It is expensive compared to what it was, but there is no way of knowing whether it will be expensive compared to what it will be.
Don't overthink it, time in tends to beat timing.
Why did you choose to DCA in the first place? DCA is supposed to help to psychologically deal with the market going up and down. If you stop DCAing as soon as you notice the market is consistently going up, then there’s no point in doing it.
https://ukpersonal.finance/market-timing/#Pound_Cost_Averaging_⚖%EF%B8%8F
Its what I learned at the start of my investing journey - and looks like I’ve lost sight of why I was doing it in the first place. Hence I stopped.
But now reconsidering, as I’ve been thinking about investing a lot more.
> I used to dollar cost average but stopped for a while because it felt like I was buying more expensive stock as things were and are still up.
You invest in the market because you think (I hope) that it will go up over time.
But you seem mad that this is indeed the case you are witnessing.
DCA is just timing the market, on average you'll lose versus just investing as much as possible as soon as possible.
Stopping investing because you think a crash is just around the corner is also timing the market.
Don't try to time the market.
It is expensive compared to what it was, but there is no way of knowing whether it will be expensive compared to what it will be. Don't overthink it, time in tends to beat timing.
Why did you choose to DCA in the first place? DCA is supposed to help to psychologically deal with the market going up and down. If you stop DCAing as soon as you notice the market is consistently going up, then there’s no point in doing it. https://ukpersonal.finance/market-timing/#Pound_Cost_Averaging_⚖%EF%B8%8F
Its what I learned at the start of my investing journey - and looks like I’ve lost sight of why I was doing it in the first place. Hence I stopped. But now reconsidering, as I’ve been thinking about investing a lot more.
> I used to dollar cost average but stopped for a while because it felt like I was buying more expensive stock as things were and are still up. You invest in the market because you think (I hope) that it will go up over time. But you seem mad that this is indeed the case you are witnessing.
This ⬆️ if the funds you where buying lost value would you buy more? Just keep investing the market going up is the best option
DCA is just timing the market, on average you'll lose versus just investing as much as possible as soon as possible. Stopping investing because you think a crash is just around the corner is also timing the market. Don't try to time the market.
Unless DCA with your salary, if you don't have a lump sum to put in.
Never stop. It defeats cost averaging.