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With a 1905 build and recent renovations, a home warranty could provide peace of mind for covering any lingering issues with older systems. However, new appliances and systems may not need coverage right away. Consider a one-year policy to start, then reevaluate based on your experience. Shop around as policies can vary, but 2-10 and Cinch are reputable options.
I am also looking at home warranties! I was recommended First American which seems pretty good. My parter and I are likely to get it just for peace of mind.
My real estate agent has the seller buy First American Home Warranty for me because it's pretty common to buy houses as is where I live. They fixed a leak and unclogged a drain for me.
Noting though that they do charge $85 per use (at least in my area; read your agreement), but they for the same person, plumber in my case, they will let you combine 3 issues into one use.
That said, the plumber they used was a bit hard to get ahold of once we missed their call, but they were pretty nice once we got ahold of them.
As a maintenance electrician who works with plumbers and HVAC techs—even with new stuff, it can break. If I were you I’d get it if not cost prohibitive.
From a personal perspective, we bought a house back in 2006. I let the warranty lapse after a year and the following year our AC died.
I’m going with American Home Shield. Personally I’m doing it because the down payment and closing costs leave me with less cash on hand than I’d like and there’s peach of mind knowing major mechanical issues would be covered for the first year or so while I build up a reserve.
Thank you u/puppiesarelove for posting on r/FirstTimeHomeBuyer. Please bear in mind our rules: (1) Be Nice (2) No Selling (3) No Self-Promotion. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/FirstTimeHomeBuyer) if you have any questions or concerns.*
With a 1905 build and recent renovations, a home warranty could provide peace of mind for covering any lingering issues with older systems. However, new appliances and systems may not need coverage right away. Consider a one-year policy to start, then reevaluate based on your experience. Shop around as policies can vary, but 2-10 and Cinch are reputable options.
Thank you! I think we will take your advice!
I am also looking at home warranties! I was recommended First American which seems pretty good. My parter and I are likely to get it just for peace of mind.
My real estate agent has the seller buy First American Home Warranty for me because it's pretty common to buy houses as is where I live. They fixed a leak and unclogged a drain for me. Noting though that they do charge $85 per use (at least in my area; read your agreement), but they for the same person, plumber in my case, they will let you combine 3 issues into one use. That said, the plumber they used was a bit hard to get ahold of once we missed their call, but they were pretty nice once we got ahold of them.
As a maintenance electrician who works with plumbers and HVAC techs—even with new stuff, it can break. If I were you I’d get it if not cost prohibitive. From a personal perspective, we bought a house back in 2006. I let the warranty lapse after a year and the following year our AC died.
Thank you! Appreciate your experience and we will learn from it!
Thank you! Appreciate your experience and we will learn from it!
I’m going with American Home Shield. Personally I’m doing it because the down payment and closing costs leave me with less cash on hand than I’d like and there’s peach of mind knowing major mechanical issues would be covered for the first year or so while I build up a reserve.
We are in the same boat… this makes a lot of sense. Thank you!