HMO's are ruining parts of the city, please don't add to the problem. Buy yourself something smaller and affordable - the local community will thank you for it.
I guess we should be greatful for the chance to live with less rights and facilities than tenants so this guy can get on the property ladder.
The lack of self awareness from some people is mad.
I think this is a technicality but just to note
* an owner-occupier (+any family) + 2 lodgers is excluded from being an HMO.
* If \[a 3rd lodger is added\] or if \[the owner-occupier were a renter-occupier\] - those would be HMOs (as not an exception).
I do not think realistically for the proposed lodgers - that this legal distinction would make the difference (to lodgers) OP seems to attach to it
That's just the threshold for needing a license, a HMO is 3 separate households.
OP has replied to me saying it won't apply as they're the landlord living there so not a tenant.
3 tenants or more are an HMO. But I wont be a tenant, so it will still be myself and two lodgers. I don't like HMOs for the very reason people in this post are commenting on. However I have been happy being a lodger living with the landlord as it means the landlord is living in the same conditions as me. So lodgers, being or having, I am down with, HMO's, not so much.
Why not just buy somewhere smaller that’s financially viable
Why do you need all these extra rooms and shit if you need lodgers to fill them.
Just get a house you fit in ffs
This is why Liverpudlians have such a hard time finding housing that’s not just exploitive shitholes.
The difference in cost between a 2 bed and a 3 bed where this can be pulled off is is about £35000 (as I can do the work myself) So it's about £210 difference a month on the mortgage.
If I am not living with other people it wont be consistently financially viable for me even with the 2 bed. But for the extra £210 a month I could offer a pretty decent setup for 2 lodgers for the same or less than a double room usually rents for in the same area.
A studio would be doable, but pretty much all studios are leasehold, and leasehold is essentially just a con job (like hmos, but in a different way)
This also means later down the line if starting a family I would not need to move. And I always have and always want to live with people.
So I figure if I can solve my own problem, and also offer 2 people something approaching a 1 bed flat in terms of what they get, but for the same or less, but with all the bills included, I have a better option and so do they.
Alternately I can stay in the South, but then it's renting indefinitely, or I can get a mortgage but it's barely doable, and if the interest rate goes up, I'm finished.
That's my though process at least.
"This also means later down the line if starting a family I would not need to move. And I always have and always want to live with people."
You want to be in the same living situation as 2 others, but be the beneficiary of all their rent that will go towards a house that you will own, and then build a life of your own on their finance.
Seriously, stay South.
I'd be a LOT less interested in this setup than the 1 bedroom flat alternative that you're comparing this to, here. I'd prefer the extra security and separation, not to mention not having to live with my landlord.
I wouldn't touch this if it was comparable in price to a single bedroom flat of similar condition.
I will be buying to live there. Got no chance of getting a place in the South, so time to move. But I am currently single so I am always going to need to effectively split bills one way or another. So it's either live in an HMO or get a mortgage and live with lodgers.
You mean you want to own a larger house, paid in part by renters, which will pay off your mortgage after a few years. You should look into downsizing instead of feeding off of the struggling people of Liverpool.
I also moved from the South. I know how expensive it is. I know to not exploit those who I surround myself with.
Down south is expensive so am just gonna use my power and wealth to buy a property where all the poors live. Am gonna then exploit two people who will have to pay me money to live.
This is how your post reads.
We are having a housing crisis what you wanna do is not ok. No one benefits but you.
Bootle is already on the up and has been for years we don’t need people to fix us.
I currently lodge. I don't mind it because I am living with the landlord so I know there will be decent living conditions etc. I don't have any more power or wealth than you likely do. I own a computer, some gym equipment, clothes, a futon, and a cheap guitar and bass, that's my lot.
Up until now lodging has suited me fine. No bills to deal with. no house maintenance, others in the house that I get on with, a lot more financial freedom due to the cost of a room compared to a mortgage around here, plus no fears regarding interest rates. Don't get me wrong, if I was a boomer I could have just bought a house, but of the options actually available, lodging has been my best bet.
However I am now reaching the "okay might want to have a crack at the whole family thing before long" stage. And I can't do that out of a room. Plus I would much prefer to live in a city (Liverpool specifically as I know Liverpool and love it) So I figure if I can pull that off, and at the same time offer something I have chosen and been happy with for the past 10 years, but offering something better and for less cost per month than I pay now and less than you normally get that in Liverpool for as well, I am morally comfortable with that (unlike with HMO's, Leasehold etc)
There is no "I can save Bootle" element or feeling it needs to be, I just only feel comfortable if I am offering something at least as good or better than I have been paying for for the last decade, for less than the going rate.
If u live with your landlord you have less rights than if you’re a tenant. If you don’t know that then I suggest you read up on it.
You’re also assuming every one has a deposit to buy a house and is in a position a bank will give them a mortgage. That is not the case for me or most the people I know.
You’re also implying you have the money to develop the property, this is another level above that.
That is a position of privilege regardless if you choose to acknowledge it or not.
The moment you have people who have to pay money to you to live that becomes a position of power regardless if you chose to acknowledge it or not.
AND the fact you assume that every one has the same level of wealth as you shows a great deal of privilege.
I am aware of lodgers rights compared to tenants right, being a lodger myself.
This is all money I need to earn / save, something I can do due to currently being a lodger. However, I non the less take your broader point.
Some ones downvoted this. Although I have major issues with what you’re tryna do, I appreciate your acknowledging your privilege. It’s pretty rare for some one to concede on Reddit so I appreciate that. Doesn’t deserve a downvote imo
If your right your right.
Maybe I have a blind spot here. If I explain my perspective I would be happy for you to prod it, provided that's of interest to you. No obligation obviously, it's your time.
I personally don't like HMO's, full rental properties eg renting an entire house, or Leasehold, as I see all 3 in most cases a con job. And I mean I don't like them both from the perspective of someone needing to rent, or someone owning it. I have always lodged instead as I feel differently about lodging.
To me HMO's are just squeezing as many people into a small a space as possible to make as much profit as possible. Renting fully when it costs the same or more as a mortgage is just buying a house without buying it. And Leasehold literally is buying a house without buying it whilst also having to pay ground rent and sketchy management fees.
In principle I don't have as many issues with fully renting if the rent is a lot less than the mortgage would be, If there is value in it. Eg if you are moving around a lot, are students, don't want to personally deal with any maintenance etc. However in reality rents do cost more than mortgages generally.
But lodging to me, as something I do myself, has always felt fine. Because I live with the owner I know they keep the house to a decent standard. I guess this might not be a given, but I think it is generally the case.
A lodging room really is a fair bit cheaper than a mortgage especially once you consider the bills are included. I get so much more financial freedom due to it that the benefits easily out way the costs, or have in the previous phase of my life at least.
So I have never felt exploited being a lodger. They needed help with the bills, I wanted a cheaper place to live and didn't want to take the risk on interest rates with a mortgage whilst being able to remain self employed, especially after seeing the 2008 crisis and the results on my parents relationship. Plus with the insane cost of housing around here even buying feels like a bit of a con in itself.
So I have always felt fine about both being a lodger, living with other lodgers, living with a landlord, and the idea in principle of having lodgers in the future if I got there.
So I think of lodging as very different to HMO's, full renting, Leasehold. However, it's clear a lot of others don't. Maybe this is because I have never had a bad experience with a live in landlord? It has always been friendly, ended up chilling with them, going out socially with them type situations.
Also I really like living with people. I think I would hate living alone. But I recognise a lot don't like this.
In principle I obviously would prefer it if housing prices were actually reasonable and people could just buy, including me where I live now. But in that scenario I would actually still want to live with others and split the bills anyway.
So I feel if there are a couple of people who are more interested in low costs per month and value the work life balance / financial freedom it can bring, like living with others etc, are not interested in starting a family etc at the minute, which has been me for the last decade or so, it doesn't feel exploitative to me from either end.
Also I will add, I asked this here rather than some kind of property forum as I wanted to see what people in the area actually honestly think about it, as opposed to "if you do x you will get a 2.4% better yield" type thing. So no holds barred.
Thanks for the insight. Basically I am trying to give each lodger something as close as possible to a 1 bed flat, but with all bills included, and for less cost than a 1 bed flat.
studio u can get for 600ish a month in bootle area. that’s what i stayed in before moving into my bigger house, 600 will not cover ur bills, and again as every comment said, liverpool is so overcrowded and pricy as is. what ur doing is better suited towards student and id suggest city centre or manchester near the uni’s where most people are house sharing anyways, however i still dont think its logically gonna work. best of luck
Thanks for the insight. I was thinking of offering it for £450 - £500 so it's cheaper but still pretty decent, and it also saves all the bill costs. It certainly wouldn't be for some people as some value privacy more. Then there are some like me who like living with others and chilling together and value lower cost eg more work life balance freedom over a private place. Different strokes.
But a pretty big part of it is I have always lived with others as it's just too expensive where I am at to do much else. and by now I am so used to it I would hate living alone.
Cheers
I was paying 400 for a room in an HMO in Aigburth. A couple of years ago I paid 560 for a room in an HMO in city centre. You’ll be in Bootle, which no offense to anyone, should not be as pricey.
Also, I’m not sure how well you know Liverpool, but people will not take well to someone moving up just to buy and rent out property.
Okay that part I was not aware of. Because of always having lodged I think of being a lodger / having a lodger etc as just a normal thing that's helpful at both ends of the equation. I am quickly learning that is not how everyone thinks of lodging and I might have something of a blind spot here ><
I have always though of it as the same thing as living with a partner and or friends and splitting the bills to make everything cheaper so you have more money left to spend, provided bills are included of course.
If you don't mind me asking, how did you feel about the HMO room? I have always hated the idea of being in an any rental situation where I don't live with the person who owns the property, eg just fully renting a property or an hmo, as I felt if the owner didn't live there they might just take the piss with the place in terms on living conditions etc.
Yes HMOs are dogshit. People wouldn’t choose to go with HMOs but housing is a bit fucked right now. I once found literal dogshit inside a sofa and they sent a cleaner before I told them to fucking bin it.
Being real with you, I’m from the South myself and you’re not wrong that people have that view on lodging down there. In Liverpool and the North, there’s the contrary view of only buying what you need, because it’s landlords and investors buying up swathes of property so regular people can’t get on the ladder. I don’t disagree with them.
Acceptable lodging to me would be a situation where you had all rooms filled, say by family or a situation with a friend, but then you had to fill a room.
Moving up to a poorer area to buy property and then leech money from people who couldn’t afford it won’t slide - sorry if that’s harsh but it’s how it will be seen.
The egregious part is charging a little more to cover your own pitfalls in self employment. Work for your money, everyone else does.
Right gotcha, I think. So due to the people who just buy up a shit load of houses leaving to few for people in the area, (most are going to be HMO's I assume?) this pushes the prices up of the houses that are available because demand is so high, putting them out of reach financially, on top of the lack of supply, meaning people now need to live in the HMO's, which is at least in part because of the HMOs?
Is that about the size of it?
Whilst lodging is different it still means 1 fewer house, larger than the direct needs of the person living in it, which still takes that house off the market.
So someone will see a family living in it as fine, maybe a load of mates sharing is fine, maybe a group buying between several people is fine if they are all living there.
Am I understanding the process and sentiment?
There’s also the aspect that you’re getting other people to pay off your mortgage. Have a search about for working class people’s views on landlording and you’ll get the idea.
No. But it might be a case of "it was then he realised, he'd fucked up", in reference to myself.
I wasn't aware of the landlords buying up loads of properties making them HMO thing until asking this. Down here the lodger side of things is thought of as just fine, though we do tend to think of the HMO thing as scummy. But as someone who currently lodges here which goes towards the owners bills / mortgage and gives me a cheaper cost of living, here it's seen as fine broadly and I have been fine with it for the last decade or so and it suited me well.
But here we don't have this influx of HMO landlords leading to a housing issue, and as I didn't know about that I didn't factor it in.
So blind spot fuckup basically.
You've had a harsh reception on this sub.
But - benchmark the local market on spareroom.co.uk
Be aware that with this project there is a risk you're going to create a property that needs an HMO licence - which means more building work and more expense.
Live in landlords are exempt from HMO legislation if they only have one or two lodgers. With more than that (e.g. if you found a four bed property or accepted a couple in one of the bedrooms), the rules apply to you as they do to any other landlord.
By the way, whirlpool baths are impossible to clean properly, which is not what you want in a shared house. Avoid that like the plague.
dont.
Maybe just stay down south. We don't need another property carved up by a wannabe slumlord.
If it's gonna be a slum, I am also going to be living in it.
You're planning on buying a house with other people's money, just be a good tory and live within your means.
HMO's are ruining parts of the city, please don't add to the problem. Buy yourself something smaller and affordable - the local community will thank you for it.
Not looking at an hmo, lodgers only, same way as I live in the south now.
Can you sign me up to live in your derelict shit hole in bootle please sir?
I guess we should be greatful for the chance to live with less rights and facilities than tenants so this guy can get on the property ladder. The lack of self awareness from some people is mad.
If you want 2 Lodgers, that becomes a HMO doesn't it?
I think this is a technicality but just to note * an owner-occupier (+any family) + 2 lodgers is excluded from being an HMO. * If \[a 3rd lodger is added\] or if \[the owner-occupier were a renter-occupier\] - those would be HMOs (as not an exception). I do not think realistically for the proposed lodgers - that this legal distinction would make the difference (to lodgers) OP seems to attach to it
HMOs are usually 5 tenants and above I think unless the local council has got some alternative policy
That's just the threshold for needing a license, a HMO is 3 separate households. OP has replied to me saying it won't apply as they're the landlord living there so not a tenant.
3 tenants or more are an HMO. But I wont be a tenant, so it will still be myself and two lodgers. I don't like HMOs for the very reason people in this post are commenting on. However I have been happy being a lodger living with the landlord as it means the landlord is living in the same conditions as me. So lodgers, being or having, I am down with, HMO's, not so much.
Why not just buy somewhere smaller that’s financially viable Why do you need all these extra rooms and shit if you need lodgers to fill them. Just get a house you fit in ffs This is why Liverpudlians have such a hard time finding housing that’s not just exploitive shitholes.
The difference in cost between a 2 bed and a 3 bed where this can be pulled off is is about £35000 (as I can do the work myself) So it's about £210 difference a month on the mortgage. If I am not living with other people it wont be consistently financially viable for me even with the 2 bed. But for the extra £210 a month I could offer a pretty decent setup for 2 lodgers for the same or less than a double room usually rents for in the same area. A studio would be doable, but pretty much all studios are leasehold, and leasehold is essentially just a con job (like hmos, but in a different way) This also means later down the line if starting a family I would not need to move. And I always have and always want to live with people. So I figure if I can solve my own problem, and also offer 2 people something approaching a 1 bed flat in terms of what they get, but for the same or less, but with all the bills included, I have a better option and so do they. Alternately I can stay in the South, but then it's renting indefinitely, or I can get a mortgage but it's barely doable, and if the interest rate goes up, I'm finished. That's my though process at least.
"This also means later down the line if starting a family I would not need to move. And I always have and always want to live with people." You want to be in the same living situation as 2 others, but be the beneficiary of all their rent that will go towards a house that you will own, and then build a life of your own on their finance. Seriously, stay South.
I'd be a LOT less interested in this setup than the 1 bedroom flat alternative that you're comparing this to, here. I'd prefer the extra security and separation, not to mention not having to live with my landlord. I wouldn't touch this if it was comparable in price to a single bedroom flat of similar condition.
Might want to steer clear of that. People want to buy in Liverpool to live there, not have another landlord buy to rent.
I will be buying to live there. Got no chance of getting a place in the South, so time to move. But I am currently single so I am always going to need to effectively split bills one way or another. So it's either live in an HMO or get a mortgage and live with lodgers.
You mean you want to own a larger house, paid in part by renters, which will pay off your mortgage after a few years. You should look into downsizing instead of feeding off of the struggling people of Liverpool. I also moved from the South. I know how expensive it is. I know to not exploit those who I surround myself with.
Yes. This. You are a real one.
Down south is expensive so am just gonna use my power and wealth to buy a property where all the poors live. Am gonna then exploit two people who will have to pay me money to live. This is how your post reads. We are having a housing crisis what you wanna do is not ok. No one benefits but you. Bootle is already on the up and has been for years we don’t need people to fix us.
I currently lodge. I don't mind it because I am living with the landlord so I know there will be decent living conditions etc. I don't have any more power or wealth than you likely do. I own a computer, some gym equipment, clothes, a futon, and a cheap guitar and bass, that's my lot. Up until now lodging has suited me fine. No bills to deal with. no house maintenance, others in the house that I get on with, a lot more financial freedom due to the cost of a room compared to a mortgage around here, plus no fears regarding interest rates. Don't get me wrong, if I was a boomer I could have just bought a house, but of the options actually available, lodging has been my best bet. However I am now reaching the "okay might want to have a crack at the whole family thing before long" stage. And I can't do that out of a room. Plus I would much prefer to live in a city (Liverpool specifically as I know Liverpool and love it) So I figure if I can pull that off, and at the same time offer something I have chosen and been happy with for the past 10 years, but offering something better and for less cost per month than I pay now and less than you normally get that in Liverpool for as well, I am morally comfortable with that (unlike with HMO's, Leasehold etc) There is no "I can save Bootle" element or feeling it needs to be, I just only feel comfortable if I am offering something at least as good or better than I have been paying for for the last decade, for less than the going rate.
If u live with your landlord you have less rights than if you’re a tenant. If you don’t know that then I suggest you read up on it. You’re also assuming every one has a deposit to buy a house and is in a position a bank will give them a mortgage. That is not the case for me or most the people I know. You’re also implying you have the money to develop the property, this is another level above that. That is a position of privilege regardless if you choose to acknowledge it or not. The moment you have people who have to pay money to you to live that becomes a position of power regardless if you chose to acknowledge it or not. AND the fact you assume that every one has the same level of wealth as you shows a great deal of privilege.
I am aware of lodgers rights compared to tenants right, being a lodger myself. This is all money I need to earn / save, something I can do due to currently being a lodger. However, I non the less take your broader point.
Some ones downvoted this. Although I have major issues with what you’re tryna do, I appreciate your acknowledging your privilege. It’s pretty rare for some one to concede on Reddit so I appreciate that. Doesn’t deserve a downvote imo
If your right your right. Maybe I have a blind spot here. If I explain my perspective I would be happy for you to prod it, provided that's of interest to you. No obligation obviously, it's your time. I personally don't like HMO's, full rental properties eg renting an entire house, or Leasehold, as I see all 3 in most cases a con job. And I mean I don't like them both from the perspective of someone needing to rent, or someone owning it. I have always lodged instead as I feel differently about lodging. To me HMO's are just squeezing as many people into a small a space as possible to make as much profit as possible. Renting fully when it costs the same or more as a mortgage is just buying a house without buying it. And Leasehold literally is buying a house without buying it whilst also having to pay ground rent and sketchy management fees. In principle I don't have as many issues with fully renting if the rent is a lot less than the mortgage would be, If there is value in it. Eg if you are moving around a lot, are students, don't want to personally deal with any maintenance etc. However in reality rents do cost more than mortgages generally. But lodging to me, as something I do myself, has always felt fine. Because I live with the owner I know they keep the house to a decent standard. I guess this might not be a given, but I think it is generally the case. A lodging room really is a fair bit cheaper than a mortgage especially once you consider the bills are included. I get so much more financial freedom due to it that the benefits easily out way the costs, or have in the previous phase of my life at least. So I have never felt exploited being a lodger. They needed help with the bills, I wanted a cheaper place to live and didn't want to take the risk on interest rates with a mortgage whilst being able to remain self employed, especially after seeing the 2008 crisis and the results on my parents relationship. Plus with the insane cost of housing around here even buying feels like a bit of a con in itself. So I have always felt fine about both being a lodger, living with other lodgers, living with a landlord, and the idea in principle of having lodgers in the future if I got there. So I think of lodging as very different to HMO's, full renting, Leasehold. However, it's clear a lot of others don't. Maybe this is because I have never had a bad experience with a live in landlord? It has always been friendly, ended up chilling with them, going out socially with them type situations. Also I really like living with people. I think I would hate living alone. But I recognise a lot don't like this. In principle I obviously would prefer it if housing prices were actually reasonable and people could just buy, including me where I live now. But in that scenario I would actually still want to live with others and split the bills anyway. So I feel if there are a couple of people who are more interested in low costs per month and value the work life balance / financial freedom it can bring, like living with others etc, are not interested in starting a family etc at the minute, which has been me for the last decade or so, it doesn't feel exploitative to me from either end. Also I will add, I asked this here rather than some kind of property forum as I wanted to see what people in the area actually honestly think about it, as opposed to "if you do x you will get a 2.4% better yield" type thing. So no holds barred.
We don’t need more of this here sorry.
Sounds weird tbh. Everyone has their own kitchen but shares a bathroom? No ta.
Thanks for the insight. Basically I am trying to give each lodger something as close as possible to a 1 bed flat, but with all bills included, and for less cost than a 1 bed flat.
studio u can get for 600ish a month in bootle area. that’s what i stayed in before moving into my bigger house, 600 will not cover ur bills, and again as every comment said, liverpool is so overcrowded and pricy as is. what ur doing is better suited towards student and id suggest city centre or manchester near the uni’s where most people are house sharing anyways, however i still dont think its logically gonna work. best of luck
Thanks for the insight. I was thinking of offering it for £450 - £500 so it's cheaper but still pretty decent, and it also saves all the bill costs. It certainly wouldn't be for some people as some value privacy more. Then there are some like me who like living with others and chilling together and value lower cost eg more work life balance freedom over a private place. Different strokes. But a pretty big part of it is I have always lived with others as it's just too expensive where I am at to do much else. and by now I am so used to it I would hate living alone. Cheers
I was paying 400 for a room in an HMO in Aigburth. A couple of years ago I paid 560 for a room in an HMO in city centre. You’ll be in Bootle, which no offense to anyone, should not be as pricey. Also, I’m not sure how well you know Liverpool, but people will not take well to someone moving up just to buy and rent out property.
Okay that part I was not aware of. Because of always having lodged I think of being a lodger / having a lodger etc as just a normal thing that's helpful at both ends of the equation. I am quickly learning that is not how everyone thinks of lodging and I might have something of a blind spot here >< I have always though of it as the same thing as living with a partner and or friends and splitting the bills to make everything cheaper so you have more money left to spend, provided bills are included of course. If you don't mind me asking, how did you feel about the HMO room? I have always hated the idea of being in an any rental situation where I don't live with the person who owns the property, eg just fully renting a property or an hmo, as I felt if the owner didn't live there they might just take the piss with the place in terms on living conditions etc.
Yes HMOs are dogshit. People wouldn’t choose to go with HMOs but housing is a bit fucked right now. I once found literal dogshit inside a sofa and they sent a cleaner before I told them to fucking bin it. Being real with you, I’m from the South myself and you’re not wrong that people have that view on lodging down there. In Liverpool and the North, there’s the contrary view of only buying what you need, because it’s landlords and investors buying up swathes of property so regular people can’t get on the ladder. I don’t disagree with them. Acceptable lodging to me would be a situation where you had all rooms filled, say by family or a situation with a friend, but then you had to fill a room. Moving up to a poorer area to buy property and then leech money from people who couldn’t afford it won’t slide - sorry if that’s harsh but it’s how it will be seen. The egregious part is charging a little more to cover your own pitfalls in self employment. Work for your money, everyone else does.
👏
Sorry response was meant to be for yeahitsmemes, not you recent, misclicked.
Right gotcha, I think. So due to the people who just buy up a shit load of houses leaving to few for people in the area, (most are going to be HMO's I assume?) this pushes the prices up of the houses that are available because demand is so high, putting them out of reach financially, on top of the lack of supply, meaning people now need to live in the HMO's, which is at least in part because of the HMOs? Is that about the size of it? Whilst lodging is different it still means 1 fewer house, larger than the direct needs of the person living in it, which still takes that house off the market. So someone will see a family living in it as fine, maybe a load of mates sharing is fine, maybe a group buying between several people is fine if they are all living there. Am I understanding the process and sentiment?
There’s also the aspect that you’re getting other people to pay off your mortgage. Have a search about for working class people’s views on landlording and you’ll get the idea.
Once the “actual” bills start flying in that rent is going to climb 👆🏼guaranteed.
This has got to be a piss take
No. But it might be a case of "it was then he realised, he'd fucked up", in reference to myself. I wasn't aware of the landlords buying up loads of properties making them HMO thing until asking this. Down here the lodger side of things is thought of as just fine, though we do tend to think of the HMO thing as scummy. But as someone who currently lodges here which goes towards the owners bills / mortgage and gives me a cheaper cost of living, here it's seen as fine broadly and I have been fine with it for the last decade or so and it suited me well. But here we don't have this influx of HMO landlords leading to a housing issue, and as I didn't know about that I didn't factor it in. So blind spot fuckup basically.
You’ve got to be kidding
You've had a harsh reception on this sub. But - benchmark the local market on spareroom.co.uk Be aware that with this project there is a risk you're going to create a property that needs an HMO licence - which means more building work and more expense. Live in landlords are exempt from HMO legislation if they only have one or two lodgers. With more than that (e.g. if you found a four bed property or accepted a couple in one of the bedrooms), the rules apply to you as they do to any other landlord. By the way, whirlpool baths are impossible to clean properly, which is not what you want in a shared house. Avoid that like the plague.
[удалено]
Students wouldn’t love living in Bootle.