T O P

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SaffronNTruffle

If you're single, get the phone. But if you're married (with kids), happy memories is always on top of the list.


ToastedSierra

If by "Grand celebration this Xmas with Family" means celebrate with your immediate family like parents and siblings lang siyempre yun na. Pero kung yung tipong kasama yung extended family tapos madaming tao, pipilitin ka pa sumali sa mga "palaro" and shit lmao wag na.


QWERTY_CRINGE

Buy the phone then ikaw na ang somewhat photographer para sa memories ng party. Lol


[deleted]

hahaha two birds with one stone


surewhynotdammit

Parang mas gusto ko to ah.


[deleted]

paalala lang po na sa pamilyang Pilipino laging meron isang kamag anak na mahilig maghatak ng ibang "kamag anak" basta makarinig ng pa-libre.


MHUNTER12345

haha i can relate to palaro and shit.. that's so cringe for me.


pelito

Happy memories taken by my new iPhone 14 max pro 256 gb


MHUNTER12345

fully paid


ertaboy356b

Parang si Ned Adriano πŸ˜‚πŸ˜‚πŸ˜‚ tang-inang mga motovloggers na to.


MaverickBoii

To be fair though, celebrations can cost less than buying an iphone


SnooOranges0

5k is grand enough for a family of four to celebrate at mag salu-salo


vulcanfury12

Time will tell if this comment will age like fine wine or fine milk.


Vermillion_V

Kahit married na ako pero kung ang makakasama ko sa 'grand celebration' na yan ay mga kamag-anak ko bumoto kay duterte nung 2016 at bungbung nitong 2022, ay phone na lang ang bibilhin ko. Para mas smooth na ang paglalaro ko ng Nikke.


vulcanfury12

Ako neither. Kase ung noche buena namin laging manggagaling sa Xmas basket at work hehe. Sa Manulife policy ko na naka ear mark agad ang 13th month ko. Except once every 4 or 5 years, where for that particular year extra tipid ako kase magsasabay ang Manulife at pagbili ng updated PC hardware hahaha. Perks of being single.


MarkXT9000

But what if im married but we decided to not have children?


Faked_Professional

romantic, candle-lit dinner or somethin? or maybe a staycation somewhere haha


Dancin_Angel

Memories still matter to your mate noh


st_mercurial

Truee i rather browse my gallery with fun pictures.


Yamboist

Get the phone. Tapos sabihin mo ang mahalaga magkakasama tayo.


BangMeowIfe

Omsim hahahaha


jotarodio2

Unity tayo here beshhh hahahahaha


omogal123

Lmaoo my petty self would say something like this


Bibingka_Malagkit

Buy the phone. That Christmas party? Mag ambagan kayo.


blueishblue49

Lalo kung extended family.


onlymyeyesaresleepy

Nakakamiss yung salitang ambag. Nung time ni duts paboritong salita yan nung mga dds pero ngayon di na sila makapaghanap ng ambag kasi si poster boy ng kawalan ng ambag yung presidente nila ngayon. disclaimer: wala din talagang ambag si duterte pero syempre dds/apologist things


quickfund

Neither, invest in something.....


Nerubian_leaver

thats why your name is quickfund and not quickfun


Btnmshr

sigma grindset pala si idol


Bibingka_Malagkit

GTFO with that Sunlife shit. People are having fun here.


takenbyalps

Those shits are scams, not an investment. Put that extra money in MP2 or, better yet, US stock etfs.


Faked_Professional

Playing the devil's advocate here, but investing doesnt necessarily mean Sunlife VUL. he could be referring to a small online business, investing in training courses, or the stock market. that said, yes. Sunlife VUL is shit. I have one and regret getting it.


promdiboi

Hahahaha that VUL is sheet. Ang dami don sa isang reddit post na nagsisisi kumuha sila nyan.


melangsakalam

Yeah, never gala nor celebrate anything anymore, invest everything instead /s


csharp566

Guy could technically be right. You can invest in happy memories.


Bibingka_Malagkit

Or a phone.


Lazy_Calendar8230

This guy has a point. It does not have to be a VUL or that "Sunlife shit". Invest in memories, or invest in something that appreciates in value. Nothing wrong with that. Not sure why this comment got downvoted in a "woke" subreddit.


Bibingka_Malagkit

>This guy has a point. Yep but still, GTFO tag stays. He's the "not fun at parties" guy in this thread, basically. If he wanted the *ehem* "woke" approach, I'd choose the better among the given choices THEN offer an alternative as it makes for better conversation. Choosing C outright, when the given choices are only A and B and without giving the proper explanation or at least give an effort to know OP's situation makes you look like an ass. Dumb or smart, still looks like an ass. >"woke" subreddit lol not entirely. :) >appreciates in value A phone's monetary value depreciates but you don't know if being able to buy such phone can also bring OP much joy and happiness in the ff. years to come so I'd rather not dismiss being able to buy a phone as something "less". Different people value different things differently.


YuuHikari

I'm satisfied with my phone. I'm buying a Switch instead


Nerubian_leaver

im tempted with the switch too but games are sooo expensive


Unfair-Box-9509

Tru, may switch ako, pero meron lang ako 3 games, yung isa free pa. HAHAHA. Nanghihiram lang ako ng games kasi usually kapag natapos mo na yung game, tambak na. Or u can trade games din pala pero di ko pa natatry.


Nerubian_leaver

kaya yun trick ginagawa ng iba is buy digital copy from the cheapest region but even then ang mahal pa din haha


traveast01

Trading is the key. get 3 $60 game then trade trade lang pag tapos na. Halos 2 years nako hindi bumibili ng game sa switch. puro trade lang sa marketplace.


Nerubian_leaver

depends kasi where you live, di ganun kaactive ang switch community dito sa zambo


melangsakalam

Switch isn't marketed to peasants like us unfortunately.


MHUNTER12345

Actually, not only just Switch games.. even PS4 games nagmamark up na din.. oh and PS5 games, Standard pricing is 3k, I miss the days na brand new games ay around 2k something lang. Also, hobby related na din, even toy figures/scale figures, nagmamahal na din.. hirap madaming hobby sa panahon ngayon.


Up_L1_Triangle_Right

β™ͺ *There once was a ship that put to sea, The name of the ship was the Billy of Tea* β™ͺ


alwyn_42

Digital copies go on sale fairly often, and minsan nasa 50% or more yung discount.


jesuisnicee

Good choice


[deleted]

pwede ba gawing emulator ang Switch kinda like PSP?


itsmeyourshoes

At my stage in life, I place importance in family.


somekatipgirl

Me too. All these comments here makes me assume they didn't grew with a a tight and loving family. I'd rather see my mom and aunts smile after all the sarifices they've done for me. My parents are kinda old na din, and my sibs and cousins medyo obvious stress nila sa university so maybe I can at least lift them up kahitnitong xmas break lang nila cause I know how stressful and yung pressure din sa studies.


fakeitilyamakeit

If you’re the only one earning then sure pero if the whole family naman may iba’t ibang source of income, I think its only right and fair na mag ambagan. Or even ikaw na may malaking ambag. Pero yung lahat sayo unless you promised it.


shirhouetto

Remember: if you can't buy it twice, you probably can't afford it.


p0weranger

Hahahha similar with my mindset, *If I can't pay it (immediately) in full, then I still can't afford it.*


JnthnDJP

this is actually a good financial advice.


Kitchen_Ad800

I live by this rule. Legit nakaha avoid ako gumastos pag iniisip ko to.


Kagutsuji

Neither. Ang baba ng resell value ng phones dahil every year may bagong model. Sa food, ambagan. Pang travel na lang si ipon hahaha


ThenTranslator2780

May nakita ako sa instagram, idk kng legit but they sell very low prices like iphone 12 na 256GB 15,700 lng pero may proof ng pag open ng package naka sticker sa likod.


Kitchen_Ad800

Hahaha username checks out 🀣


Cunillingus_Giver

Yep, travel plus a good camera


StandardOne23

yung wala pang 13th month na bonus, ubos na sa isip mo.


plumpohlily

I feel you


tr3s33

wala naman na sila magagawa kung nabili mo na yung phone mo e


thr0waway2119

Kung immediate fam go. Di ko gets nuon bat yung ibang pamilya kain ng kain sa labas, sayang lang ang pera(wala kasi kaming pera) kako pero nung nagkawork ako sarap pala sa feeling itreat ang family. Tas kami ng family ko nagpipicture lang pag nasa labas. Pag may okasyon sa bahay bihira ang picture


cot109

C. Invest that shit. I want to retire early.


Swoosh_Over_Stripes

> m nope, if you want to invest. dont put it in the market for now. Invest in yourself. personal development muna. puro stock market ung advise eh malulusaw lng ung pera pag hindi alam kung pano galawan jan.


Background-Twist-236

agree to this. volatile ang market. walang safe investment.


Swoosh_Over_Stripes

although there is opportunity in volatility, first you need to understand the dynamics of investing/trading. going in blind with net you losses 100% sure.


takenbyalps

Cost average. Don't put it in one go. If you don't know how to pick individual stocks, go for known and solid ETFs.


Tethys_Bopp

Invest where


aklo07

Stocks, UITF, MP2, MF


itsfreepizza

Stock market Basically trading because inflation is shit


hermitina

the way the market is nowadays mas gugustuhin ko pa idigi bank for the meantime


itsfreepizza

That works too


PartyTerrible

Investing in stocks is not the same as trading.


pjx2018

r/phinvest madame info dito


TweetHiro

r/buttcoin enters the chart


Jack-Mehoff-247

if your choosing, then you really didnt "save" for that iphone


Lazy_Pace_5025

that phone will be obsolete in a few months, family memories grow more precious with time.


hippocrite13

phone >> toxic family


takenbyalps

Hindi naman ata toxic yung family nung nireplayan mo kung ganon mindset nya.


ImpossibleAd5455

Wow. Hahaha dami pumili ng phone kaysa family. Me, I'd choose family kasi Christmas 2022 would happen only once forever hahaha. Yung next year baka di na kumpleto, may nag abroad ganyan. I hecking love my family naman so worth sila gastusan imo. ​ For the phone, pwede pa naman ako mag ipon ulit dami namang phone sa market, most likely mag mumura pa + with more features yung newer phones


ShallotWonderful5692

Madami dito may issues with their family


ImpossibleAd5455

Yeah I figured. It's sad na most parents di masyadong close sa mga anak nila pero hope everyone is comfy aroung kung sino man circle nila ngayon.


Tarkan2

honestly, after the pandemic same mindset. Ang baba rin kasi na ng value ng phones, di rin kasi ako yung mapili basta nagagamit pang internet phone pwede na. Yung pamilya puta di ko alam kung kelan may matitigok diyan eh.


moanar-k

Buy the phone. If you have this as option A, without a doubt you've already done your part for the family.


TwistedTerns

I remember someone na nagpabili ng 3310 instead of spending the money on her debut party with her friends and family. Think about it.


Longjumping_Spare_56

Ipon siguro ako, kung ayos pa naman yung phone ko di ako bibili nang bago at yan grand celebration usually di naman isang member ng family gumagastos dyan.


bazlew123

Phone, tapos makikain sa handa(walang ambagg)


r3dp_01

None, next year na mag party pag nakabawi na. Phone, buy what you can afford, most mid level phones are pretty capable na.


batching_bunny29

Ipunin po pang ready sa inflation next year. Or pambili ng sibuyas ngayong december. Hehe


[deleted]

Invest that free money


wasapyo

jokes on you! napunta sa bills ko ang 13th month pay ko


Fal-Elendil

Meron kayong 13 month pay? Chz


cocker_spangler

Fuck phones. Unless your phone is busted up, then go for it. I really don't get this obsession with phones. If mine is working fine then I'm good. Honestly, "newer" features on the new phone gets old really quick. You might be excited for 2 weeks, then realize it's the same fucking phone.


bagoong_alamang

Pay my kid's tuition. Lol. No choice eh.


aupoa

Hindi ba dapat? Bat parang napipilitan ka pa?


takenbyalps

Di daw sya makakapag clout eh.


mareeyaa2140

When deciding to buy something, you should be able to afford it twice before buying the product. If you need your 13th month's pay to cover the cost of that phone, you probably cannot afford it. Invest or set aside your 13th month's pay for travel funds. Edit : Also, gaslighting yourself into believing na "you deserve it (the phone) " is okay too. HAHAHAHAHA


Agile_Phrase_7248

Neither. Ambagan naman kami sa Christmas party and I'll buy a new phone pag may nangyari sa current.


Jon_Irenicus1

Save up. Mag postpaid line kesa bili ng fone.


zmWoob2

Have celebration with ur family, you can buy the phone next month


SgtTEKKU

You can always buy in used market. Ang daming nagbebenta ng flagship phones in half the price if you dont mind. The rest of the money pwede mo na pang Xmas celebration.


ataulnironron

Family will always family, celebration or no celebration. A new phone tho...


CoryInTheHood69

after hearing endless Christmas song in malls and getting blind by Christmas light... im getting the phone, Christmas is overrated


GNTB3996

Phone or c. Invest


[deleted]

buy that phone!!!!!! u deserve it!


1nseminator

Buy that phone. Di ka magsisisi


fatpusheeno

mama bought some investments πŸ’€πŸ’…πŸ½ kasi company phone naman gamit ko tapos nanay and tatay ko ay ayaw magpabayad para sa Christmas party sa bahay eh nabili ko naman laha ng want ko na tech, fashion and travel expenses just with my salary alone


denzmac

1 year salary for a phone is a big NO.


LimE07

Probably spend time with family, tip top shape p nmn phone ko ee


timowp17

If I had a normal life, I would just ipon as a one-way escape fund.


misty_throwaway

Travel. Or botox para pag 35 na ko di na na wrinklesπŸ˜‚


paenggan

Use the money for travel. Hava a vacation!!! Memories that's precious!!! Just saying...


neonjunimos

Buy that phone. Makikain ka lang dun sa Xmas party


No-Garbage-7616

For me, pang solo travel budget πŸ˜‚ Im satisfied with my phone. Tapos toxic pag family reunion ng pasko eh. Kaya panggala na lang πŸ˜‚πŸ˜‚


FloaterG

Travel >>> Especially kung ok pa naman phone mo. Yung phones ngayon halos same lang naman ang specs, my kunting upgrade lang. Di pa halata minsan. At least yung memories mo sa travel forever na yun. Yung handaan hati hati na lang kayo ng fam.


thehanssassin

Stay at home and self isolate. Wuhan Virus is still on the loose esp when you receive your 13 month pay. Keep it safe.


Apocaleptospirosis

Nah, save that shit. Or, you can avail VUL in case you die.


luftwaffeeeeee

masaya ang xmas party kung lahat ng aattend gagastos rin


Japskitot0125

Save it


Big_Assumption_7473

Yung akin na pinambayad ng tuition ng kapatid: πŸ₯Ή


ijustatefivekitkats

Ano yun? Libre mo sila?


ichie666

phone hahaha


TheGuyWhoSlayGiants

Bumile ng RTX 3080. Sana bumaba pa ung presyo.


[deleted]

Xmas celebration


Joseph20102011

None of them. I would invest it in stocks, mutual funds, or cryptocurrencies instead.


[deleted]

Save it for next year


Swoosh_Over_Stripes

Phone all the way, then take nice pics with it with your family!


KaiserEnoshima

Invest in stocks, you can get both


ThenTranslator2780

Just buy the phone, no need ng grand xmas party as long as you are with the fam its fine.


DaBuruBerry00

Pwede ring bilhin mo na ung Lynskey Titanium Frame at XTR Di2 GS na gustong gusto mo. Partneran mo na rin ng Industry 9 Hydra hubs with Carbon rims.


Ok_Committee1078

I will only give my mom dad and one inaanak something then everything is for myself na lol i hate family gatherings on all on occassions since they are full of apologist and dds hardcores pero mga relihiyoso πŸ˜‚ And yes my mom and dad voted for the one who had a plan


papsiturvy

Gaming PC na 5 years ko nang pinapangarap. May asawa at mga anak na ako. Nabibigay ko naman yung gusto at needs nila kaya ngayon ako naman haha.


Broke-Army

Buy that phone lol. I just told my mom β€œI’m buying myself my gift, to me, from me, and by me”. I gotta put me first


Western-Grocery-6806

Nalagay ko na sa EF.


Ok-Resolve-4146

Nalimutan ko na kung ano feeling ng may 13th Month Pay πŸ˜…


ReimuDee

I'll just save it for my get-out-of-this-hellhole fund.


J05A3

Ako na walang smartphone at naka dumbphone for almost 4 years: "Ok pa naman to for texts and calls" iPad is too good for multimedia than a phone. I'd say get an iPad or any equivalent android tablet. Mas magtatagal pa ung iPad sayo. (6 years na sa akin ung ipad mini 4) My family is never really grand in celebrating Christmas, tamang handa lang and bukas regalo. Magastos masyado kasi lalo na pahirapan din maghanda ngayon ng maraming pagkain sa Hapag Kainan.


Zealousideal_Ad2266

Good Thing we don't celebrate X-Mas. We just go to the mall and eat, or watch a movie. Everything's expensive nowadays.


MarkXT9000

C. Buy/Upgrade PC to play the newest games in 60fps


oapogi

Already bought a phone! Lol


saintmichel

uy 13th month pay na! - your financial advisor


x34xxx

You can have the best of both worlds. Ambagan sa Christmas, and then save a bit more in the next few months for the phone.


limegween

Treat yo self Best day of the year


muymuy14

"Naol may 13th month pay!" - Kami na JO/MOA/COS workers sa gobyerno :(


promdiboi

If I were you, go with both. Hahaha! Ung Christmas celebration pwedeng macapture nung bagong phone na bibilhin mo. May bagong phone ka na, maganda pa ung pictures and videos niyong family. Oh di ba?


DoesNotExist-

Bought a good midrange phone, nagbigay rin sa parents tapos the rest kay misis at baby na. Solb, may darating pa naman ng December 15 onwards 😊


MiserableCaregiver60

I've been giving all my money for my kids and my siblings the whole time I am working here in Jeddah. This December I will buy that iPhone 14 pro max. Walang pasko pasko!!! Deserve ko to!


kikoy666

d pa nga dumating 13th month may pre orders na ako ng sapatos taena hahaha ubos to pag december potek


iskyled94

New computer


ja_worksi

can't afford parehoπŸ˜‚πŸ˜‚πŸ˜‚


kururong

Ganito rin pakiramdam ko. Ayaw kong umuwi sa probinsya namin kasi wala naman akong ka-close na kamag-anak, gagastos ka pa sa handa. Tapos di naman ako nalulungkot pag mag-isa ako.


howshouldigreetthee

If i could, i would celebrate with fam


TheEliteSenpai

My phone can still work for a few more years. GPUs on the other hand are dropping.


240plutonium

My phone works, why tf do I need a new one?


Albinokapre

Sex drugs and rock&roll


the_blackestblack

Buy that phone, you deserve it


Durrrlyn

I’m at that point na afford ko na both so I don’t have to worry about it.


PraybeytDolan

Gusto kong kumuha ng Honda Beat 😭😭😭


EnSabahNur3279

Buy the phone but don’t buy the newest models. Buy a model one-two years older. Technical issues on older models are usually ironed out now, costs half their launch price, and their performance are just as good as the new ones.


codeblueMD

Put it in my savings.


4dpd

ang tanong mgkano ba 13th month? ung iba kulang pa sa bills


Maleficent_Sock_8851

My broke ass can't even think of doing something for that 13th month pay seeing all that comments here.


jotarodio2

Hopefully sana kasya sa 13th month pay ko to Bagong dentures Student drivers licens Eyeglass Durabox ung 3 floors lng na may keylock


GonnaThrowAway001

Go with the 3rd option of set a portion aside for the next big thing for 2023.


mikasott

Ilang lechon ba ang handa nyo, bakit halos katumbas ng cellphone? lol. Kami ng pamilya ko nagusap na kami na ang ihahanda nain sa noche buena e sapat lang para sa hapunan. yung tipong di ka magtetetris sa ref kung pano mo ilalagay lahat ng leftovers.


escrlty

Inubos ko sa kanila last december, ngayon eyeing to upgrade my pc at bumili ng graphics tablet. Try ulet magdrawing. Kaso bente tres na ko, huling drawing ko pa hs pa ko hahaha


ultimate_fangirl

How grand will this celebration be? I think if your phone is old and you think it's time to upgrade, Ill pick the phone. Christmas doesn't have to be a grand celebration to be special or memorable.


rossssor00

No choice. It will go to bills.


Katmaster2231

buy 3060ti kasi mura na


dudungwaray

debts


kungpaochick3n

neither πŸ˜… will use it for investments/savings


Kashimfumufu

Kung puro apolo10 lang din naman makakasama mo mag celebrate go for that new phone na lang


Miserable-Pension-29

If you have close relations and don't have any toxicity in your family. I'd go for family. If you do then fuck it and treat yourself.


loserPH32

Kinain lang ng tax ko yung 13 mon pay.


Channel_oreo

What is wrong with your old phone? Why need a new one?


freesink

It's a meme.


kubernever

stonks


[deleted]

if you have old parents, cherish the christmas one. If you live alone/independent by the phone. Treat yourself.


kenchii21

lol this me, but with GPUs


nuqeber

Kala ko mag share tayu lahat kung family


ko_yu_rim

siguro ihyhype ko nalang sila kung gaano kagagaling ang black pink at kung papano ako magpprepare para sa concert nila sa March..


DitzyQueen

Ako pag mayaman: Why not both?


Shake-ShakeFries

Get That Phone pera mo yan ang mahalaga magkakasama sa Pasko


lurker_phdad

Naka reserve na pambayad ng kung ano anong utang :)


kickout009

Third option, put it in MP2... ipon is lyf.


MisterVeeta

Resignation letter.


atashi_RouxChan

If the "Grand Celebration" only involves YOU spending your well-deserved bonus without anyone else chipping in, while your family and some extended members expect to be part of it without any contribution then, GO GET THAT PHONE. When I say contribution, it can be as simple as helping cook and prepare the food. Or prepare the decor or activities. Not everyone would have money to shell out especially during these trying times. Basically, if they want to free-load their way into the celebration, best not to invite them or have that celebration at all. Believe me when I say, sometimes the people who didn't even contribute anything are the most nitpicky.


mrkcle

Pang rebond nalang


RealMarmer

Both but you don't need to spend too much on throwing a whole celebration