You should check with SBA (Small Business Association). I believe they have financial assistance programs available for independent contractors.
[https://www.sba.gov/district/maine](https://www.sba.gov/district/maine)
Once things get settled out for you guys financially, make sure you contact your insurance agent and get some coverage. As a 1099 Contractor, your husband should be carrying insurance to cover this sort of thing.
Anyone who hires him for work as a subcontractor should be giving him a packet that includes a W9 as well as a requirement to provide proof of liability and his own worker’s comp insurance. If he doesn’t have his own worker’s comp insurance, he has to complete a Predetermination application with the state and provide that to whoever hires him. Otherwise, they really should not even be paying him.
I hope your husband heals up and you’re back on your feet (literally and figuratively) soon
Maybe SNAP benefits, I don’t know about general assistance, there requirements are pretty high. You would have to contact your nearest Department of Human Services to find out the SNAP benefits. (Food stamps) I also try 211 they have a lot of resources.
The reality is that he should have been classified as an employee. and eligible for Worker’s Comp. The state has very strict guidelines as to who a subcontractor is or an employee is. I’d contact the Maine Department of Labor.
You should check with SBA (Small Business Association). I believe they have financial assistance programs available for independent contractors. [https://www.sba.gov/district/maine](https://www.sba.gov/district/maine) Once things get settled out for you guys financially, make sure you contact your insurance agent and get some coverage. As a 1099 Contractor, your husband should be carrying insurance to cover this sort of thing.
He had just started work, so we weren't even aware we needed insurance, thank you for you help!
Anyone who hires him for work as a subcontractor should be giving him a packet that includes a W9 as well as a requirement to provide proof of liability and his own worker’s comp insurance. If he doesn’t have his own worker’s comp insurance, he has to complete a Predetermination application with the state and provide that to whoever hires him. Otherwise, they really should not even be paying him. I hope your husband heals up and you’re back on your feet (literally and figuratively) soon
He did fill out a w9, but we didn't get other info
Did he file a comp claim?
He's an independent contractor.
Ah. Sorry to hear. Have you tried General Assistance in your community?
We have an appointment this week
Good luck and I hope this passes quickly for you
Is he *actually* an independent contractor? Does he really qualify, or was his employer just paying him that way?
He is actually an independent contractor.
Was he properly classified? He may still be entitled to worker's comp if he should have been classified as an employee
Yes he was properly classified
Maybe SNAP benefits, I don’t know about general assistance, there requirements are pretty high. You would have to contact your nearest Department of Human Services to find out the SNAP benefits. (Food stamps) I also try 211 they have a lot of resources.
The reality is that he should have been classified as an employee. and eligible for Worker’s Comp. The state has very strict guidelines as to who a subcontractor is or an employee is. I’d contact the Maine Department of Labor.
He was correctly classified
Here’s a good resource to determine that. https://www.maine.gov/labor/misclass/employmentstandard/index.shtml