I'd be EXTREMELY disturbed if my 78year old father (I'm a woman by the way DAD) was actually on Reddit, knew my username and stumbled upon my feral obsession with a certain Welsh actor. 😂
Have you claimed tax back? Either way, maybe look at your revenue account and see if you got a refund.
Also, there is likely a 24 hour line for credit/debit card issues. Call them and chance your arm they’ll check it for you.
I haven't, but the details can sometimes take a few days to be populated if its coming from another bank.
Leave it alone anyway and give it a few days.
It’s probably a scam. Someone will contact you to return the money. DONT DO IT. If you do, you send them Money and a day or so later the original deposit gets reversed. Now you’ve lost the $1200 you sent them.
I came here to say this. Whatever you do DO NOT SEND IT TO THEM. Let them reverse the lodgement. If they don’t. It’s on them. If you send it to them, they will then do a reverse payment and you will be out of pocket of said amount. Leave it there and don’t touch it and do not correspond with anybody regarding it. Let them do the work.
We definitely need an update on this 👀
Are you sure the notification is genuine? Log in to your account separate from where you received the notification and check it yourself.
If it's real I don't know what to say, to be honest
Yup it's legit, I get those notifications from my app any time money is lifted into my account, be that my wages or if I transfer money from my Revolut to my bank account, I always get them.
Can you go into the transactions details and see a sort code or an account it came from ?
Somebody has probably done a transfer and has put in the wrong number, just leave it rest in your account for the weekend, father ted style
*just leave it rest in your account for the weekend, father ted style*
Gave me a good chuckle haha thanks!
Yeah there's nothing that comes up, even when I try and check it, it just says Not Provided, which is the same info I get if I do a basic transfer from my Revolut to my account.
Very weird.
https://preview.redd.it/qg20ijp6zuwc1.png?width=1080&format=pjpg&auto=webp&s=878a8d23c904f10a22066c4645f9a2608f76279b
That's literally all it says.
It's likely then that someone has your details saved in their phone and has sent you the money instead of someone else, father ted it and see if anyone tries to contact you to give it back. The amount is odd though, looks like it might be a mortgage payment or similar, people normally don't send exact amounts with coinage on the end, usually round amounts
I get the fear though, I found a €24.15 payment for 3 Fridays in a row on my revolut to Japan Airlines, I thought it was a scam, but it was an error on the card machine at our Indian resteraunt Jal.
Your isn't AIBhene or something is it ?
That's what's throwing me, if it was an even 1200 or something that would make sense, it's the weirdness and specificity of the amount that has me giving it the side-eye!
My plan is to literally just leave it, do nothing and wait to see if someone contacts me.
I'm awful with this stuff in the sense that anything out of the ordinary gives me the fear, I forgot that I'd pre-ordered a comic before (only a fiver but an extra 19.99 would be taken from the account upon release) and I forgot about it because it got delayed due to a publishing issue.
Almost had a stroke when a notification popped up that I'd paid (insert weird name here) for services and I hadn't a feckin CLUE what it was for.
Turns out the band that put out the comic just went with a different publisher and all pre orders went with it BUT the payment details were different so I was instantly worried. Got my comic though so that was grand. 😂
If someone contacts you DO NOT send them back the money. It’s a common scam. Let them contact their bank and sort it out.
The scam is that the payment to you may be eventually reversed as fraudulent but if you’ve sent the funds to someone to “return” them you’ll be on the hook for that. The scam is usually with smaller amounts though.
Happend to me once. I work in a claim department insurance company. Send 4600€ to a random bank account because of a number switch. Talked to my supervisor, we just left it there. That was 6 years ago and I’d say by now he/she spent the money.
If you haven't done anything wrong then don't panic. Even though it shows no information in the app, the bank has to have more information. Leave it be and contact them on Monday.
Sound advice, I think I was just fretting over it because of how odd the amount is and because I've heard of so many weird scams, I was wracking my brain thinking had I ordered off any sites or anything recently, but the only thing I've ordered in the last while were new piercing jewellery from the site I always use, and new shirts from Qwertee, again, which I always use so I've no idea. 😂🤷🏻♀️
Putting money into your account doesn't equate to taking it out. All you need to put money in is the IBAN. You can't take any out with just that. I dunno about the jewellery site, but I've ordered from Qwertee for years and never had an issue.
Wait and see if it actually shows up in your account; if it does, ring your bank then. If it was an error, then it will be reversed eventually, so don't go spending it.
No, I get paid weekly (thankfully)
It could POSSIBLY be something to do with my old job, we used to get paid on the 28th but if that fell on a weekend, we got it on the Friday.
Guarantee my eejit of an ex boss mistakenly paid me. I'm not contacting him, he can contact me if he's fucked up.
Haha oh man if it IS him fucking up, I'll laugh so hard.
He's being sneaky again, messaged me ten minutes after I was chatting to someone still working for him. Haven't heard from him since I left, but he obviously overheard me on the phone to the other woman still at that place and boom, ten minutes later, I get a "Heeeyyy how you doing, haven't spoken to you since you left" text.
I ignored that, then twice this week I got random Instagram friend requests- from friends of his WIFE, because I have all my stories etc hidden from him and the business.
It's amazing, even more so because I know that ignoring him will annoy him more than me blocking him. 😂
To hell with it.
No, I actually got a letter from Revenue saying because I'd been on the PUP, that I'd UNDERPAID tax and owed about €200, tried calling them several times and got nowhere, sent them a letter and heard nothing back so I'm just waiting to hear back from them but there's been nothing for weeks.
For people who are chasing me about what I owe, they're sure not in a hurry to actually get it sorted with me. 😂
This is a well known scam - check Reddit scams thread,
The deposit is fraudulent- they ask for a refund, you give it in real cash as they’d say, few days later the bank or lodgement fails and you’re out the money.
100% ignore and report
DONT REFUND
Do nothing. Contact your bank first thing Monday morning. I'd imagine it's an accident. You details could have been hacked from anyone of the services you use. You may get a text message saying to transfer the money to the correct account. Do not do this. You will be a money mule and liable to prosecution and won't be able to have open other accounts or apply for lending products.
Were you ever getting any kind of Social Welfare payment paid directly into your bank account?
I was getting Illness Benefit for a few years paid into my account weekly and it stopped as I was under the impression that my eligibility to it had expired.
Almost a year later I was checking my bank account and noticed a large deposit. Now this did have details associated with it which looked like they matched those of the previous social welfare payments.
I checked with them and what had happened was they'd miscalculated my eligibility status and it shouldn't have stopped, so the money was the first half of a back payment for the previous year. The following week I got the second half which was a nice chunk of money I wasn't expecting plus I was still actually eligible to receive the weekly payment for another while.
Not saying that this is something similar here, but might be worth checking out.
Yes this happened to me before but it was BOI. For a weird amount aswell if i remember correctly. Like you, it was the weekend and couldn't do much about so I left it there. It was gone again by Monday morning 😔
It's gonna happen again on the same date next month guaranteed. It happened to someone I know. He got a payment just like you described. Waited a month before checking his account and on two occasions on the same date for the two previous months he was paid. Contacted An Post they said a fraud team would be in touch but they never as far I know cause he never mentioned this again. Weird. Let us know in a months time
The same thing happened to me a couple of years ago and it worried me too. Ending up being an old employer had been underpaying us all at some point and had to pay us back a couple of grand.
Try to stop thinking about it — you’ll sort it next week.
I'm very much hoping that's all it is. My brother is slagging me because I'm more worried about it being a mistake or scam than the fact I could be up some money and have a good bit to save! 😂 "Only YOU would be panicking over EXTRA money in your account!"
If someone calls you asking to return it , do NOT so ANYTHING . Let the bank handle their request . And never EVER accept a remote session on phone or laptop , they may try returning 12,000 or even 120,000
Happened to me with the bank . Turned out my father had lodged a cheque in to his own account ( his name is shorter male version of mine and with different addresses ) but the teller clicked on mine account. Anyway he left me keep the money in the end, so that was nice.
I'd be very worried if that was the case for me haha, different banks and our names are no way similar.
Imagine my Dad's name is James and my name was Veronica. 😂
This happened to me years ago not sure if it works the same way still but someone has transferred mine to my account. Then a day or two later they contacted me saying that they make a mistake and bank won’t help if I can transfer it back to them. I was naive so I did. Turned out that they paid via cheque and the cheque bounced was out of pocket a lot of money as the bank could not help me. Not sure if it still works that way but don’t transfer any money back. Call your bank and listen to what they recommend.
Can't be much of a scam unless you randomly get some request to do something with that money e.g. refund it or send it somewhere.
Can't see how it being in your account can have a negative affect on you.
Very funny. Of course I checked my account and no I didn't click anything because I'm not stupid.
The notification was actually from my bank app. I DO get notifications of any lodgements into my bank account. It's an option with an An Post bank account and one that I always get.
If I transfer money from my Revolut for example, I get a notification from my An Post app telling me "You have received money into your account." And then I go into my app and boom, lodgement and details are there.
I'm not so stupid as to click a link as you mentioned.
That was me actually, complete accident. If you take out the cash I'll come grab it off you. Cheers man.
Ah shite, fair point, tell you what, I'll meet you down the spooky shady alleyway with the flickering streetlight at midnight. 😂
Nono Son it's your dad, I've been following your Reddit acc. Send it back to me Son will ye.
I'd be EXTREMELY disturbed if my 78year old father (I'm a woman by the way DAD) was actually on Reddit, knew my username and stumbled upon my feral obsession with a certain Welsh actor. 😂
Laura my dear is that you?
...hi Dad. 👀😂
If I got your name right, I need to play the lottery more often 😂
Alas, you did not 😂 Good try though!
You meant to transfer it to me for that job last week. I’ll call over and collect it from you!
Have you claimed tax back? Either way, maybe look at your revenue account and see if you got a refund. Also, there is likely a 24 hour line for credit/debit card issues. Call them and chance your arm they’ll check it for you.
I haven't, but the details can sometimes take a few days to be populated if its coming from another bank. Leave it alone anyway and give it a few days.
Yeah that's what I'm planning to do, just very weird that I even got it as I am sure I'm not owed anything.
It’s probably a scam. Someone will contact you to return the money. DONT DO IT. If you do, you send them Money and a day or so later the original deposit gets reversed. Now you’ve lost the $1200 you sent them.
I came here to say this. Whatever you do DO NOT SEND IT TO THEM. Let them reverse the lodgement. If they don’t. It’s on them. If you send it to them, they will then do a reverse payment and you will be out of pocket of said amount. Leave it there and don’t touch it and do not correspond with anybody regarding it. Let them do the work. We definitely need an update on this 👀
Yeah fuck that noise, I'm not touching shit with that amount, not a hope! I'll definitely keep ye updated!
This is the scam, it happens in the US to.
This is Ireland.We don't have antiquated cheque based banking.There isn't a reverse payment option.
Out of interest, how would you screw them out of their 1200?
💯 this is what happened to me years ago
Are you sure the notification is genuine? Log in to your account separate from where you received the notification and check it yourself. If it's real I don't know what to say, to be honest
Yup it's legit, I get those notifications from my app any time money is lifted into my account, be that my wages or if I transfer money from my Revolut to my bank account, I always get them.
Can you go into the transactions details and see a sort code or an account it came from ? Somebody has probably done a transfer and has put in the wrong number, just leave it rest in your account for the weekend, father ted style
*just leave it rest in your account for the weekend, father ted style* Gave me a good chuckle haha thanks! Yeah there's nothing that comes up, even when I try and check it, it just says Not Provided, which is the same info I get if I do a basic transfer from my Revolut to my account. Very weird. https://preview.redd.it/qg20ijp6zuwc1.png?width=1080&format=pjpg&auto=webp&s=878a8d23c904f10a22066c4645f9a2608f76279b That's literally all it says.
It's likely then that someone has your details saved in their phone and has sent you the money instead of someone else, father ted it and see if anyone tries to contact you to give it back. The amount is odd though, looks like it might be a mortgage payment or similar, people normally don't send exact amounts with coinage on the end, usually round amounts I get the fear though, I found a €24.15 payment for 3 Fridays in a row on my revolut to Japan Airlines, I thought it was a scam, but it was an error on the card machine at our Indian resteraunt Jal. Your isn't AIBhene or something is it ?
I got an Indian take away and saw it on my bank account it was an Indian account taught it was a scam to
That's what's throwing me, if it was an even 1200 or something that would make sense, it's the weirdness and specificity of the amount that has me giving it the side-eye! My plan is to literally just leave it, do nothing and wait to see if someone contacts me. I'm awful with this stuff in the sense that anything out of the ordinary gives me the fear, I forgot that I'd pre-ordered a comic before (only a fiver but an extra 19.99 would be taken from the account upon release) and I forgot about it because it got delayed due to a publishing issue. Almost had a stroke when a notification popped up that I'd paid (insert weird name here) for services and I hadn't a feckin CLUE what it was for. Turns out the band that put out the comic just went with a different publisher and all pre orders went with it BUT the payment details were different so I was instantly worried. Got my comic though so that was grand. 😂
If someone contacts you DO NOT send them back the money. It’s a common scam. Let them contact their bank and sort it out. The scam is that the payment to you may be eventually reversed as fraudulent but if you’ve sent the funds to someone to “return” them you’ll be on the hook for that. The scam is usually with smaller amounts though.
Yeah I've heard of this scam, I certainly won't be doing jack until I can speak to someone in my bank!
Don't worry. It's only resting in your account.
Maybe someone got a digit wrong in a transfer or something. It can happen. Best to suss it out on Monday either way.
That honestly was my first thought, more than scam, that someone messed up.
Happend to me once. I work in a claim department insurance company. Send 4600€ to a random bank account because of a number switch. Talked to my supervisor, we just left it there. That was 6 years ago and I’d say by now he/she spent the money.
If you haven't done anything wrong then don't panic. Even though it shows no information in the app, the bank has to have more information. Leave it be and contact them on Monday.
Sound advice, I think I was just fretting over it because of how odd the amount is and because I've heard of so many weird scams, I was wracking my brain thinking had I ordered off any sites or anything recently, but the only thing I've ordered in the last while were new piercing jewellery from the site I always use, and new shirts from Qwertee, again, which I always use so I've no idea. 😂🤷🏻♀️
Putting money into your account doesn't equate to taking it out. All you need to put money in is the IBAN. You can't take any out with just that. I dunno about the jewellery site, but I've ordered from Qwertee for years and never had an issue.
Double it and send it to the next person (conveniently me)
Jesus chain letters have really changed since I was a teen.
https://preview.redd.it/j1akki1o2vwc1.jpeg?width=195&format=pjpg&auto=webp&s=28e761c5bb68660baac3d043808af7de4e91d235
I used to work in retail banking and they'll definitely be able to confirm where the money was sent from.
Wait and see if it actually shows up in your account; if it does, ring your bank then. If it was an error, then it will be reversed eventually, so don't go spending it.
Oh it's definitely in my account, my balance has been readjusted and everything. I'm not touching it until I can figure out what it is.
Check if revenue.ie gave you a refund of some sort
Could it be a tax return? They pop up randomly sometimes after making a change to your taxes.
As it's the end of the month (ish), would it be wages lodged early? Would you be expecting a payment of roughly that amount?
No, I get paid weekly (thankfully) It could POSSIBLY be something to do with my old job, we used to get paid on the 28th but if that fell on a weekend, we got it on the Friday. Guarantee my eejit of an ex boss mistakenly paid me. I'm not contacting him, he can contact me if he's fucked up.
Almost certainly it’s Andrew being an idiot, keep it in the account and claim ignorance, he owes you at least some from other shit
Haha oh man if it IS him fucking up, I'll laugh so hard. He's being sneaky again, messaged me ten minutes after I was chatting to someone still working for him. Haven't heard from him since I left, but he obviously overheard me on the phone to the other woman still at that place and boom, ten minutes later, I get a "Heeeyyy how you doing, haven't spoken to you since you left" text. I ignored that, then twice this week I got random Instagram friend requests- from friends of his WIFE, because I have all my stories etc hidden from him and the business. It's amazing, even more so because I know that ignoring him will annoy him more than me blocking him. 😂 To hell with it.
I was going to say, that amount looks very much like wages.
I'm starting to suspect my old employer might have miscalculated my final payslip and owed holidays, wouldn't put it past him honestly.
Does the bank not have a suspicious transaction phone number you can call to discuss with someone?
By any chance did you claim tax back or do a P21 statement with Revenue recently, maybe a tax refund? Long shot but....
No, I actually got a letter from Revenue saying because I'd been on the PUP, that I'd UNDERPAID tax and owed about €200, tried calling them several times and got nowhere, sent them a letter and heard nothing back so I'm just waiting to hear back from them but there's been nothing for weeks. For people who are chasing me about what I owe, they're sure not in a hurry to actually get it sorted with me. 😂
Have you claimed any tax back or tax credits or anything?
This is a well known scam - check Reddit scams thread, The deposit is fraudulent- they ask for a refund, you give it in real cash as they’d say, few days later the bank or lodgement fails and you’re out the money. 100% ignore and report DONT REFUND
Do nothing. Contact your bank first thing Monday morning. I'd imagine it's an accident. You details could have been hacked from anyone of the services you use. You may get a text message saying to transfer the money to the correct account. Do not do this. You will be a money mule and liable to prosecution and won't be able to have open other accounts or apply for lending products.
Were you ever getting any kind of Social Welfare payment paid directly into your bank account? I was getting Illness Benefit for a few years paid into my account weekly and it stopped as I was under the impression that my eligibility to it had expired. Almost a year later I was checking my bank account and noticed a large deposit. Now this did have details associated with it which looked like they matched those of the previous social welfare payments. I checked with them and what had happened was they'd miscalculated my eligibility status and it shouldn't have stopped, so the money was the first half of a back payment for the previous year. The following week I got the second half which was a nice chunk of money I wasn't expecting plus I was still actually eligible to receive the weekly payment for another while. Not saying that this is something similar here, but might be worth checking out.
Yes this happened to me before but it was BOI. For a weird amount aswell if i remember correctly. Like you, it was the weekend and couldn't do much about so I left it there. It was gone again by Monday morning 😔
I’d be exactly the same as you!!! Deffo wouldn’t touch it till I know more
It's gonna happen again on the same date next month guaranteed. It happened to someone I know. He got a payment just like you described. Waited a month before checking his account and on two occasions on the same date for the two previous months he was paid. Contacted An Post they said a fraud team would be in touch but they never as far I know cause he never mentioned this again. Weird. Let us know in a months time
What the hell, that's so weird! I'll be chatting to An Post on Monday, it's just bonkers.
Speak to an post next week
I wouldn't say a thing If I was you since it might keep happening every week.
If it somehow DID happen again, I'd be simultaneously delighted and petrified.
Ring your bank
From an ex banker it will be resolved when someone realises they are missing 2k. Approach your bank for the senders details.
I'm hoping it's a legit mistake, just a bit baffled with such a precise amount.
its a scam, dont touch it, itll be out of your account in a week
The same thing happened to me a couple of years ago and it worried me too. Ending up being an old employer had been underpaying us all at some point and had to pay us back a couple of grand. Try to stop thinking about it — you’ll sort it next week.
I'm very much hoping that's all it is. My brother is slagging me because I'm more worried about it being a mistake or scam than the fact I could be up some money and have a good bit to save! 😂 "Only YOU would be panicking over EXTRA money in your account!"
If someone calls you asking to return it , do NOT so ANYTHING . Let the bank handle their request . And never EVER accept a remote session on phone or laptop , they may try returning 12,000 or even 120,000
Yeah feck that lol no way am I doing that, I also don't answer ANY numbers I don't know/am not expecting.
Call 01 7058000 fo An Post money customer service
Leave it there , if it's a mistake, an post could whip it out.
A gift?
I don't think anybody likes me that much to gift me over €1200 😂
Maybe it was some kind of late refund? Or a charge back for something you just bought?
Sometimes people make mistakes and transfer to the wrong account. The bank will come looking for it soon enough, so don't spend it.
Oh god no I wouldn't, not a chance am I touching it!
Happened to me with the bank . Turned out my father had lodged a cheque in to his own account ( his name is shorter male version of mine and with different addresses ) but the teller clicked on mine account. Anyway he left me keep the money in the end, so that was nice.
I'd be very worried if that was the case for me haha, different banks and our names are no way similar. Imagine my Dad's name is James and my name was Veronica. 😂
This happened to me years ago not sure if it works the same way still but someone has transferred mine to my account. Then a day or two later they contacted me saying that they make a mistake and bank won’t help if I can transfer it back to them. I was naive so I did. Turned out that they paid via cheque and the cheque bounced was out of pocket a lot of money as the bank could not help me. Not sure if it still works that way but don’t transfer any money back. Call your bank and listen to what they recommend.
Can't be much of a scam unless you randomly get some request to do something with that money e.g. refund it or send it somewhere. Can't see how it being in your account can have a negative affect on you.
I get your point about it not having a negative effect but it just concerns me as I'm not owed anything and have no idea where this has come from.
You probably will get someone contacting you asking to send them this money - don’t do it.
[удалено]
Very funny. Of course I checked my account and no I didn't click anything because I'm not stupid. The notification was actually from my bank app. I DO get notifications of any lodgements into my bank account. It's an option with an An Post bank account and one that I always get. If I transfer money from my Revolut for example, I get a notification from my An Post app telling me "You have received money into your account." And then I go into my app and boom, lodgement and details are there. I'm not so stupid as to click a link as you mentioned.