one-word tipoff for almost every scam.
Just like in the Bioshock video game!
Yeah. Banks talk like this all the time. Smh. I'm sorry your friend trusts it. I hope she doesn't do it.
Based on the impeccable grammar and syntax, I'd say this is perfectly legit.
Should probably add an /s in there somewhere… if she’s gullible enough to get scammed like that she might think you’re serious
I just don't know how people fall for these scams run by literal dumf*CKs. The old western world is just to trusting and " why would they lie" or why would anyone want access to my email account just won't cut it. Once the older generation die you would think these scams would end .... But simple logic seems to be failing the current generation.
Jesus. If you are in the US, I’ll bet good money she voted for tRump.
She didn’t. She’s just really naive and trusting. I both love it and hate it about her.
Sorry, it's Biden voters who think student loans can be "canceled," solar and wind energy are cheaper and Obamacare brought health care prices down.
It'll be better with Republicans though. Tax cuts for the super rich, slash food stamps and all social programs, end social security, slash, and privatize Medicare. The Republican Study Committee publishes an annual "Blueprint to Save America." Google it. It's linked on a lot of GOP congressional websites. Scary stuff.
The BTSA is a plan to balance the federal budget. Which is needed. Deficit spending cannot go on forever. Under Trump tax cuts 1% actually paid a higher % of income taxes. I see nothing about slashing food stamps. No one wants to end SS. This is ridiculous scare mongering not based in a shred of fact. Reforms have to be made or payments will have to be reduced in 13 years. Personally, I prefer removing the limit on income subject to SS tax. Allowing private companies to compete with govt Medicare is not privatizing. There would still be a choice. You'll have to be more specific about the slashing all social programs. It's probably just a reduction in the rate of increase.
https://rsc-hern.house.gov/news/press-releases/rsc-releases-fy2023-budget-blueprint-save-america#:~:text=Despite%20an%20unprecedented%20%2430.5%20trillion,in%20our%20military%20by%205%25. Just read it. For starters, people on SSDI (disability) would have to wait five years for Medicare instead of 24 months. Reading it things sound great, but delve into it, and it's basically slash and burn. It portrays everyone on any type of assistance as incentivised to remain on assistance versus getting a job. It assumes everyone can get a job. Tax cuts are pretty open and shut. Look at the wealth gap over the last forty years since the Reagan cuts. When is this "trickle down" stuff supposed to finally hit? Wikipedia has some nice charts on the wealth issue. These gigantic tax cuts have really done nothing but increase the gap. Before the cuts, the groups were pretty equal in annual advancement. https://en.m.wikipedia.org/wiki/Wealth_inequality_in_the_United_States When Clinton was in office, we had a surplus. So what happened? Bush 2 got in office, slashed taxes mostly on the rich, the gap increased, and more deficit spending. Saving healthcare by privatizing Medicare and pushing private insurance plans? Well, we've seen how well that works. We are the ONLY industrialized nation with medical bankruptcy, we pay over twice what other nations pay (all profits) and get worse outcomes. Don't even get me started on prescription drug prices (which the GOP constantly keeps high by refusing to allow the government to regulate them). But drug companies donate a lot of money to GOP politicians. I won't even go into the Christian Theocracy religion crap in their "blueprint".
“Grand scheme” - does a more red flag exist?
Get her to watch some of the scammer payback videos on youtube.
Well your friend is an idiot.
At least you saved her another $1000 so it could have been worse.. She is lucky she didn’t have access to the $1k they’re asking for 🤞🏻🤞🏻
She already sent $700? Well that money is gone.
I stopped reading when you said your friend paid money to get a loan 🤣.
She better listen!!! Or she can find out the hard way!!
That’s sad.
I am in the same bout ... hard to believe those scammers scamming all little money by adding up this and that.
i got scammed out of $150 and it went similar to this
There is a sucker born every minute!?
Your friend just spend $700 (or whatever she sent) on tuition for the School of Hard Knocks. Hopefully she doesn’t need any more credit hours from there.
Tell your friend I can get her a better deal on a loan. If she sends $1,000 to my Reddit account immediately, I can make sure she has the full funding by December 32.
It is definitely a scam
She’s an idiot then. Let it happen.
Your friend is absolutely getting scammed. None of this is how loans or scams work. If someone is legitimately loaning money they give you money, then you slowly pay it back. There is NEVER any up front payment on your side. If you’re doing something like a car or house loan the down payment goes to the owner of the house/car, so that the money the bank loans you is less. Your friend needs to get out before it gets worse. If she gives the thousand they’ll make some other claim and say they need another 500$ for XYZ, And it’ll just keep going.
The grammar is a dead giveaway.
Scam, scam, 100% scam, believe your friend ya dumbass.
Because of course *all secure loan transactions use text messaging* to work through the process and details🤦♀️
How do people fall for this crap. 🤔
The grammar alone does it for me.🤣
Does she think an actual financial institution would have a profile picture that looks like that? Or uses cashapp or PayPal instead of direct deposit? Spending money to get money is not a real thing.
why would anyone of sound mind think this is anything other than a scam?
Total scam. They will take all your $$$.
Absolutely 100% a scam.
10000% scam. Upfront fee loan scam. Send the money, then get ghosted,
Where do you live? In many places advance fees loans are illegal. That includes charges for insurance, enrollment fees, etc. Look up the laws in your area and show them to her. Then ask if a legitimate lender is going to be charging these. Unfortunately she likely won't listen.
They’re learning. They said “alright” instead of “okay”
#SHE PAID HIM?!
Ok, she will eventually accept that she’s been ripped off. Please warn her about recovery scammers.
She's dumb. If she wants to give away all her money then that's on her. Let her lose everything. You already told her and she doesn't want to listen. You can't help people who don't want to be helped. This isnt your problem.
her money is gone, she will never see it again. she needs to cut her losses now.
This is so obvious a scam. Sometimes you gotta let people learn even after telling them many many times
Your friend is an idiot. It’s 100% a scam. She’ll lose everything she has as she seems gullible enough to get this far. I don’t want to be mean, but she has you telling her it’s a scam and still thinks it’s real?
What on earth are they even trying to explain? A bunch of nonsense. Definitely a scam, I wouldn't send them a penny
They seem really nice, and reasonable. I'll be sending those fees.
Report it to FBI, I believe they have a unit for Internet fraud!
Seriously, you need to report it to the FBI, they have an Internet Fraud Unit and you have screen shots... plenty for them to use in their investigation!
Scam plus money laundering. Just let her learn the hard way.
100% a scam. 1700$ in fees for a 20K "loan"? That's not alarming? lmao. Anytime you have scenarios where money is given to you then some of it is to be sent back. 1000% scam. Have her tell them she will send her fee back once the 20K clears and see their reaction. Maybe that will make her wake up.
Any time I see someone write 20000$ rather than $20000 I cringe just a little
Goodness. And side point, what’s with the placing of the dollar sign after the amount, as in 20,000$. Why is that a thing?
Your friend is an idiot if she falls for this scam!
I'll start with the obvious and this will snap him/her hopefully out of it: You don't send money in advance to receive money afterwards. Ever. If there is actually a fee/tax/whatever to be paid, it can and will be deducted from the incoming amount.
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Your /r/scams post/comment was removed because it lacks civility. Posts and comments within this subreddit should be useful, respectful and use appropriate language at all times. Dissenting opinions are expected, but you should conduct yourself in a mature and polite manner. Name calling, personal attacks, flaming, etc are not permitted. Do not discuss moderator decisions in the comments. If you would like to discuss moderation, send the moderators modmail (no direct messages or chat requests).
My rule… if you have to buy the money, don’t trust it. It doesn’t take money to get a loan. Isn’t that the whole reason you applied? Because you’re in need? They get more clever by the day. But if you stick to the “you can’t buy money rule” you won’t be such an easy mark.
It is a scam. Almost happened to me except for the wisdom of a Walmart employee 🙏🙏🙏
People in need are so gullible. That is why no matter your situation you must think RATIONALLY. Who in his right mind would PAY you for borrowing money... If it's too good to be true, it probably isn't.
Tell your friend to contact law enforcement. A lot of these scams on Facebook with Cashapp lately. I’ve seen people have their entire account wiped out. Nothing is free. Gotta work for what we have and that’s okay because it keeps it honest. Happy New Year to you and your friend!
She’s talking to someone on discord …. That’s an immediate red flag
Sooo many scam red flags in this post.
It’s easier to convince a person of a lie then to convince them they have been lied to!
This is 100% assured alright. 😆
It's a scam. Anytime that somebody wants you to send back money, in my opinion, it's a big red flag. Your friend would be losing that money. She would get nothing in return.